{"Lite":"輕享貸","a-one-time-service-fee":"會收取一次性服務費，並從您的貸款撥款中扣除。您收到的金額 = 貸款本金 - 服務費。","amount-min-tip":"金額必須大於 {{amount}} {{asset}}","amount-max-tip":"金額必須小於 {{amount}} {{asset}}","borrow-again":"再次借款","Unlock-instant-liquidity":"解鎖即時流動性","borrow-with-only-1-upfront":"僅需支付 {{percentage}} 的預付手續費即可借款","manage":"管理","newest-to-oldest":"由新到舊","take-over":"接管","select-coin":"選擇代幣","not-enough-assets":"資產不足以償還此筆款項","repayment-failed-please-try-again":"償還失敗。請再試一次。","the-btc-in-your-spot":"現貨帳戶和/或資金帳戶中的合格抵押品會用於申購賺幣活期產品。","i-have-read-and-agreed":"我已閱讀並同意<primary>幣安貸款服務協議</primary>及<secondary>幣安使用條款</secondary>。","service-fee":"服務費","collateral-return-wallet":"抵押品返還錢包","penalty-interest-rate":"罰金利率","repay-anytime-no-transaction-fee":"隨時償還與免交易手續費","closed":"已平倉","ltv-high-to-low":"由高到低","exceeds-maximum-borrowable-amount":"超出最大可借金額","repay-on-time-with-supported":"使用支援的幣種準時償還","est-interest-amount":"估計利息金額","your-collateral-keeps-earning":"您的抵押品持續賺取收益","how-lite-loan-works":"輕享貸運作方式","repay-exact-required":"請償還 {{amount}} {{asset}} 以關閉此訂單","oldest-to-newest":"由舊到新","ltv-low-to-high":"由低到高","borrow-date":"借款日期","sort-by":"排序依據","i-understand-that-if-the":"我了解若未按時償還貸款，將每日累計適用的罰款利息。","collateral-amount-coin":"抵押品金額 {{coin}}","borrow-failed":"借款失敗","please-repay-overdue-loan-first":"請先償還逾期貸款","when-the-loan-is-overdue":"貸款逾期時，會根據未償還的貸款金額按日收取罰息。罰息會累計直到貸款全額償還為止。","please-note-if-you-do":"請注意：如果您的現貨帳戶中沒有足夠資產可全額償還貸款，由於不提供部分償還，自動償還會失敗。您需要手動償還。","enjoy-flexibility-with-delayed-liquidation":"享受延遲強平帶來的靈活性","not-enough-assets-for-borrow":"資產不足以借款","collateral-return-amount":"抵押品返還金額","receive-amount":"收款金額","ltv":"質押率","other-coins":"其他幣種","due-soon":"即將到期","borrow-with-customized-interest-rate":"以自訂利率借款","discover-loan-product":"探索貸款產品","customize-your-loan-interest-rate":"自訂您的貸款利率","i-understand-that-overdue-loans":"我了解若逾期天數達到 {{duration}} 天或質押率 (LTV) 達到 {{liquidationLtv}} (以較早者為準)，逾期貸款會被強行平倉。","repay":"償還","borrow-against-your-btc-no":"以您的 {{collateralCoin}} 作為抵押借款，無需支付利息","service-fee-is-charged-upfront":"服務費會預先收取，並從借款金額中扣除。此費用不予退還。","repay-with-borrow-coins":"使用借入幣種償還","due-date":"截止日期","repayment-successful":"償還成功","you-pay":"您支付","lite-loan":"輕享貸","repay-method":"償還方式","sort-by-date":"依日期排序","borrow-quota":"借款額度","penalty-fee":"罰款利息","open":"開盤","keep-yields-from-flexible-earn":"保留活期賺幣抵押品的收益","late-repayment-incurs-a-fee":"逾期還款會產生手續費","institutional-level-loan-services":"機構級貸款服務","we-will-automatically-deduct-the":"啟用自動還款後，幣安會在到期日使用您的現貨帳戶、資金帳戶和活期理財資產自動償還您的輕享貸。一旦貸款訂單逾期，將無法使用自動還款，您需要手動償還貸款訂單，以避免產生罰息。","check-repay-history":"查看償還記錄","repay-with-other-coins":"使用其他幣種償還","repaid-methods":"償還方式","lite-loan-micro-lending":"加密貨幣擔保借款 — 解鎖即時流動性","borrow-successful":"借款成功","lite-loan-faq-q2-title":"我可以在幣安 輕享貸 上質押或借入哪些加密貨幣？","lite-loan-banner-subtitle":"小額借貸 — 簡單、安全、放心借款","lite-loan-faq-q10-title":"什麼是 LTV、保證金提醒 LTV 和強平 LTV？","lite-loan-faq-q8-body":"您可以在輕享貸產品頁面查看您的貸款餘額。<br />訂單成功後，您可以在輕享貸產品頁面中查看您的貸款餘額和抵押品資產。","lite-loan-faq-q5-title":"初始 {{loanTermDays}} 天期限內的手續費是多少，何時收取？","lite-loan-faq-q10-body":"LTV 是質押率的縮寫。它代表您借入的數位資產價值加上累計手續費，相對於您的抵押品價值的比率。這些數值以各加密貨幣的<priceIndex>價格指數</priceIndex>為基準。<br /><b>LTV</b> = 貸款價值 / 抵押品價值<br /><b>保證金提醒 LTV</b> 代表貸款倉位逐漸接近強平 LTV 的警示。當您的貸款倉位達到其保證金提醒 LTV 時，系統會發送保證金提醒通知。您可以透過償還部分或全部貸款來降低 LTV。<br /><b>強平 LTV</b> 代表貸款倉位會遭到強平的門檻。當您的貸款倉位達到其強平 LTV 時，質押的抵押品可能會自動強平，以償還未償還的貸款。<br /><br />請注意：對於 輕享貸，保證金提醒 LTV 為 {{marginCallLTV}}，強平 LTV 為 {{liquidationLTV}}。","lite-loan-faq-q12-body":"如果發生強平，該借貸倉位的抵押品會用於償還全部貸款。<br />系統會根據遭到強平的資產收取強平手續費，並依照資產的市場價格直接從抵押品扣除。<br />此外，幣安可能會在強平流程中對每項抵押資產套用風險型強平調整。此調整是依照幣安所判定的強平時資產市場價值，套用適用的風險型強平比率計算得出。如需更多詳情，請參閱<riskRatio>風險型強平比率</riskRatio>。您的其餘資產會保留在您的賺幣帳戶中。","lite-loan-faq-q7-title":"什麼是自動償還，如何運作？","lite-loan-faq-q1-title":"什麼是幣安 輕享貸？","lite-loan-eligible-collateral-notice":"現貨帳戶和/或資金帳戶中的合格抵押品會用於申購賺幣活期產品。","lite-loan-faq-q12-title":"貸款遭到強平會怎麼樣？","lite-loan-faq-q13-title":"幣安 輕享 的條款為何？","lite-loan-faq-q6-body":"您可以使用借入的幣種部分或全額償還貸款：<br />1. 前往 輕享貸 產品頁面，選擇您的貸款訂單<br />2. 輸入償還金額並點擊 [確認]<br /><br />若您想使用其他幣種償還：<br />1. 前往 輕享貸 產品頁面，選擇您的貸款訂單<br />2. 點擊頁面底部的 [使用其他幣種償還]<br />3. 選擇您偏好的償還幣種，輸入金額並點擊 [確認]<br /><br />請注意，逾期的貸款訂單會產生每日罰息。","lite-loan-faq-q3-body":"請參閱 輕享貸 產品頁面，了解每種可借資產的借款上限。<br />個人借款額度根據您在現貨帳戶、資金帳戶和活期賺幣帳戶中持有的合格抵押品價值而定，並受適用抵押率以及每種可借資產的借款上限約束。<br />範例：<br />假設借款上限為 1,000 USDT，抵押率為 40%：<br />抵押品價值為 6,000 USDT，借款額度：6,000 × 40% = 2,400，上限為 1,000 USDT<br />抵押品價值為 2,000 USDT，借款額度：2,000 × 40% = 800 USDT","lite-loan-faq-q4-body":"貸款期限固定為 {{loanTermDays}} 天。您可以在 輕享貸 產品頁面查看每筆訂單的到期日。<br />如果貸款未在到期日前償還就會逾期。最長逾期期間為 {{maxOverdueDay}} 天，在此期間會每日計收罰息。逾期達到 {{maxOverdueDay}} 天是觸發強平的條件之一。","lite-loan-faq-q7-body":"啟用自動償還後，幣安會在到期日當天，僅使用您在現貨帳戶、資金帳戶和賺幣活期帳戶中借入幣種的可用餘額自動償還貸款。若您的可用餘額不足以支付全額，系統會自動處理部分償還，您需要手動償還剩餘餘額，以避免逾期狀態和罰息。<br />借款時，自動償還<b>預設為啟用</b>。","Check-Order":"查看訂單","lite-loan-faq-q9-title":"如果我的貸款償還逾期，是否會收取罰息？","lite-loan-faq-q13-body":"請在<terms>此處</terms>參閱幣安 輕享貸 條款。","lite-loan-faq-q8-title":"我可以在哪裡查看我的貸款餘額和抵押資產？","lite-loan-faq-q11-body":"在發生以下任一情況時，可能會觸發強平：<br /><br />1. 貸款已逾期 {{maxOverdueDay}} 天；或<br />2. 在期限到期後，質押率 (LTV) 達到 {{liquidationLTV}}。<br /><br />範例 (情境 2)：<br />如果用戶未在到期日全額償還，且後續 LTV 達到 {{liquidationLTV}}，即使貸款尚未逾期 {{maxOverdueDay}} 天，也會遭到強平。","lite-loan-faq-q2-body":"可借資產：{{borrowList}}<br />符合資格的抵押品：{{collateralList}}","lite-loan-faq-q6-title":"如何償還貸款？","lite-loan-faq-q11-title":"我的貸款會在什麼情況下遭到強平？","lite-loan-faq-q5-body":"服務費：借款時會收取一次性 {{serviceFeeRate}} 服務費，並直接從貸款金額中扣除。請注意，若提前還款，服務費不予退還。初始 {{loanTermDays}} 天期限內不會收取額外利息。<br />範例：<br />若服務費率為 {{serviceFeeRate}}，且您借入 100 USDT，服務費會以 100 × {{serviceFeeRate}} 計算，剩餘金額會發放至您的現貨帳戶。","lite-loan-faq-q1-body":"幣安 輕享貸 是一款定期借貸產品，允許用戶質押抵押品並借入加密貨幣，以即時取得流動性。質押的抵押品用於申購賺幣活期產品並賺取收益 (如適用且視適用利率而定)。<br /><b>主要特色：</b><br />1. 固定貸款期限：{{loanTermDays}} 天<br />2. 借款金額：最低為等值 1 美元的加密貨幣，最高不超過各資產的借款上限<br />3. 在最初 {{loanTermDays}} 天期限內，不會因抵押品或借入資產的價格波動而觸發強平<br />如需更多資訊，請參閱<faqLink>常見問題</faqLink>。","lite-loan-faq-q9-body":"是的。如果您的貸款未在到期日之前全額償還，逾期未償餘額將按年化利率 {{annualPenaltyFeeRate}} 每日計提罰息。<br /><br />範例：<br />如果年化罰息利率為 {{annualPenaltyFeeRate}}，逾期未償餘額為 500 USDT，每日罰息計算方式為 500 × {{annualPenaltyFeeRate}} ÷ 365。","lite-loan-faq-q3-title":"借款限額是多少，我的借款額度如何計算？","lite-loan-banner-body-desktop":"立即以您的加密貨幣借款。無需管理質押率 (LTV)，在最初 30 天的貸款期限內不會因價格而觸發強平 — 只要借款、準時還款，即可取回您的抵押品。","lite-loan-faq-q4-title":"貸款期限是多久？","Earn-Wallet":"理財錢包","in-progress":"處理中","check-history":"查看歷史","borrow-more":"借更多","borrow-quota-tooltip":"您的借款額度是根據合格抵押品價值的 {{initialLTV}} 與 {{maxBorrowLimit}} {{coin}} 兩者中的較低值計算。預設情況下，資金帳戶、現貨帳戶和理財活期帳戶中的合格抵押品均會納入計算。","select-more-wallets-to-borrow":"抵押品不足。請點擊下方的「可用」啟用所有帳戶。"}