{"Lite":"轻享贷","a-one-time-service-fee":"将收取一次性手续费，并从您的放款金额中扣除。您实际收到的金额 = 贷款本金 - 手续费。","amount-min-tip":"金额必须大于 {{amount}} {{asset}}","amount-max-tip":"金额必须小于 {{amount}} {{asset}}","borrow-again":"再次借币","Unlock-instant-liquidity":"解锁即时流动性","borrow-with-only-1-upfront":"服务费固定为 {{percentage}}  ，可即刻借币","manage":"管理","newest-to-oldest":"从最新到最早","take-over":"接管","select-coin":"选择代币","not-enough-assets":"资产不足，无法完成本次偿还","repayment-failed-please-try-again":"还款失败，请重试。","the-btc-in-your-spot":"您现货账户和/或资金账户中的合格抵押品将用于申购保本赚币活期产品","i-have-read-and-agreed":"我已阅读并同意<primary>币安借币服务协议</primary>和<secondary>币安使用条款</secondary>。","service-fee":"服务费","collateral-return-wallet":"抵押品返还钱包","penalty-interest-rate":"罚息利率","repay-anytime-no-transaction-fee":"随时偿还贷款，免交易手续费","closed":"已平仓","ltv-high-to-low":"从高到低","exceeds-maximum-borrowable-amount":"超出最大可借值","repay-on-time-with-supported":"支持使用指定币种还款","est-interest-amount":"预估利息金额","your-collateral-keeps-earning":"抵押资产可持续赚取收益","how-lite-loan-works":"轻享贷，让借币更轻松","repay-exact-required":"请偿还 {{amount}} {{asset}} 以关闭此订单","oldest-to-newest":"从最早到最新","ltv-low-to-high":"从低到高","borrow-date":"借币日期","sort-by":"排序方式","i-understand-that-if-the":"我知悉，如未按时偿还贷款，将按日计收适用的罚息。","collateral-amount-coin":"抵押品金额 {{coin}}","borrow-failed":"借币失败","please-repay-overdue-loan-first":"请先偿还逾期贷款","when-the-loan-is-overdue":"贷款逾期时，将按未偿还贷款金额按日收取罚息。罚息将持续累积，直至贷款全部还清。","please-note-if-you-do":"请注意：如果您的现货账户中没有足够资产用于全额偿还贷款，由于不支持部分还款，自动还款将失败。您需要手动还款。","enjoy-flexibility-with-delayed-liquidation":"享受延迟强制平仓带来的灵活性","not-enough-assets-for-borrow":"资产不足，无法借币","collateral-return-amount":"抵押品返还金额","receive-amount":"到账金额","ltv":"质押率 (LTV)","other-coins":"其他代币","due-soon":"即将到期","borrow-with-customized-interest-rate":"自定利率借币","discover-loan-product":"探索借币产品","customize-your-loan-interest-rate":"自定义借币利率","i-understand-that-overdue-loans":"我知悉，逾期贷款将在逾期天数达到 {{duration}} 天或质押率 (LTV) 达到 {{liquidationLtv}} 时被强制平仓（以时间较早者为准）。","repay":"还款","borrow-against-your-btc-no":"以您的 {{collateralCoin}} 作为抵押借币，无需支付利息","service-fee-is-charged-upfront":"手续费将预先收取，并从借入金额中扣除。该费用不予退还。","repay-with-borrow-coins":"使用借入币种偿还","due-date":"到期日期","repayment-successful":"还款成功","you-pay":"选择支付币种","lite-loan":"轻享贷","repay-method":"还款方式","sort-by-date":"按日期排序","borrow-quota":"借币额度","penalty-fee":"罚息","open":"进行中","keep-yields-from-flexible-earn":"保留活期理财抵押品的收益","late-repayment-incurs-a-fee":"请按时还款，逾期将收取罚息","institutional-level-loan-services":"机构级借币服务","we-will-automatically-deduct-the":"开启自动还款后，币安将在到期日自动使用您现货账户、资金账户及理财活期资产中的余额来偿还您的轻享贷金额。借款订单逾期后，自动还款将不再可用，您需要手动偿还该借款订单，以免产生罚息。","check-repay-history":"查看还款记录","repay-with-other-coins":"使用其他币种偿还","repaid-methods":"还款方式","lite-loan-micro-lending":"加密资产抵押借贷——解锁即时流动性","borrow-successful":"借币成功","lite-loan-faq-q2-title":"我可以通过币安轻享贷质押或借入哪些加密货币？","lite-loan-banner-subtitle":"小额借贷——简单、安全、放心借币","lite-loan-faq-q10-title":"什么是质押率 (LTV)、追加保证金通知质押率和强平质押率？","lite-loan-faq-q8-body":"可在轻享贷产品页面查看您的贷款余额。<br />订单成交后，可在轻享贷产品页面查看您的贷款余额和抵押资产。","lite-loan-faq-q5-title":"在最初的 {{loanTermDays}} 天内手续费是多少？何时收取？","lite-loan-faq-q10-body":"质押率即 LTV (Loan-to-Value)，指借入数字资产价值加上应计费用与抵押品价值之间的比率。上述数值根据每种加密货币的<priceIndex>价格指数</priceIndex>计算得出。<br /><b>质押率</b> = 借币价值/抵押品价值<br /><b>追加保证金质押率</b>是一种警告信号，表示借币仓位正在接近强平质押率。借币仓位一旦达到追加保证金通知质押率，系统会发送追加保证金通知。偿还部分或全部借币可以降低质押率。<br /><b>强平质押率</b>是指借币仓位将被强平的阈值。借币仓位一旦达到强平质押率，质押的抵押品可能会被自动强平，以偿还未偿借币。<br /><br />请注意：对于简易借币质押，追加保证金通知质押率为 {{marginCallLTV}}，强平质押率为 {{liquidationLTV}}。","lite-loan-faq-q12-body":"如果发生强平，将使用该借币仓位的抵押品全额偿还借币。<br />强平费将根据强平资产收取，并按照资产的市场价直接从抵押品中扣除。<br />此外，在强平流程中，币安可能会对每项抵押资产应用基于风险的强平调整。此调整额的计算方式是：将适用的强平风险率应用于资产在强平时的市场价值，该市场价值由币安确定。更多详情，请参阅<riskRatio>基于风险的强平比率</riskRatio>。您的其余资产将保留在理财账户中。","lite-loan-faq-q7-title":"什么是自动还款？它如何运作？","lite-loan-faq-q1-title":"币安轻享贷是什么？","lite-loan-eligible-collateral-notice":"您现货账户和/或资金账户中的合格抵押品将用于申购保本赚币活期产品。","lite-loan-faq-q12-title":"借币强平会出现什么情况？","lite-loan-faq-q13-title":"币安轻享贷条款和条件是什么？","lite-loan-faq-q6-body":"您可以用借入币种部分或全额偿还借币：<br />1. 前往轻享贷产品页面，选择质押借币订单<br />2. 输入还款金额并点击 [确认]<br /><br />如果您希望用其他币种还款：<br />1. 前往轻享贷产品页面，选择您的质押借币订单<br />2. 点击页面底部的 [用其他币种还款]<br />3. 选择您的首选还款币种，输入金额并点击 [确认]<br /><br />请注意，逾期的质押借币订单将按日计收罚息。","lite-loan-faq-q3-body":"请参阅轻享贷产品页面，了解每种可借资产的借币限额。<br />个人借币额度将根据个人现货账户、资金账户和活期理财账户中持有的合格抵押品价值确定，并受适用抵押率以及各类可借资产的借币限额约束。<br />示例：<br />假设借币限额为 1,000 USDT，抵押率为 40%：<br />抵押品价值为 6,000 USDT，则借币额度：6,000 × 40% = 2,400，上限为 1,000 USDT<br />抵押品价值 2,000 USDT，则借币额度：2,000 × 40% = 800 USDT","lite-loan-faq-q4-body":"借币期限固定为 {{loanTermDays}} 天。您可以在轻享贷产品页面查看每笔订单的到期日。<br />如果未能在到期日前偿还借币，则将视为逾期。最长逾期时间为 {{maxOverdueDay}} 天，在此期间将按日计收罚息。逾期达到 {{maxOverdueDay}} 天是触发强平的条件之一。","lite-loan-faq-q7-body":"启用自动还款后，币安仅会在到期日用您现货账户、资金账户和活期理财账户中的可用借入币种余额自动偿还借币。若可用余额不足以偿还全部款项，系统将自动偿还部分款项，而您需要手动偿还剩余款项，以免逾期并产生罚息。<br />在借币时，系统将默认<b>启用</b>自动还款。","Check-Order":"查看订单","lite-loan-faq-q9-title":"如果我还币逾期了，是否会产生罚息？","lite-loan-faq-q13-body":"请访问<terms>此处</terms>，查看币安轻享贷条款和条件。","lite-loan-faq-q8-title":"我可以在哪里查看我的借币余额和抵押资产？","lite-loan-faq-q11-body":"在发生以下任一情况时，可能会触发强平：<br /><br />1. 借币已逾期 {{maxOverdueDay}} 天；或 <br />2. 借币期届满后，质押率达到 {{liquidationLTV}}。<br /><br />示例（情景 2）：<br />如果用户未能在到期日全额还款，随后质押率又达到 {{liquidationLTV}}，那么即使该笔借币尚未逾期 {{maxOverdueDay}} 天，它也将遭到强平。","lite-loan-faq-q2-body":"可借资产：{{borrowList}}<br />合格抵押品：{{collateralList}}","lite-loan-faq-q6-title":"如何偿还贷款？","lite-loan-faq-q11-title":"在什么情况下，我的借币会被强平？","lite-loan-faq-q5-body":"服务费：借币时将从贷款金额中一次性扣取 {{serviceFeeRate}} 服务费。请注意，若提前还款，服务费将不予退还。最初的 {{loanTermDays}} 天内不会收取额外利息。<br />示例：<br />如果服务费率为 {{serviceFeeRate}}，您借入了 100 USDT，则服务费计算方式为：100 × {{serviceFeeRate}}，剩余金额将发放至您的现货账户。","lite-loan-faq-q1-body":"币安轻享贷是一款定期借贷产品，支持用户质押抵押品并借入加密货币，获得即时流动性。质押的抵押品将用于申购保本赚币活期产品并赚取收益（如适用，收益按适用利率计算）。<br /><b>主要特点：</b><br />1. 固定借币期：{{loanTermDays}} 天<br />2. 借币金额：最低 $1 等值加密货币，最高不超过各类资产的借款限额<br />3. 在最初的 {{loanTermDays}} 天内，不会因抵押品或借入资产的价格波动而触发强平<br />如需了解更多信息，请参阅<faqLink>常见问题</faqLink>。","lite-loan-faq-q9-body":"是的。如果您未能在到期日之前全额偿还借币，逾期的未偿款项将按 {{annualPenaltyFeeRate}} 的年化利率每日计收罚息。<br /><br />示例：<br />如果按 {{annualPenaltyFeeRate}} 的年化利率计收罚息，逾期未偿余额为 500 USDT，则每日罚息的计算方式为：500 × {{annualPenaltyFeeRate}} ÷ 365。","lite-loan-faq-q3-title":"借币限额是多少？我的借币额度如何计算？","lite-loan-banner-body-desktop":"Borrow against your crypto instantly. No LTV management, no price-triggered liquidations during the initial 30-day Loan Term — just borrow, repay on time, and get your collateral back.","lite-loan-faq-q4-title":"借贷期限是多久？","Earn-Wallet":"理财钱包","in-progress":"进行中","check-history":"查看记录","borrow-more":"继续借币","borrow-quota-tooltip":"您的借币额度按以下两者中较低金额计算：您合格抵押品价值的 {{initialLTV}}，以及 {{maxBorrowLimit}} {{coin}}。默认情况下，资金账户、现货账户以及活期理财账户中的合格抵押品均包含在内。","select-more-wallets-to-borrow":"抵押品不足。请点击下方的“可用”，以启用所有账户。"}