When you convert USDT to LDUSDT, your USDT balance in the Earn Account decreases while your LDUSDT balance in the USDⓈ-M Futures Account increases accordingly.
After you convert USDT to LDUSDT, the value of LDUSDT will increase over time through accrued interest. The rate will be at least equal to or higher than your original conversion rate (depending on how long you hold LDUSDT), ensuring you won’t lose value. Actual asset conversion happens only when swapping or redeeming USDT Simple Earn Flexible assets.","bfusd-yield-source":"Funding Fee Rewards + Staking Rewards + Liquid Stablecoin Yield","bfusd-rewards-distribution":"Daily distribution in BFUSD to Spot Account","bfusd-subscription-limit":"No limit","meta-desc":"Earn yields with flexibility and access extensive liquidity","all-products":"All Products","banner-subtitle":"Earn yields with flexibility and access extensive liquidity","meta-title":"USD Yield Hub | Earn yields with flexibility and access extensive liquidity","banner-title":"USD Yield Hub","bfusd-apr-modal-title":"BFUSD APR","bfusd-redemption-limit-applies":"Redemption Limit Applies","rwusd-redemption-limit-fast":"Fast: {{amount}} RWUSD","supported-assets":"Supported Stablecoin","faq-ldusdt-item-content-1":"LDUSDT is a reward-bearing margin asset that allows Simple Earn Flexible Product users to use their USDT Flexible Assets as USDⓈ-M Futures Trading margin, while still earning APR rewards from Simple Earn Flexible Products.","rewards-distribution":"Rewards Distribution","subscription-fee":"Subscription Fee","ldusdt-apr-modal-title":"Real-Time APR","Subscribe":"Subscribe","compare-products":"Compare Products","binance-loans-collateral":"Binance Loans Collateral","redemption-fee-method-dependent":"depending on redemption method","ldusdt-redemption-limit":"No personal limit but subject to total product limit","no-fee":"No fee","faq-title":"Frequently Asked Questions","faq-ldusdt-item-title-2":"Which Earn Products can swap to LDUSDT?","rwusd-redemption-limit-standard":"Standard: {{amount}} RWUSD","value":"Value","details":"Details","supported":"Supported","what-is-title":"What is USD Yield Hub?","futures_margin":"Futures Margin","Redeem":"Redeem","usage":"Usage","rwusd-value":"1:1 to eligible USD stablecoins","redemption-fee-range":"{{minFee}}-{{maxFee}} redemption fee","ldusdt-subscription-limit-details":"Details","binance-futures-margin":"Binance Futures Margin","faq-ldusdt-item-title-3":"How does LDUSDT earn APR rewards?","x-years":"{{num}} Year","ldusdt-subscription-limit-line":"Variable based on VIP level","faq-ldusdt-item-content-2":"Only Simple Earn USDT Flexible Products are applicable. Locked Products and Fixed Rate Supply subscriptions do not support LDUSDT. For more information on Simple Earn Flexible Product APR and Terms, check Binance Simple Earn Terms","ldusdt-apr-modal-note-2":"Real-Time APR rewards accrue and accumulate in your Earn Wallet every minute, adding to your total Flexible Product balance. Therefore, there are no transaction records in your Spot Wallet.","no-products":"No products available","rwusd-rewards-distribution":"Daily distribution in RWUSD to Spot Account","x-hours":"{{num}} Hours","bfusd-apr-modal-base-apr":"Base APR: {{apr}}","ldusdt-apr-modal-note-1":"Real-Time APR is subject to change every minute.","sub-account":"Sub-account","vip-loans":"VIP Loans","ldusdt-apr-modal-note-3":"Daily maintenance occurs between 00:00 and 02:00 (UTC+0). Yesterday's data is not available during this period.","View More":"View More","rwusd-suitable-user":"User looking for stable yield","bfusd-value":"1:1 to eligible USD stablecoins","ldusdt-value":"LDUSDT is reward-bearing 1 LDUSDT = 1 USDT + rewards","faq-ldusdt-item-title-1":"What is LDUSDT?","x-days":"{{num}} Days","faq-ldusdt-item-content-3":"LDUSDT is the converted form of your USDT from Simple Earn Flexible Products. Real-Time APR Rewards are reflected and accumulated directly in LDUSDT’s value. APR rewards are added directly into LDUSDT’s value by the minute. When users swap LDUSDT back to USDT, the amount received reflects the accumulated APR rewards. Bonus Tiered rewards are not applicable to LDUSDT. For more information on Simple Earn Flexible Product APR and Terms, check Get Started with Binance Simple Earn Flexible Products and Binance Simple Earn Terms.","ldusdt-suitable-user":"Futures Users and Investors","redemption-limit":"Redemption Limit","suitable-user-group":"Suitable User Group","ldusdt-rewards-distribution":"Daily accrual reflected in the growing value of LDUSDT","subscription-and-redemption":"Subscription & Redemption","faq-ldusdt-item-title-4":"What is the conversion rate between USDT and LDUSDT? Are there any fees when swapping between USDT and LDUSDT?","products-overview":"Products Overview","faq-ldusdt-item-title-5":"Where can I find more information?","apr":"APR","subscription-limit":"Subscription Limit","reference-apr":"Reference APR","rwusd-apr":"RWUSD APR","ends-date":"Ends {{date}}","boost-airdrop":"Boost Airdrop","stablecoin-simple-earn":"Stablecoin Simple Earn","est-apr":"Est. APR","faq-tab-simple-earn":"Simple Earn","max-apr-tooltip":"Subscription amount within the designated tier(s) will qualify for the Max APR, which includes the Bonus Tiered APR and Real-Time APR. For reward details, please refer to the Product Rules.","duration":"Duration","earn-more-rewards":"Earn More Rewards","earn-daily-rewards-simply-by-holding":"Earn daily rewards simply by holding","max":"Max","compare":"Compare"}