{"loan-risk-mid":"Medium risk","loan-risk-high-ex":"Extremely high risk","loan-remove":"Remove","loan-add":"Add","loan-history":"Loan History","loan-term":"Loan Term","loan-adjust-tip1":"To transfer assets out, you need to make sure the final LTV rate is lower than the initial LTV rate.","loan-adjust-tip2":"It is recommended that you add to the initial LTV to reduce the risk of liquidation.","loan-adjust-tip3":"You can't remove the collateral.","loan-remove-colla":"Remove collateral","loan-add-colla":"Add collateral","loan-less":"Less","loan-more":"More","loan-adjust-time":"Adjust time","loan-adjust-dir":"Adjust direction","loan-dir-add":"Add","loan-dir-reduce":"Reduce","loan-adjust-amt":"Adjust amount","loan-before-ltv":"LTV before adjustment","loan-after-ltv":"LTV after adjustment","loan-liq-amt":"Liquidation Collateral Amount","loan-amt-after-liq":"Returned Collateral Amount","loan-total-debt":"Liquidation Debt","loan-loan-amt":"Initial Loan Amount","loan-total-int":"Total interest","loan-status-liq":"Liquidating","loan-status-refunding":"Refunding collateral","loan-status-refunded":"Refunded collateral","loan-free-asset":"Your free asset","loan-hourlyInterest-h":"Hourly Interest Rate","loan-actualInterest-h":"Accrued Interest Period","loan-days":"Days","loan-hours":"Hours","exchange-common-all":"All","exchange-common-max":"Max","exchange-common-successful":"Completed","exchange-common-failed":"Failed","exchange-loan-LTV":"LTV","exchange-common-confirm":"Confirm","exchange-loan-maxErrorTip":"Your maximum repayment amount is %num% %asset%","exchange-borrowRepayModal-repay":"Repay","exchange-loan-repayAmount":"Repayment Amount","exchange-loan-interestRepay":"Interest Repaid","exchange-loan-principalRepay":"Principal Repaid","exchange-loan-totalRepay":"Total Repayment","exchange-loan-LTVafterRepay":"LTV after Repayment","exchange-common-confirm-Repay":"Confirm repayment","exchange-lending-PURCHASING":"Pending","exchange-lending-SUCCESS":"Success","exchange-common-mode-normal":"Normal","exchange-loan-renew":"Renew","exchange-loan-filter-orderNo":"Order ID","exchange-loan-borrowedTime":"Loan Date","exchange-loan-filter-borrowedCoin":"Coin Borrowed","exchange-loan-filter-collateralCoin":"Collateral Coin","exchange-historyTable-type":"Type","exchange-loan-borrowAmount":"Initial Loan Amount","exchange-loan-collateralAmount":"Collateral Amount","exchange-loan-dailyInterest":"Daily Interest","exchange-recharge-days":"Days","exchange-loan-expireTime":"Expiration Time","exchange-common-status":"Status","exchange-common-completed":"Completed","exchange-Filter-Time":"Liquidation Time","exchange-nav-loanLiquidation":"Liquidation History","exchange-nav-LTC":"LTV Adjustment History","exchange-loan-repay-coin":"Coin Borrowed","exchange-loan-repay-date":"Repayment Date","exchange-loan-total-pay":"Total Payment","exchange-loan-repay-principle":"Repaid Principle","exchange-loan-repay-interest":"Repaid Interest","exchange-loan-return-col-amt":"Collateral Return","exchange-loan-loan-date":"Loan Date","exchange-nav-repay":"Repayment History","exchange-loan-status-makeLoan":"Send loans","exchange-lending-AccuringInterest":"Accruing interest","exchange-loan-repayed":"Repaid","exchange-loan-status-overdue":"Overdue","exchange-loan-status-liquidated":"Liquidated","exchange-loan-expireTime-term":"Expiration Time (loan term)","exchange-loan-initialLoan":"Remaining Principal","exchange-loan-totalDebt":"Total Debt","exchange-loan-totalInterest":"Residual Interest","exchange-loan-actualInterest":"Actual Interest","exchange-loan-priceTip":"When the relative price of the borrowed asset / collateralized asset reaches the relative liquidation price","exchange-future-liquidationPrice":"Liquidation Price","exchange-loan-toLiquidation":"To Liquidation Price","exchange-loan-adjustLTV":"Adjust LTV","exchange-nav-loadOrder":"Loan Orders","exchange-loan-orderID":"Order ID","exchange-nav-loan":"Loan History","exchange-Conditions-Search":"Search","loan-term-tip-h":"Interest is calculated based on the actual borrowing hours and can be repaid in advance. Interest is charged 3 times hourly after the expiration time. Positions overdue more than {{n}} hours are automatically closed for repayment.","loan-interest-tip-h":"Interest accumulates after successful borrowing, and is calculated on the hour (e.g. 8am, 9am) with a minimum of 0.00000001 {{coin}}.","loan-AIR-h":"Hourly Interest Rate","loan-risk-low":"Low risk","loan-risk-high":"High risk","exchange-Conditions-Reset":"Reset","loan-1-status-renew":"You can renew this order after {{time}}","loan-2-status-renew":"Renewal is not supported for 180-day orders.","loan-renewal":"Renewal","loan-4-status-renew":"This order cannot be renewed again.","loan-renew-instruction-warning":"Renewals use the current interest rate and can only be used once.","loan-renew-instruction-error":"The spot account assets are not enough to repay the interest on the original order, please try again when the assets are sufficient.","loan-borrowed-amount":"Borrowed Amount","loan-loan-term":"Loan Term","loan-collateral-amount":"Collateral Amount","loan-interest-penalty":"No interest penalty for early repayment","loan-daily-interest-rate":"Daily Interest Rate","loan-total-interest-amount":"Total Interest Amount","loan-renew":"Renew","exchange-coupon-filter":"Filter","loan-expiration-time":"Expiration Time","loan-repayment-amount":"Repayment Amount","loan-interest-must-be-paid":"Interest must be paid on the original order before renewing it.","loan-overdue-time":"Overdue Time","loan-original-order-residual-interest":"Original Order Residual Interest","loan-cancel":"Cancel","loan-pay-and-renew":"Pay & Renew","loan-renew-time":"Renewed Time","loan-renewed":"Renewed","loan-total-interest-amount-tip":"Total Interest Amount = Previous Order Unaccrued Interest + Renewal Interest","exchange-common-expired":"Expired","loan-returned-collateral-amount":"Returned Collateral Amount","loan-margin-call":"Margin Call","loan-initial-ltv":"Initial LTV","loan-liquidation-line":"Liquidation LTV","when-ltv-reach":"When LTV reached {{percent}}","repay-toast":"{{n}} {{coin}} collateral successfully returned to your Spot account.","step-1":"Create a loan request.","step-2":"Collateral transferred from Spot Account & Receive Loan in Spot Account.","feat-2":"VIP Tier Rates","feat-3":"No transaction fee","init-ltv-tip":"Initial LTV (Loan-to-value Ratio)","ltv-logic":"LTV = Loan Value / Collateral Value","ltv-expl":"LTV Explanation","ltv-q1":"What is LTV?","ltv-q2":"What happens when my LTV is too high?","ltv-a1-1":"LTV is the value of your loan to the value of your collateral. The price used here is Index Price. Different collateral coins have different initial LTVs, which means when you use different coins as collateral of the same value, the loan you make is of a different value too.","ltv-q3":"How can I adjust my collateral?","ltv-a2":"If your LTV is higher than margin call LTV, we will inform you to add more collateral or to repay your loan. If your LTV is higher than liquidation LTV, we will liquidate your collateral to repay your loan.","ltv-a3":"You can adjust your collateral on the Order page. You can always add more collateral and when your LTV is lower than initial LTV, you can remove some of your collateral too.","hour-daily-int":"Hourly & Daily Interest Rate","to-liq-tip":"If the price of collateral coin/borrowed coin falls by this percentage, your collateral will be liquidated.","banner-sub-title":"Borrow for Spot/Margin/Futures Trading or staking to earn high APY.","step-4":"Receive collateral in Spot Account","step-3":"Repay at any time.","feat-1":"Repay at any time","asset-view":"Asset Overview","col-amt":"Total Collateral Amount","bor-asset":"Borrowed Assets","collat":"Collateral","equ-val":"Equity Value (USD)","amount":"Amount","borrow":"Borrowed","asset":"Asset","col-asset":"Collateral Assets","bor-amt":"Total Borrowed Amount","no-debt":"You have no debt.","bor-amt-2":"Total Debt Amount","borrow-2":"Debt","bor-asset-2":"Debt Assets","view-more":"View More","colla-used":"Collateral Used","repay-type":"Repayment Type","repay-with-colla":"Repay With Collateral","max-colla-amt-err":"Maximum Repay Amount: {{amount}} {{coin}}","min-colla-amt-err":"Minimum Repay Amount: {{amount}} {{coin}}","colla-repay-not-avl":"Service temporarily unavailable, please try again later or repay directly with borrowed asset.","coin-borrowed":"Coin Borrowed","type-colla":"Collateral Repayment","refresh-rate":"Refresh Rate","type-regular":"Regular Repayment","rate":"Rate","status-colla-repay":"Collateral Repaying","loan-terms":"I have read and I agree to <primary>Binance Loan Service Agreement</primary>","max-single-loan":"Borrow Limit (USD)","loan-search-coin":"Search Coin","only-show-stake-tip":"Collateral assets can be used for staking at the same time, click here to view supported coins.","loan-stake":"Staking","stake-desc":"Your Collateral will be staked to reduce interest rate.","period-daily":"Daily","period-hour":"Hourly","type-renew":"Renew","stake-renew-tip":"Staking order does not support renew","stake-desc-tip":"The collateral assets you use for borrowing will be deposited in a specific crypto wallet to support the operation of the blockchain network, and you will receive corresponding rewards to reduce interest rates.","after-stake":"After Staking","only-show-stake":"Only show Staking","price-index-tip":"Price Index is used to calculate the order's LTV.","price-index-desc":"LTV = (Borrowed coin USDT index price * Borrow amount) / (Collateral coin USDT index price * Collateral amount)","repay-with":"Repay With","borrow-coin":"Borrowed Coin","login-to-borrow-hint":"Login to check interest discount.","vip-level-text":"VIP Level","exchange-insurance-clear-fee":"Insurance Clear Fee","exchange-Filter-LTV":"Liquidation LTV","exchange-Filter-price":"Liquidation Starting Price (collateral/borrowed coin)","otc-loan-a10":"Email us directly at <email>vip_loan@binance.com</email> with email subject line such as “VIP Loan Inquiry” for faster response or visit our <primary>Key Account Coverage</primary>page to learn more about it.","otc-loan-a8_2":"OTC Loans offer greater Loan-To-Value ratio. In general, OTC Loans have greater initial LTV, margin call LTV and liquidation call. Please reach out to our <a class='primary' href='vip_loan@binance.com' target ='_blank'>VIP team</a> to learn more about this.","Submit":"Submit","accepted-loan":"Your have accepted this loan.","after-accept-loan":"After accepting the loan, the loan amount will be distributed to your Spot Account within 5 working days.","apply-reason":"Apply Reason","back-to-otc":"Back to OTC Loan","choose-an-option":"Choose an option","collateral-account":"Collateral Account","vip-otc-loans-has-approved":"The VIP OTC loan you applied for has been approved. The order confirmation may be different from your request. Please confirm the following loan details.","what-is-vip-otc-loans":"VIP OTC Loans is a large personal or institutional over-collateralized loan with competitive rates, terms and service. Privileges include but are not limited to customized margin call process, utilization of the collaterals in the accounts and BNB collateral counts in VIP holdings.","t-table-request-time":"Request Time","t-table-request-status5":"Loan Successful","t-table-request-status4":"Loan Processing","t-table-request-status3":"Awaiting Confirmation","t-table-request-status2":"Loan Refused","t-table-request-status1":"Request Declined","t-table-request-status0":"Request Processing","which-coin-borrow":"Which coin would you like to borrow?","t-table-request-confirm":"Request Loan","t-table-request-checkDetail":"Check Detail","what-reason-loan":"What is your reason to apply for the loan?","t-table-request-loan":"Request Loan","t-otc-loan-rate":"Daily Interest Rate","t-otc-vip-lever":"VIP Level","t-otc-ok":"OK","t-otc-loan-coin":"Coin","t-otc-header-vip-limit":"VIP {{N}} Required","t-otc-header-unLogin":"Login to Apply","t-otc-header-limit":"Reach Limit","t-otc-header-apply":"Apply OTC Loan","t-otc-dialog-title":"Request Details","t-oct-banner-futures3":"Greater Collateral Utilization","accept-loan":"Accept Loan","t-oct-banner-futures2":"Larger Borrow Limits","t-oct-banner-futures1":"Multiple Collateral","required-field":"Required field","request-term":"Request Term","request-submitted-sucessfully":"Request submitted sucessfully.","request-id":"Request ID","request-detail":"Request Detail","request-coin":"Request Coin","rejected-loan":"Your have rejected this loan.","reject-loan":"Reject Loan","pls-check-loan":"The loan amount will be distributed to your Spot Account within 5 working days. Please check your wallet.","please-tell-reason":"Please tell us your reason.","please-select-period":"Please select the loan period you would like to apply for","please-enter-account-id":"Please enter the account ID that you want to use for asset collateral","please-check-wallet":"Please check your wallet. By accepting this Loan, you agree to our <a target='_blank' href='{{url}}'>Loan Terms</a>.","otc_loan-q9":"What are the required steps for repayment?","otc_loan-q8":"What are the Loan-to-Value ratios for OTC Loans?","request-amount":"Request Amount","otc_loan-q7":"How is interest calculated, what are the conditions?","otc_loan-q6":"Are there any fees?","otc_loan-q5":"How does settlement work?","otc_loan-q4":"What are the requirements to use OTC Loans?","otc_loan-q3":"What is the difference between OTC Loans and Crypto Loans?","otc_loan-q2":"What are the OTC Loans advantages?","otc_loan-q10":"How to get in touch with the VIP team for OTC Loans?","otc_loan-q1":"What are OTC Loans?","otc_loan-a9":"You may repay your outstanding interests and principal (partial or full) using either funds from assets which will be deducted from your Fiat and Spot wallet balance or assets under collaterals.","otc_loan-a8_3":"You may manage your LTV by transferring assets to/from your spot wallet.","otc_loan-a7":"The interest is calculated on a daily basis. A triple daily interest will be charged during the overdue period prior to liquidation.","otc_loan-a6":"There are no transaction fees charged on OTC Loans. However, you will be responsible for the loan interests generated.","otc_loan-a5":"Loans are settled directly to your designated Binance account's spot wallet. Settlement will usually occur immediately after the loan is approved.","otc_loan-a4":"All functions and privileges are available to VIP {{N}} and above users. If you have not reached VIP {{N}} and are interested in OTC Loans, please contact our VIP manager.","otc_loan-a3":"OTC Loans offer the widest range of borrowing options with multiple collateral at once, greater borrowing size and more flexible terms.","otc_loan-a2_5":"Competitive interest rates.","otc_loan-a2_4":"Liquidation time can be delayed up to 24 hours.","otc_loan-a2_3":"OTC Loans accept multiple collaterals at once to take out borrowables.","otc_loan-a8_1":"Loan-To-Value ratio helps determine the amount of loans you will receive based on existing collateralized assets.","otc_loan-a2_2":"Loans released can be transferred externally outside of Binance.","otc_loan-a2_1":"Collaterals are locked in spot wallets and can still be freely traded in the spot market as long as they meet the risk ratios.","otc_loan-a1":"OTC Loans is a large personal or institutional over-collateralized loan with competitive rates, terms and services, the privilege includes but is not limited to customized margin call process, utilization of the collaterals in the accounts.","otc-loan-request":"OTC Loan Request","otc-loan-my-request":"My Requests","only-support-amount":"Only support amount value over 1,000,000U","margin-call":"Margin Call","loan-success":"Loan Successful","loan-rejected":"Loan Rejected","loan-processing":"Loan Processing","loan-order-confirmation":"Loan Order Confirmation","loan-details":"Loan Details","loan-banner-title3":"Large personal or institutional over-collateralized loans with competitive rates, customized terms and services.","loan-banner-title2":"Available for VIP {{N}} and above","loan-banner-title1":"OTC Loan","loan-amount":"Loan Amount","liquidation-ltv":"Liquidation LTV","leave-your-contact":"Please leave your contact information in order to contact you later","initial-ltv":"Initial LTV","if-you-reject-loan":"If you reject the loan, the loan application will be closed. If you still need to borrow, please submit a new loan request.","how-much-borrow":"How much loan amount would you like to apply for?","loan-dailyInterest-h":"Daily Interest","exchange-loan-otc-loan":"OTC Loan","equ-val-btc":"Equity Value (BTC)","enter-account-id-remark":"If the collateral account ID is the same as the loan account ID, you can fill in the loan account ID directly.","days":"Days","daily-interest-rate":"Daily Interest Rate","contact-information-eg":"e.g. WeChat, mobile phone number, email, or Telegram","contact-information":"Contact Information","collateral-coin":"Collateral Coin","collateral-amount-btc-hint":"The value of the frozen collateral. This part of the collateral will still exist in your spot account, but it cannot be transferred/withdraw","collateral-amount-btc":"Collateral Amount (BTC Value)","collateral-account-id":"Collateral Account ID","liquidation-value-usd":"Liquidation Value (USD)","exchange-loan":"Loan","exchange-common-LIQUIDATING":"Liquidating","insurance-clear-value-usd":"Insurance Clear Value (USD)","exchange-common-LIQUIDATED":"Liquidated","crypto-loan":"Crypto Loan","loan-landpage-base-desc":"Borrowing {{coin}} on Binance is easy and fast! Use your cryptocurrency as collateral to get a crypto loan without credit checks.","loan-landpage-desc":"Borrowing crypto on Binance is easy! Use your cryptocurrency as collateral to get a loan instantly without credit checks.","loan-landpage-base-title":"Loan {{coin}}  Instantly | Borrow and Lend {{fullname}}  Online | Binance","loan-landpage-title":"Binance Loans | Borrow and Lend Cryptos Instantly | Binance","loan-data-desc":"The latest crypto and bitcoin loan interest rates, borrowing limits, and any respective data on Binance Loans are provided for reference only. Please note that interest rates and data are subject to change.","loan-data-title":"Loan Interest Rate | Loan-to-value (LTV) Ratio | Binance Loans","collateral-limit":"Collateral Limit (USD)","regular-user":"Regular User","loan-reduce-collateral":"Collateral amount of {coin} has reached the total limit. Please reduce your collateral amount or try again tomorrow.","loan-change-col-coin":"Collateral amount of {coin} has reached the limit. Please select other collateral coin.","loan-input-max":"MAX","my-data":"My Data","ltv-type":"Type","auto-top-up-desc":"When the current LTV reaches the Margin Call LTV, the available assets in the spot wallet will be used to supplement the collateral to the Initial LTV. Please note that there's still a chance of being liquidated even with auto top-up due to extreme market movements.","auto":"Auto","auto-top-up":"Auto Top-up","manual":"Manual","loan-delist-coins":"{{coin}} will be delisted from Crypto Loans at {{time}} UTC, please repay the relevant orders before. Orders related to the coin will be liquidated.","feat-4":"Loan Staking Low Rates","liquidation-price-tip-h":"When the liquidation LTV is reached, your positions will be partially liquidated (~50%) each time. The liquidation stops when the initial LTV is met. When the remaining loan balance is ≤200 USD value, your position would be fully liquidated. Please note that in extreme market conditions, your positions may still be fully liquidated.","feat-5":"Partial Liquidation","exchange-remain-collateral-amt":"Remaining Collateral Amount","loan-customizeMarginCall-desc2":"When current LTV reaches Margin Call, a notification will be sent to remind you to top up.","loan-customizeMarginCall-desc":"The Margin Call must be between Initial LTV and Liquidation LTV.","loan-customizeMarginCall-placeholder":"Set your own Margin call","loan-customizeMarginCallGuider-desc":"You can customize Margin Call here.","loan-customizeMarginCall-cancel":"Cancel","loan-customize":"Customize","loan-customizeMarginCallGuider-okBtn":"OK","loan-customizeMarginCall-setAllDesc":"By checking the box, the margin call of all your existing {{collateralCoin}} collateral order will be customized.","loan-customizeMarginCall-setAll":"Set Margin Call for all {{collateralCoin}} collateral orders","loan-customizeMarginCall-current":"Current Margin Call","loan-customizeMarginCallGuider-desc:":"You can customize Margin Call here.","loan-customizeMarginCall-title":"Customize Margin Call","loan-customizeMarginCal-placeholder":"Set your own Margin call","loan-customizeMarginCall-confirm":"Confirm","total-debt-repaid":"Total Debt Repaid","remaining-principal":"Remaining Principal","keep-collateral":"Keep the collateral in the order","remaining-interest":"Remaining Interest","free-asset":"Free Asset","LIQUIDATING":"Liquidating","LIQUIDATED":"Liquidated","exchange-loan-status-AccruingInterest":"Accruing Interest","exchange-nav-ongoing-orders":"Ongoing Orders","exchange-loan-status-repaying":"Repaying","exchange-loan-status-liquidating":"Liquidating","exchange-loan-filter-collateralUsed":"Collateral Used","exchange-loan-status-pending":"Pending","exchange-historyTable-status":"Status","loan-order-type":"Order Type","loan-type-all":"All","loan-type-renewed":"Renewed","loan-type-normal":"Normal","loan-type-staking":"Staking","PENDING":"Pending","REPAID":"Repaid","OVERDUE":"Overdue","REPAYING":"Repaying","FAILED":"Failed","ACCRUING_INTEREST":"Accruing Interest","exchange-loan-initCollateralAmount":"Initial Collateral Amount","exchange-Filter-liquidation-price":"Liquidation Price","apply-now":"Apply Now","vip":"VIP","period-yearly":"Yearly","institutional-level":"Institutional level capital efficiency","faqs":"FAQs","collateral":"Collateral","collateral-value":"Collateral Value","loan-date":"Loan Date","initial-frozen-collateral-value":"Initial Frozen Collateral Value (USD)","landing-q4":"How is interest calculated, and what are the conditions?","landing-a4":"The interest is calculated on a daily basis. A triple daily interest will be charged during the overdue period prior to liquidation.","landing-q2":"How does settlement work?","reduced-total-costs-tips1":"No transaction fees.","otc-interest-rate-desc":"The rates quoted are subject to change, get in touch with your VIP manager to find out more.","landing-a2":"Loans are settled directly to your designated Binance account’s Spot Wallet. Settlement will usually occur immediately after the loan is approved.","reduced-total-costs":"Reduced total costs","landing-q3":"Are there any fees?","full-funding-tips1":"Serves any purpose, including trading on spot, margin, or futures markets, staking, or even withdrawal.","full-funding-tips2":"Collateral can be freely traded on spot if LTV is met.","increased-flexibility-tip2":"Flexible loan terms without penalty for early repayment.","increased-flexibility-tip3":"Delayed liquidation available when liquidation LTV triggered.","increased-flexibility":"Increased flexibility with bespoke loan agreement","institutional-level-tip2":"Enhanced Loan-to-Value Ratio (LTV), where Initial/ Margin Call/ Liquidation LTV are improved to 72% / 77% / 91%, respectively.","discuss":"Discuss","institutional-level-tip1":"Up to 20 million USD borrowing limit or no hard cap with good credit history.","full-funding":"Full-funding ownership and allocation rights","requirements":"Requirements","header-describe":"Provides a safe and secure institutional level loan service, for raising liquidity for multiple purposes without selling off existing crypto holdings.","long-term":"Higher Capital Utilization","loan-service":"OTC Loan Institutional Level Loan Service","borrow-limit":"Large Borrow Limit","a-few-steps":"Get started in a few steps","hedging-strategies":"Flexibility of Collaterals & Loan Usage","contact-tips":"please include “VIP Loan Inquiry” in the subject line for our reference","initial-collateral-coin":"Initial Collateral Coin","contact":"Contact <lk>vip_loan@binance.com</lk>","reduced-total-costs-tips2":"Competitive interest rate","institutional-level-tip3":"Aggregate assets across multiple accounts as collateral to improve capital efficiency.","otc-loan":"VIP Loan","landing-a6":"<lk>VIP Loan FAQ page</lk>","loan-vip-title":"VIP Loan | Institutional Level Loan Service | Binance Loans","loan-vip-description":"Binance provides a safe and secure institutional level loan service, for raising liquidity for multiple purposes without selling off existing crypto holdings. To learn more about VIP Institutional Level Loan service, please contact vip_loan@binance.com.","loan-available":"Available for all VIP users.","vip-loan-service":"<primary>VIP</primary> Loan<br/>Institutional Level Loan Service","requirements-describe":"If you are a non VIP user and interested in VIP Loan, please contact our VIP Team.","discuss-tips":"Discuss Loan Terms, Privileges, Benefits and Sign the Agreement to Start","contact-the-vip-team":"Contact the VIP Team via Email to","deposit-tips":"Deposit corresponding collateral and receive the loan in the Spot Wallet","loan-advantages":"VIP Loan Advantages","deposit":"Receive Loan","try-vip-otc-loan":"Amount too small? Try VIP Loan","landing-a3":"There are no transaction fees charged on VIP Loan. However, you will be responsible for the loan interests generated.","landing-q1":"What is the difference between VIP loan and Crypto loan?","landing-a1":"VIP loan offers the widest range of borrowing options with multiple collateral from numerous collateral accounts at once, with a greater borrowing size and more flexible terms.","landing-q5":"What are the Loan-to-Value ratios for VIP Loan?","increased-flexibility-tip1":"Supports 600+ loanable and collateral assets.","landing-q6":"More information and FAQ about VIP Loan","landing-a5":"<primary>a.Loan-To-Value ratio helps determine the amount of loan you will receive based on existing collateralized assets. </primary> <primary>b.VIP Loan offer greater Loan-To-Value ratio. In general, VIP Loan offers greater initial LTV at 72%, margin call LTV at 77% and liquidation call at 91%. Please reach out to our <lk>VIP team</lk> to learn more about this.</primary> <primary>c.You can manage your LTV by transferring assets to/from your spot wallet</primary>","vip-loan":"VIP Loan","otc-interest-rate":"VIP Interest Rate","loan-vip-keyword":"VIP Loan, Institutional Loan, Crypto Loan, Borrow Limit, Low Interest Rate","yearly-interest-rate":"Yearly Interest Rate","step-contact":"Contact","loan-adjust-ltv":"Adjust LTV","loan-repay":"Repay","loan-no-penalty":"No interest penalty for early repayment","loan-loan-limit":"Borrow Limit","lending-login":"Log In to Borrow","loan-loanCoin":"Loanable coin","lending-more":"View More","loan-i-wanna":"I want to borrow","loan-loan-assets":"Loanable Assets","loan-colla-assets":"Collateral Assets","loan-colla-amt":"Collateral Amount","loan-user-manual":"User Manual","lending-days":"Days","loan-coin":"Coin","loan-banner-title":"Binance Loans","loan-price-index":"Price Index","lending-total-debt":"Total Debt","loan-more-data":"More loan data","lending-residual-interest":"Residual Interest","loan-data":"Loan Data","loan-init-ltv":"Initial LTV","lending-remaining-principal":"Remaining Principal","lending-all-orders":"All orders","loan-repay-amt":"Repayment Amount","loan-liq-ltv":"Liquidation LTV","lending-order-id":"Order ID","lending-date-borrowed":"Date Borrowed","loan-q13":"Q13. Can the collateral be used for staking to generate profit and to deduct interest?","loan-symbol":"Symbol","loan-TIA":"Total Interest Amount","loan-q1":"Q1. What qualification does the user have to meet to borrow on Binance Loan?","loan-a14":"A14. Yes, the profit from staking will fluctuate and be adjusted over time. However, all loan orders that participate in staking will be calculated based on the profit and interest rate displayed at the time of borrowing.","loan-a4":"A4. Loan terms of 7, 14, 30, 90 and 180 days are available. You can always repay in advance and the interest is calculated based on the hours borrowed.","loan-a15":"A15. Yes. Binance strives to offer its users only the best staking projects. Binance does not assume liability for any losses incurred due to project on-chain contract security issues. Please read carefully and agree to <primary>Binance Loan Service Agreement</primary> before you use Binance Loans.","loan-q2":"Q2. What crypto can users borrow on Binance Loan?","lending-ogoing-orders":"Ongoing Orders","loan-q10":"Q10. How can I adjust my collateral?","loan-q16":"Q16. Can I renew my loan order?","loan-a11":"A11. We give an overdue duration of 72 hours (for loan term 7 days and 14 days) or 168 hours (for loan term 30 days, 90 days and 180 days), during which you will be charged 3 times the hourly interest. If you do not repay after overdue duration, we will liquidate your collateral to repay your loan.","loan-q12":"Q12. Can I use the crypto I borrow to trade in Margin and Futures? Can I withdraw them?","lending-irate":"Interest Rate","loan-q8":"Q8. What is LTV?","loan-q7":"Q7. Can I make a full repayment before the due date?","loan-a16":"A16. Yes. No matter which token you have borrowed (e.g., <lk1>Bitcoin</lk1>, <lk2>Ethereum</lk2>), you could renew the loan order within 24 hours before the loan order is due. Renewal is not applicable to 180-day orders and loan staking orders. Every loan order can only be renewed once.","lending-date":"Date","loan-q6":"Q6. How do I repay the interest and principal?","loan-q14":"Q14. Will the profit of staking fluctuate?","loan-a10":"A10. You can adjust your collateral on the Order page. You can always add more collateral and when your LTV is lower than initial LTV, you can remove some of your collateral too.","loan-a12":"A12.Yes, you can trade on Binance using the loan you make as long as you meet the qualification for using the services. Yes, you can withdraw them as well.","loan-q4":"Q4. How long are the loan terms for Binance Loan?","loan-q9":"Q9. What happens when my LTV is too high?","loan-a1":"A1. As long as you are a registered user of Binance, you can borrow on Binance Loan.","loan-a13":"A13. Yes, the staking collateral will be staked to generate profit to reduce the interest for the corresponding loan order after you choose the staking collateral. For details, please refer to the \"After Staking\" hourly and daily interest rate and total interest amount displayed on the page.","loan-q11":"Q11. What happens if my loan repayment is overdue？","loan-a9":"A9. If your LTV is higher than margin call LTV, we will inform you to add more collateral or to repay your loan. If your LTV is higher than liquidation LTV, your positions will be partially liquidated (~50%) each time. The liquidation stops when the initial LTV is met. When the remaining loan balance is ≤200 USD value, your position would be fully liquidated. Please note that in extreme market conditions, your positions may still be fully liquidated.","loan-a3":"A3. Binance Loan supports the use of several cryptos as collateral, including BTC and ETH. You can check out the Borrow page on Binance Loan for more information.","loan-a7":"A7. You can always repay in advance, and the interest is calculated based on the hours borrowed.","loan-a2":"A2. Binance Loan supports the borrowing of several cryptos, including BUSD and USDT. You can check out the Borrow page on Binance Loan for more information.","loan-a8":"A8. LTV is the value of your loan to the value of your collateral. The price used here is Index Price. Different collateral coins have different initial LTVs, which means when you use different coins as collateral of the same value, the loan you make is of a different value too.","loan-a6":"A6. You have to repay them manually on the Order page. The interest has to be repaid before the principal.","loan-q5":"Q5. How is the interest calculated?","loan-q3":"Q3. What crypto can users use as collaterals?","loan-a5":"A5. Interest is calculated hourly, and less than one hour is calculated as one hour. The interest rate is determined by the time you make the loan.","loan-q15":"Q15. Is there any risk when the collateral is used for staking?","lending-Tutorial":"Tutorial","loan-min-loan":"Minimum Single Loan Amount (USD)","loan-only-my-asset":"Only show my asset","lending-borrow":"Borrow","lending-new-borrowable":"New Borrowable: {{coin}}","sort-by-expiration":"Sort by expiration time","sort-by-ltv":"Sort by LTV","loan-faq-a9":"Auto top-up allows you to better manage your loan positions. After enabling auto top-up, the system will automatically use the same asset in your Spot Wallet to top up the collateral of your loan order back to the initial LTV during a margin call. However, please note that you could still get liquidated during extreme market movements even if you've enabled auto top-up.","ltv-a2a":"When using {{coin}} as collateral, the system will remind you to top up the Collateral Asset when the Loan Asset + Accumulated Interest (BTC Value) / Collateral Asset (BTC Value) ≥ {{rate}}.","ltv-a3a":"When using {{coin}} as collateral, the system will automatically close your Collateral Asset to repay the loan when Loan Asset + Accumulated Interest (BTC Value) / Collateral Asset (BTC Value) ≥ {{rate}}. Please top up your collateral in time to avoid closing the position.","ltv-q2a":"Margin call: {{rate}}","ltv-q3a":"Liquidation LTV: {{rate}}","loan-term-desc-14.3":"14.3 Each Party also agrees not to use Confidential Information for any purpose other than in connection with transactions contemplated by this TOU or any Loan Documents.","login":"Login","vip-loan-sheet-login":"Please log in to view your VIP Loan Term Sheet.","loan-term-sheet-note1":"This Term Sheet, together with the terms and conditions of the Master Loan Terms of Use (the “Loan Terms”), form an Agreement between the Lender and the Borrower identified below for the loan of the Loaned Assets (as defined in the Loan Terms) by the Lender to the Borrower, and comes into effect immediately upon the Borrower’s acceptance of the loan by clicking the “Submit” button below.","loan-term-desc-4.6.1":"To the extent that the Borrower has such rights, it hereby pledges with, assigns to, and grants the Lender a continuing first priority security interest in, and a lien upon, the Collateral, which shall attach upon the transfer of the Loaned Assets by the Lender to the Borrower and which shall cease upon the repayment of the Loan Balance in full by the Borrower to the Lender. During the Term of the Loan,","loan-term-desc-4.7":"4.2 Loan and Collateral Transfer","loan-term-desc-4.6.2":"the Borrower agrees, acknowledges, authorises and affirms the Lender’s (or its designee) enforcement upon the Collateral and any of the Lender’s set-off rights after the occurrence and during the continuance of any Event of Default pursuant to the terms of this TOU.","loan-term-desc-4.9":"4.3 Margin Calls and Liquidation","loan-term-desc-4.10":"The Borrower acknowledges that it is responsible for monitoring the value of Collateral in order to avoid the possibility of an Event of Default or liquidation, failing which the Lender shall have the right to take any such action set out under this Section 4.3 without prior notice to the Borrower.","loan-term-desc-4.8":"If the Lender transfers Loaned Assets to the Borrower and the Borrower does not transfer the Collateral to the Collateral Account as provided in Section 4.1, the Lender shall have the absolute and immediate right to the return of the Loaned Assets; and if the Borrower transfers Collateral to the Lender, as provided in Section 4.1, and the Lender does not transfer the Loaned Assets to Borrower within the period as set forth in Section 2.2, the Borrower shall have the absolute right to the Collateral.","loan-term-desc-4.11.2":"Failure to provide the Additional Collateral shall give the Lender the option to declare an Event of Default under Section 8 below. The Borrower expressly waives any rights to receive prior notice or demand from the Lender and agrees that any prior demand, notice, announcement, or advertisement if so provided by the Lender shall not be deemed a waiver of the Lender’s right to declare an Event of Default, nor is the Lender bound by such notification(s) to forestall the exercise of any of such rights.","loan-term-desc-4.12.1":"Notwithstanding anything contained herein to the contrary, if (i) at any time, the value of the Loan Balance increases, or the value of the Collateral decreases, so that the value of Collateral becomes equal to or less than 110% of the Loan Balance (“Liquidation Level”), or (ii) the Borrower fails to repay the Loan Balance by the Maturity Date (where applicable), the Lender shall have the right to liquidate any or all the Digital Assets held to the credit of the Collateral Account at any time and in any manner and through any market or dealer,","loan-term-desc-4.12.2":"without prior notice to the Borrower to repay and reduce the Loan Balance in accordance with Section 4.4 below. The Borrower understands and agrees that if the Digital Assets in the Collateral Account are liquidated by the Lender, it shall have no right or opportunity to determine the Digital Currencies to be liquidated or the order, manner or price of liquidation.","loan-term-desc-4.11.1":"If during the Term of a Loan the value of the Loan Balance increases, or the value of the Collateral decreases, so that the value of Collateral becomes equal to or below 130% of the Loan Balance (the “Margin Call Level''), the Lender may draw on any Digital Currency held to the credit of the Collateral Account (“Additional Collateral”) to repay and reduce the Loan Balance in accordance with Section 4.4 below so that the Collateral is at least the same percentage indicated in Section 4.1 relative to the value of the Loan Balance.","loan-term-desc-4.12.4":"The Borrower expressly waives any rights to receive prior notice or demand from the Lender and agrees that any prior demand, notice, announcement, or advertisement shall not be deemed a waiver of the Lender’s rights under this TOU, nor is the Lender bound by such notification(s) to forestall the exercise of any of such rights.","loan-term-desc-4.12.3":"The Lender shall have no liability for any loss sustained by the Borrower in connection with such liquidation (or if the Lender delays effecting, or does not effect, such liquidation) even if the Borrower re-establishes its position at a worse price. The Borrower shall be liable to pay the Lender a fee equivalent to 2% of the value of the positions liquidated, along with any deficiencies in its Collateral Account that arise from such liquidation or remain after such liquidation.","loan-term-desc-5.1":"5.1 Notification","loan-term-desc-4.14":"4.4 Repayment of remaining Loan Balance","loan-term-desc-4.15":"Repayment of the remaining Loan Balance shall be made by (i) transferring the amount in the Collateral Account; or (ii) returning the amount of Loan Balance necessary to align the Collateral percentage indicated in the Loan Term Sheet based on the Margin Call Level.","loan-term-title-5":"5. Hard Fork","loan-term-desc-4.13":"The Borrower acknowledges that its obligations hereunder, including those in this Section 4, shall continue regardless of the Lender’s request for Additional Collateral and the Borrower’s acceptance or rejection of the same.","loan-term-desc-5.3":"5.2 No Immediate Termination of Loans Due to Hard Fork","loan-term-desc-5.4.1":"In the event of a Hard Fork in the blockchain for any Loaned Assets or an Airdrop, any outstanding Loans will not be automatically terminated. The Borrower and the Lender may agree, regardless of the Loan type, either (i) to terminate the Loan without any penalties on an agreed upon date or (ii) for the Lender to manage the Hard Fork on the behalf of the Borrower. If the Lender manages the Hard Fork on behalf of the Borrower,","loan-term-desc-5.2":"In the event of a public announcement of a future Hard Fork or an Airdrop in the blockchain for any Loaned Assets or Collateral, the Lender may provide notification to the Borrower, written or otherwise, including via email, other electronic instant messaging services (such as Telegram), or phone calls.","loan-term-desc-5.4.3":"the Loan Interest for those days shall not accrue. Nothing herein shall relieve, waive, or otherwise satisfy the Borrower’s obligations hereunder, including without limitation, the return of the Loaned Assets upon the termination of the Loan and payment of the accrued Loan Interest, which includes the per diem amounts for days on which the Borrower transfers Loaned Assets to the Lender and the Lender transfers the Loaned Assets back to the Borrower pursuant to this Section.","loan-term-title-4":"4. Collateral Requirements","loan-term-desc-3.13":"3.5 Taxes and Fees","loan-term-desc-3.12":"Notwithstanding the foregoing, in all cases, all Late Fees shall be payable by the Borrower immediately upon the occurrence of an Event of Default hereunder by the Borrower.","loan-term-desc-3.14":"All transfer or other taxes or third party fees payable with respect to the transfer, repayment, and/or return of any Loan Balance or Collateral hereunder shall be paid by the Borrower unless such transfer or other taxes or third party fees are payable as a result of the Lender assigning this TOU pursuant to Section 19 below.","loan-term-desc-5.4.2":"the Borrower shall return the Loaned Assets to the Lender two (2) business days prior to the scheduled Hard Fork or Airdrop. The Lender shall not be obligated to return any Collateral to the Borrower during the period in which the Lender manages the Loaned Assets on the behalf of the Borrower. The Lender shall fork the Loaned Assets, and following the Hard Fork, shall return to the Borrower the Loaned Assets (but excluding any New Tokens (as defined below)). For the period in which the Lender manages the Loaned Assets pursuant to this Section,","loan-term-desc-4.2.2":"acting reasonably (“Collateral Level”). The Borrower shall, prior to or concurrently with the transfer of the Loan Balance to the Borrower, but in no case later than the Close of Business on the day of such transfer, transfer to the Lender the Collateral.","loan-term-desc-4.2.1":"Unless otherwise agreed by the Parties, or modified in the Loan Term Sheet or as set forth below, the Borrower shall provide an amount of Digital Currency (such choice at the sole discretion of the Lender) as collateral (“Collateral”). Unless otherwise agreed by the Parties in the Loan Term Sheet, the Collateral shall initially be 138.88% of the value of the Loaned Assets, such value determined by a spot price as determined by the Lender,","loan-term-desc-4.1":"4.1 Collateral","loan-term-desc-2.5":"2.3 Loan Repayment Procedure","loan-term-desc-4.4":"The Collateral shall be transferred by the Borrower to the Collateral Account and shall be held to the credit of the Collateral Account. When the Lender transfers or otherwise deals with Digital Assets in the Collateral Account, the Lender will not be deemed to have used any specific Digital Assets, however identifiable, to make such transfer or dealing.","loan-term-desc-2.4":"The Lender shall commence, or shall procure that the Lender’s affiliate commences, transmission to the Borrower Accountin accordance with the terms set forth in the Loan Term Sheet upon receiving sufficient Collateral as set forth in Section 4.","loan-term-desc-4.3.2":"If a Hard Fork in the blockchain of the Digital Currency serving as Collateral meeting the criteria in Section 5 occurs while the Lender is holding Digital Currency as Collateral, the Lender shall release the New Tokens (as defined in Section 5) to the Borrower upon the repayment of the Loan Balance in full at the termination of the Loan. If such a Hard Fork occurs that does not meet the criteria in Section 5, the Lender shall have no obligation to return any New Tokens to the Borrower.","loan-term-desc-2.8":"2.3.2 Call Option","loan-term-desc-2.7":"Unless otherwise specified in subsections 2.3.2 and 2.3.3 below, upon the earlier of the Maturity Date, the Recall Delivery Day, or the Redelivery Day (as defined below) for a Loan, the Borrower shall repay the entirety of the Loan Balance to the Lender by the Close of Business of such date.","loan-term-desc-2.6":"2.3.1 Loan Repayment","loan-term-desc-4.3.1":"The Borrower shall provide the Collateral (in whole or in part) to the Lender in Digital Currency in an amount equal to the value of the Collateral in U.S. Dollars at a spot price determined by the Lender. For the avoidance of doubt, upon the repayment of the Loan Balance in full at the termination of a Loan, the Lender shall release to the Borrower the Collateral that was deposited, net of any Additional Collateral (as defined below in Section 4.3).","loan-term-desc-2.10":"In the event of a Call Option where the Lender demands only a portion of the Loan Balance, the Borrower shall repay said portion of the Loan Balance on the Recall Delivery Day and the remaining portion of the Loan Balance on the earlier of the Maturity Date or the subsequent Recall Delivery Day.","loan-term-desc-2.11":"2.3.3 Prepayment Option","loan-term-desc-2.12.1":"For Loans in which the Borrower has a Prepayment Option (e.g. Open Loans, Term Loans, etc.), the Borrower may notify the Lender in writing during Business Hours of its intent to return all or a portion of the Loan Balance prior to maturity. The Borrower shall provide said notice prior to or on the date on which the Borrower will repay all or a portion of the Loan Balance (said later date, the “Redelivery Day”).","loan-term-desc-2.9":"For Loans in which the Lender has a Call Option (e.g. Open Loans, Term Loans etc.), the Lender may at any time (the “Recall Request Day”) demand repayment of a portion or the entirety of the Loan Balance (the “Recall Amount”). The Lender will notify the Borrower in writing to the Borrower’s Email or any other communication tools (such as Telegram). The Borrower will have until Close of Business on the second Business Day after the Recall Request Day (the “Recall Delivery Day”) to deliver the Recall Amount.","loan-term-desc-2.16":"2.4.1 the repayment of the Loan Balance by the Borrower prior to the Maturity Date in accordance with Section 2, Section 4 or Section 9; and","loan-term-desc-2.14":"2.4 Termination of Loan","loan-term-desc-2.12.2":"The Borrower’s exercising of its Prepayment Option shall not relieve it of any of its obligations herein, including without limitation its payment of owed Late Fees and interest payable under this TOU. Once the said notice has been provided to the Lender, unless consented in writing by the Lender, it shall be irrevocable and any failure to repay the Loan Balance on the Redelivery Day shall constitute an Event of Default.","loan-term-desc-2.15":"A Loan will terminate upon the earlier of:","loan-term-desc-2.17":"2.4.2 the repayment of the Loan Balance by the Borrower on the Maturity Date.","loan-term-desc-2.18":"2.5 Conditions of Utilisation","loan-term-desc-2.19":"The Lender will not be obliged to make a Loan to the Borrower if:","loan-term-desc-2.20":"2.5.1 in the Lender’s opinion, it deems that in the event any or all of the Loan Balance becomes at risk of being: (a) considered a security, swap, derivative, or other similarly-regulated financial instrument or asset by any regulatory authority, whether governmental, industrial, or otherwise, or by any court of law or dispute resolution organization, arbitrator, or mediator; (b) subject to any laws or regulations concerning the provision of consumer or retail credit, or  (c) subject to future regulation materially impacting this TOU, the Loan, or the Lender’s business; or","loan-term-desc-2.13":"In the event of a Prepayment Option where the Borrower repays only a portion of the Loan Balance, the Borrower shall repay said portion of the Loan Balance on the Redelivery Day and the remaining portion of the Loan Balance on the earlier of the Maturity Date, Recall Delivery Day, or subsequent Redelivery Day.","loan-term-desc-3.3":"The Lender shall calculate any Loan Interest owed on a daily basis and provide the Borrower with the calculation upon request. The Loan Interest will be calculated off all outstanding portions of the Loaned Digital Currencies.","loan-term-desc-3.1":"3.1 Loan Interest","loan-term-desc-3.2.1":"Unless otherwise agreed, the Borrower agrees to pay the Lender a financing fee for each Loan (the “Loan Interest”). When a Loan is executed, the Borrower shall pay the Loan Interest as agreed herein and annualized in the relevant Loan Term Sheet, subject to any changes as agreed by the Borrower and the Lender. Unless otherwise agreed between the Borrower and the Lender, the Loan Interest shall accrue from and include the date on which the Loaned Assets are transferred to the Borrower to the date on which such Loan Balance are repaid in their entirety to the Lender.","loan-term-title-3":"3. Loan Interest, Late Fees and Taxes and Fees.","loan-term-desc-2.21":"2.5.2 an Event of Default has occurred and is continuing or would occur as a result of the proposed Loan.","loan-term-desc-3.5":"Unless otherwise agreed, any Loan Interest payable hereunder shall be paid by the Borrower upon the earlier of (a) five (5) Business Days after receipt of written notice from Lender or (b) the termination of all Loans hereunder (the “Payment Due Date”). The Loan Interest shall be payable, unless otherwise agreed between the Borrower and the Lender in the Loan Term Sheet, in the Digital Currency on the same blockchain and of the same type that was loaned by the Lender during the Loan.","loan-term-desc-3.9.1":"For each calendar day in excess of the Maturity Date, the Redelivery Day or the Recall Delivery Day (whichever is applicable) in which the Borrower has not returned the entirety of the overdue Loan Balance or failed to pay any outstanding Loan Interest in a timely manner in accordance with Section 3.1, the Borrower shall incur an additional nominal fee of three times the amount of the Loan Interest Rate as set out in EXHIBIT A on all outstanding portions of the Loan Balance (the “Late Fee”).","loan-term-desc-3.2.2":"For any Loan, the minimum Loan Interest shall be the Loan Interest that would accrue for one (1) day.","loan-term-desc-3.6":"Notwithstanding the foregoing, in all cases, all Loan Interest shall be payable by the Borrower immediately upon the occurrence of an Event of Default hereunder by the Borrower.","loan-term-desc-3.7":"The Borrower shall not be entitled to take out any other Loans until any and all of the outstanding Loan Interest under any Loan that has been terminated/expired has been paid to the Lender.","loan-term-desc-3.8":"3.3 Late Fee","loan-term-desc-3.10":"3.4 Payment of Late Fees","loan-term-desc-3.11":"Unless otherwise agreed, any Late Fees payable hereunder shall be paid by the Borrower on written demand by the Lender or the termination of the Loan hereunder, whichever is earlier (the “Payment Due Date”).  The Late Fees shall be payable, unless otherwise agreed between the Borrower and the Lender in the Loan Term Sheet, in the Digital Currency on the same blockchain and of the same type that was loaned by the Lender during the Loan.","loan-term-desc-1.11":"“Collateral Account” has the meaning given to it in the Loan Term Sheet.","loan-term-desc-3.4":"3.2 Payment of Loan Interest","loan-term-desc-1.14":"“Fixed Term Loan” means a Loan with a pre-determined Maturity Date where the Borrower does not have a Prepayment Option and the Lender does not have a Call Option.","loan-term-desc-1.13":"“Digital Currency” means Bitcoin (“BTC”), Bitcoin Cash (“BCH”), Ethereum (“ETH\"), Ethereum Classic (“ETC”), Litecoin (“LTC”), or any digital currency that the Borrower and Lender agree upon.","loan-term-desc-1.15":"“Hard Fork” means a permanent divergence in the blockchain (e.g., when non-upgraded nodes cannot validate blocks created by upgraded nodes that follow newer consensus rules, or an Airdrop or any other event which results in the creation of a new token).","loan-term-desc-1.16":"“Lender” means Binance Investments Co., Ltd., a company incorporated in Seychelles and having its registered office at House of Francis, Room 303, IIe Du Port, Mahe, Seychelles.","loan-term-desc-1.17":"“Loan” means a loan of Digital Currency made or to be made pursuant to and in accordance with this TOU and a Loan Term Sheet.","loan-term-desc-1.12":"“Digital Assets” means any Digital Currency deposited as Collateral in the Collateral Account.","loan-term-desc-1.19":"“Loan Documents” means this TOU and any and all Loan Term Sheets entered into between the Lender and the Borrower.","loan-term-desc-1.27":"“Prepayment Option” means the Borrower has the option to repay or return the Loan Balance prior to the Maturity Date, subject to this TOU.","loan-term-desc-1.20":"“Loan Effective Date” means the Loan Start Date as set forth in the Loan Term Sheet.","loan-term-desc-1.23":"“Loan Term Sheet” means the agreement between the Lender and the Borrower on the particular terms of an individual Loan, in the form as set forth in Exhibit A.","loan-term-desc-1.26":"“Party” means the Borrower or the Lender and “Parties” means the Borrower and the Lender.","loan-term-desc-1.24":"“Maturity Date” means the predetermined future date upon which a Loan becomes due in full as set forth in the Loan Term Sheet, or as otherwise mutually agreed by Parties.","loan-term-desc-1.25":"“Open Loan” means a Loan without a Maturity Date where the Borrower has a Prepayment Option and the Lender has a Call Option.","loan-term-desc-1.21.1":"“Loaned Assets” means any Digital Currency amount transferred in a Loan hereunder until such Digital Currency (or identical Digital Currency) amount is transferred back to the Lender hereunder, except that, if any new or different Digital Currency is created or split by a Hard Fork or other alteration in the underlying blockchain and meets the requirements set forth in this TOU, such new or different Digital Currency shall be deemed to become Loaned Assets in addition to the former Digital Currency.","loan-term-desc-1.22":"“Loan Interest Rate” has the meaning given to it in the Loan Term Sheet.","loan-term-desc-1.28":"“Term” means the period from the Loan Effective Date through Termination Date.","loan-term-desc-1.18":"“Loan Balance” means the sum of all outstanding amounts of Loaned Assets, including New Tokens, and Loan Interest, other interest and any Late Fees, Hard Fork Fee or other fees for a particular Loan.","loan-term-desc-1.21.2":"For purposes of return of Loaned Assets by the Borrower or purchase or sale of Digital Currencies pursuant to Section 9, such term shall include Digital Currency of the same quantity and type as the Digital Currency, except that, if any new or different Digital Currency is created or split by a Hard Fork or other alteration in the underlying blockchain and meets the requirements set forth in this TOU, such new or different Digital Currency shall be deemed to become Loaned Assets in addition to the former Digital Currency for which such exchange is made.","loan-term-desc-1.33":"“Termination Date” means the date upon which a Loan is terminated.","loan-term-desc-1.32":"“Term Loan with Prepayment Option” means a Loan with a pre-determined Maturity Date where the Borrower has a Prepayment Option.","loan-term-desc-1.31":"“Term Loan with Call Option” means a Loan with a pre-determined Maturity Date where the Lender has a Call Option.","loan-term-desc-1.34":"“Transactions” means any transactions in Digital Currency or any other products which the Lender may from time to time permit to be carried out under the Collateral Account in the spot market. For the avoidance of doubt, Transactions do not include any transactions in derivatives, futures, and/or options.","loan-term-desc-1.30":"“Term Loan” means a Loan with a pre-determined Maturity Date where the Borrower has a Prepayment Option and the Lender has a Call Option.","loan-term-desc-1.29":"“TOU” means this Master Loan Terms of Use.","loan-term-desc-2.1":"2.1 Loans of Digital Currency","loan-term-desc-1.2":"“Borrower” means the party who is the recipient of the Loan and who has agreed to and accepted the terms of this TOU and the Loan Documents.","loan-term-desc-1.1.2":"such as a random distribution, a distribution to every wallet of the relevant Digital Currency, or a distribution that depends on a wallet of the relevant Digital Currency meeting a threshold requirement.","loan-term-desc-1.1.1":"“Airdrop” means a distribution of a new token or tokens resulting from the ownership of a pre-existing token. For the purposes of Section 5, an “Applicable Airdrop” is an Airdrop for which the distribution of new tokens can be definitively calculated according to its distribution method, such as a pro rata distribution based on the amount of the relevant Digital Currency held at a specified time or an Airdrop for which the distribution of new tokens cannot be definitively calculated,","loan-term-title-1":"1.  Definitions","loan-term-desc-2.2":"Subject to the terms and conditions hereof, upon the Borrower’s request, the Lender will make a Loan to the Borrower for a specified amount of Digital Currency, and the Lender shall extend (or shall procure that the Lender’s affiliate extends) such Loan on terms acceptable to the Lender and as set forth in a corresponding Loan Term Sheet in the form set out in Exhibit A.","loan-term-title-2":"2. General Loan Terms.","loan-term-desc-2.3":"2.2 Transmission of Digital Currency","loan-term-desc-1.4":"“Borrowed Amount” refers to the value of the Loaned Assets in U.S. dollars on the Loan Effective Date.","loan-term-sheet-note2":"All capitalized terms shall have the meaning set forth in the Loan Terms unless otherwise expressly stated. In the event of any conflict or inconsistency between the Loan Terms and this Term Sheet, the terms of this Term Sheet shall prevail.","exhibit-a":"EXHIBIT A","loan-term-desc-1.10":"“Collateral” is defined as set forth in Section 4.1.","loan-term-desc-1.8":"“Call Option” means the option of the Lender to demand payment of a portion or the entirety of the Loan Balance at any time, subject to this TOU.","loan-term-sheet":"Loan Term Sheet","loan-term-desc-1.5":"“Borrower Email” means registered email address of the Borrower Account.","loan-term-desc-1.6":"“Business Day” means a day (other than a Saturday, Sunday, or a public holiday in Hong Kong) on which commercial banks in Hong Kong are open for business.","loan-term-desc-1.7":"“Business Hours” means between the hours of 9:00 am to 5:00 pm Hong Kong time on a Business Day.","loan-term-desc-1.9":"“Close of Business” means 5:00 pm Hong Kong time.","loan-term-desc-1.3":"“Borrower Account” means the Borrower’s account or sub-account on Binance.com that the Loan will be made available to.","date-of-term-sheet":"Date of this Term Sheet","MASTER LOAN TERMS OF USE":"MASTER LOAN TERMS OF USE","lender":"Lender","scroll-down-to-accept":"You have to read the complete terms before accept.","loan-duration-days":"{{duration}} Days","binance-ltd":"Binance Investments Co., Ltd.","vip-loan-term-sheet":"<yellow>VIP Loan</yellow><br />Term Sheet","loan-confirmed-note":"You have confirmed this order.","date-of-tou":"Date of TOU","term-sheet":"Term Sheet","due-maturity":"Upon maturity","term-sheet-note1":"This Term Sheet (dated as stated below) is subject to the terms and conditions of the Master Loan Terms of Use (the “TOU”) entered into by the Lender and the Borrower on the later of the date stated below (collectively, the “Parties”) and the date the Borrower confirms this Term Sheet by way of clicking the ‘I agree’ button below, and incorporates the terms of the TOU.","term-sheet-note2":"All capitalized terms shall have the meaning set forth in the TOU unless otherwise expressly stated. In the event of any conflict or inconsistency between the TOU and this Term Sheet, the terms of this Term Sheet shall prevail.","loan-interest-rate":"Loan Interest Rate","start-date":"Start Date","loan-duration":"Loan Duration","loan-interest-rate-desc":"Lender may change the Loan Interest Rate once per month by prior notice","loaned-asset-amount-and-type":"Loaned Asset Amount & Type","interest-repayment-schedule":"Interest Repayment Schedule","loaned-asset-value":"Value of Loaned Asset","determined-by-lender":"Determined by Lender at the time of release of the loan","borrower":"Borrower","liquidation-level":"Liquidation Level","collateral-assets":"Collateral Assets","loan-type":"Loan Type","initial-collateral-level":"Initial Collateral Level","collateral-desc":"Please note that not all types of Digital Assets in the Collateral Account deposited by you will qualify as Collateral. Please check with your VIP Manager as to the qualified Digital Assets.","term-loan":"Term Loan","margin-call-level":"Margin Call Level","initial-collateral-level-value":"{{initialValue}} of the value of Loan Balance (LTV of {{initialLtv}})","margin-call-level-value":"{{marginCallValue}} of the value of Loan Asset  (LTV of {{marginCallLtv}})","liquidation-level-value":"{{liqValue}} of the value of Loan Asset  (LTV of {{liqLtv}})","first-interest-payment-date":"First Interest Payment Date","accept-loan-desc":"After accepting the loan, the loan amount will be released to your Spot Account within 5 working days. Please check your wallet.","link-expired-desc":"Please contact your VIP manager or vip_loan@binance.com to reconfirm the Loan Term Sheet.","by-accepting-loan-terms":"By accepting this Loan, you agree to our <terms>Loan Terms</terms>.","confirm":"Confirm","no-permission":"You don't have permission to access this page.","link-expired":"Link expired","borrower-loan-account":"Borrower Loan Account","loan-success-title":"Your have accepted this loan.","loan-term-desc-5.7.1":"The Borrower will have up to three (3) days from the Hard Fork or Applicable Airdrop to transfer the New Tokens to the Lender. If sending the New Tokens to the Lender is burdensome, upon the Lender’s written agreement with the Borrower, the Borrower can reimburse the Lender for the value of the New Tokens by either (i) a one-time payment in the same Loaned Assets transferred as a part of the Loan reflecting the amount of the New Tokens owed using the spot price determined by the Lender in its reasonable discretion at the time of said repayment,","loan-term-desc-5.7.2":"or (ii) returning the borrowed Digital Currency so that the Lender can manage the split of the underlying digital tokens as described in Section 5.2 above. Alternatively, subject to the Lender’s written agreement, the Parties may agree to other methods of reimbursing the Lender for the Borrower’s failure to transfer New Tokens to the Lender. In all cases, the Borrower will be solely responsible for payment of additional costs incurred by any transfer method other than returning the New Tokens to the Lender, including but not limited to technical costs, third party fees,","loan-success-desc":"The loan amount will be distributed to your Spot Account within 5 working days. Please check your wallet.","loan-term-desc-4.5.2":"the Lender shall have access to the Collateral Account and have the right to reduce stock and execute mandatory liquidation or other necessary conduct at the Lender’s discretion in the situations listed in Section 4.3.","loan-term-desc-4.5.1":"This Collateral Account is owned by the Borrower and the Borrower shall have the right to effect Transactions through the Collateral Account, subject always to the Borrower’s obligation to ensure that the value of the Collateral does not fall below the Margin Call Level and Liquidation Level. The Lender shall bear no responsibility for any change in value of the Collateral as a result of the Transactions executed by the Borrower and the Borrower shall be solely responsible for monitoring any such change in value. During the term of this TOU,","loan-term-desc-5.7.5":"the New Tokens and Loan Interest. The Lender’s charging of the Hard Fork Fee does not constitute a waiver of its right to declare an Event of Default for the same event.","loan-term-desc-5.7.3":"and tax obligations for the transaction, including but not limited to a tax gross-up payment. For the avoidance of doubt, if the Borrower returns a Loan to the Lender prior to the 30th day following a Hard Fork, the Borrower’s obligations under this Section 5 shall continue for any New Tokens for such Loan on the 30th day following the Hard Fork. The Lender’s rights to New Tokens as set forth in this Section shall survive the termination of the relevant Loan,","loan-term-desc-5.7.4":"return of the Loaned Assets, and termination of this TOU. If the Borrower fails to transfer the New Tokens to the Lender, or fails to provide alternative compensation to the Lender as agreed to in accordance with this subsection, within sixty (60) days from the Hard Fork or Applicable Airdrop, such failure will be considered an Event of Default in accordance with Section 8, and the Borrower shall incur an additional fee (the “Hard Fork Fee”) equal to ten percent (10%) (annualized, calculated daily) of all outstanding portions of the Loaned Assets,","loan-term-desc-6.8":"6.1.7 to its knowledge the transactions contemplated in this TOU and the Loan Documents are not prohibited by law or other authority in the jurisdiction of its place of incorporation, place of principal office, or residence and that it has necessary licenses and registrations to operate in the manner contemplated in this TOU and the Loan Documents;","loan-term-title-7":"7. Covenants","loan-term-desc-5.6":"The Lender will receive the benefit and ownership of any incremental tokens generated as a result of a Hard Fork in the Digital Currency protocol or an Applicable Airdrop (the “New Tokens”)","loan-term-desc-5.5":"5.3 Lender’s Right to New Tokens","loan-term-desc-6.10":"6.1.9 other than any security granted pursuant to this TOU, it has not granted a security interest in the Collateral.","loan-term-desc-6.9":"6.1.8 it complies with all statutes, rules and regulations applicable to it, including obtaining any licenses required to conduct its business; and","loan-term-desc-6.7":"6.1.6 there are no proceedings pending or, to its knowledge, threatened, which could reasonably be anticipated to have any material adverse effect on the transactions contemplated by this TOU or any Loan Document or the accuracy of the representations and warranties hereunder or thereunder;","loan-term-desc-6.6":"6.1.5 it is not insolvent and is not subject to any bankruptcy or insolvency proceedings under any applicable laws;","check-term-sheet":"Check Term Sheet","loan-term-desc-6.1":"The Borrower make the following representations and warranties, which shall be deemed to be repeated on each day for as long as any Loan Balance remains outstanding and unpaid to the Lender:","loan-term-desc-6.4":"6.1.3 it is acting for its own account;","loan-term-desc-6.3":"6.1.2 it has not relied on the Lender for any tax or accounting advice concerning this TOU, any Loan Documents or any Loan and that it has made its own determination as to the tax and accounting treatment of any Loan, any Digital Currency, Collateral, or funds received or provided hereunder;","loan-term-desc-6.2":"6.1.1 (i) it has the power to execute and deliver the Loan Documents, to enter into the Loans contemplated hereby and to perform its obligations hereunder, (ii) it has taken all necessary action to authorise such execution, delivery and performance, and (iii) this TOU and the Loan Documents constitute a legal, valid, and binding obligation enforceable against it in accordance with its terms;","loan-term-title-6":"6. Representations and Warranties.","loan-term-desc-8.14":"8.13 the Borrower notifies the Lender of its inability to or its intention not to perform its obligations hereunder, or otherwise disaffirms, rejects, or repudiates any of its obligations hereunder.","loan-term-desc-8.13":"8.12 any representation or warranty made by the Borrower in this TOU or any of the Loan Documents proves to be incorrect or untrue in any material respect as of the date of making or deemed making thereof; or","loan-term-desc-6.5":"6.1.4 it is a sophisticated party and fully familiar with the inherent risks involved in the transaction contemplated in this TOU and the Loan Documents, including, without limitation, risk of new financial regulatory requirements, potential loss of money and risks due to volatility of the price of the Loaned Assets, and voluntarily takes full responsibility for any risk to that effect;","loan-term-desc-8.12.2":"or (d) the ranking or priority of the security interest created hereunder ceases to be first ranking priority security interest;","loan-term-title-8":"8. Default","loan-term-desc-7.5":"7.2 Government Approvals.","loan-term-desc-8.4":"8.3 the failure of the Borrower to transfer Collateral as required by Section 4;","loan-term-desc-8.11":"8.10 the Borrower is unable to or admits to being unable to pay debts as they become due;","loan-term-desc-8.10":"8.9 an encumbrancer taking possession of, or a distress, execution, attachment or other process is levied or enforced against, a Borrower Account, a Collateral Account, any Collateral, any assets held by the Lender on the Borrower’s behalf, or any of the Borrower’s assets;","loan-term-desc-8.9":"8.8 any event or circumstance occurs or exists that is a material adverse effect on the business, operations, prospects, property, assets, liabilities or financial condition of, the Borrower, taken as a whole, or a material adverse effect on the ability of the Borrower to perform its obligations under the Loan Documents, including but not limited to the ability to return, transfer, repay, or pay the Loan Balance or any part thereof;","loan-term-desc-8.8":"8.7 any bankruptcy, insolvency, reorganization or liquidation proceedings or other proceedings for the relief of debtors or dissolution proceedings that are instituted by or against the Borrower and are not dismissed within thirty (30) days of the initiation of said proceedings;","loan-term-desc-8.7":"8.6 the application for or appointment of a liquidator, receiver, trustee or similar official over all or a material part of the Borrower’s assets;","loan-term-desc-8.6":"8.5 the Borrower’s default in any other agreement with the Lender or the Lender’s affiliates or failure to perform its obligation thereunder;","loan-term-desc-8.5":"8.4 a material default by the Borrower in the performance of any of the other agreements, conditions, covenants, provisions or stipulations contained in this TOU, including without limitation a failure by the Borrower to abide by its obligations in Sections 5, 6 or 7 of this TOU;","loan-term-desc-8.3":"8.2 the failure to return any and all New Tokens by the date such New Tokens should be returned to the Lender under this TOU;","loan-term-desc-8.1":"It is further understood that any of the following events shall constitute an event of default hereunder, and shall be herein referred to as an “Event of Default” or “Events of Default”:","loan-term-desc-7.6.1":"The Borrower shall comply with all statutes, rules and regulations applicable to it, and will obtain any licenses required to conduct its business. The Borrower will obtain and maintain in full force and effect all governmental and other approvals, authorities, licences and consents required in connection with the security created under this TOU and will do or cause to be done all other acts and things necessary or useful for the performance of all of his obligations under this TOU,","loan-term-desc-8.2":"8.1 the failure of the Borrower to pay to the Lender any amount due and payable under this TOU in the manner specified by the Lender;","loan-term-desc-7.6.2":"or for ratifying or confirming anything done by the Lender in the performance of its duties or exercise of its rights or powers under this TOU.","loan-term-desc-7.3":"7.2 Future Assurance.","loan-term-desc-7.4":"The Borrower shall, promptly upon demand by the Lender, and entirely at its own costs and expenses, make, execute, do, perform and provide all such further acts and documents as the Lender shall reasonably require to perfect, protect, maintain, or improve the security afforded or created by this TOU and/or to give full effect to any provision of this TOU.","loan-term-desc-7.2":"During the Term of the Loan, other than any security granted under this TOU, the Borrower shall not (a) create, permit or purport to subsist any security, lien, charge, mortgage or other encumbrance over any of the Collateral, or (b) enter into a single transaction or a series of transactions (whether related or not) and whether voluntary or involuntary to sell, lease, transfer or otherwise dispose of any Collateral, except as permitted under this TOU or with the prior written consent of the Lender.","loan-term-desc-7.1":"7.1 Negative Covenants.","loan-term-desc-13.1.1":"This TOU is governed by, and shall be construed and enforced under, the laws of Hong Kong SAR without regard to any choice or conflict of laws rules. If a dispute arises out of or relates to this TOU, or the breach thereof, and if said dispute cannot be settled through negotiation it shall be finally resolved by arbitration in Hong Kong by the Hong Kong International Arbitration Centre (the “HKIAC”) in accordance with the Hong Kong International Arbitration Centre Administered Arbitration Rules (the “HKIAC Rules”) in force","loan-term-desc-13.1.2":"when the Arbitration Notice is submitted in accordance with the HKIAC Rules.  There shall be one (1) arbitrator. The HKIAC Council shall select the arbitrator, who shall be qualified to practice law in Hong Kong. The Parties agree to waive their rights to a jury trial. If any proceeding is brought for the enforcement of this TOU, then the successful or prevailing Party shall be entitled to recover attorneys’ fees and other costs incurred in such proceeding in addition to any other relief to which it may be entitled.","loan-term-title-13":"13. Governing Law; Dispute Resolution.","loan-term-desc-12.1":"In the event the Borrower fails to pay any amounts due or to return any Digital Currency or upon the occurrence of any Event of Default in Section 8 hereunder, the Borrower shall, upon demand, pay to the Lender all reasonable costs and expenses, including without limitation, reasonable attorneys’ fees and court costs, broker fees, and technology costs incurred by the Lender in connection with the enforcement of its rights hereunder.","loan-term-desc-11.1":"All remedies of the Lender hereunder and all obligations of the Borrower with respect to any Loan shall survive the termination of the relevant Loan, return of Loaned Assets or Collateral, and termination of this TOU.","loan-term-title-12":"12. Collection Costs.","loan-term-title-11":"11. Survival of Rights and Remedies","loan-term-desc-8.12.1":"8.11 (a) it is or becomes unlawful for the Borrower to perform any of its obligations under this TOU or any other Loan Document, (b) any obligation or obligations of the Borrower under this TOU or any other Loan Document is not or cease to be legal, valid, binding or enforceable, (c) this TOU or any Loan Document ceases to be in full force and effect or any security created hereunder ceases to be legal, valid, binding, enforceable or effective or is alleged by a party to it to be ineffective for any reason,","loan-term-desc-10.1":"No delay or omission by the Lender in exercising any right or remedy hereunder shall operate as a waiver of the future exercise of that right or remedy or of any other rights or remedies hereunder. All rights of the Lender stated herein are cumulative and in addition to all other rights provided by law or in equity.","loan-term-desc-9.1.3":"or in equity, in each case without further notice to or consent by the Borrower; provided, that upon any Event of Default pursuant to Section 8 as to a particular Loan, the entire Loan Balance then outstanding hereunder shall automatically become and be immediately due and payable.","loan-term-desc-9.7":"9.7 In addition to its rights hereunder, the Lender shall have any rights otherwise available to it under any other agreement or applicable law.","loan-term-desc-9.3":"9.3 On the occurrence of any Event of Default under Section 8, the Lender may, in its sole discretion, take over the Collateral Account without the Borrower’s prior consent and conduct margin closeout. The Lender shall not be responsible to the Borrower for any loss for conduction of margin closeout in this.","loan-term-desc-9.4.3":"the Lender may elect in its sole discretion, in lieu of purchasing all or a portion of the replacement Digital Currencies or selling all or a portion of the Collateral, to be deemed to have made, respectively, such purchase of replacement Digital Currencies or sale of Collateral for an amount equal to the price therefor on the date of such exercise obtained from a generally recognized source.","loan-term-desc-9.1.1":"9.1 Upon the occurrence and during the continuation of any Event of Default by the Borrower, the Lender may, at its option: (1) declare the entire Loan Balance outstanding for any Loan hereunder immediately due and payable; (2) terminate this TOU and any Loan upon notice to the Borrower; (3) transfer any Collateral from the Collateral Account to the Lender’s operating account necessary for the payment of any non-payment, liability, obligation, or indebtedness created by this TOU or by the Lender in furtherance of its performance hereunder and/or its lending business,","loan-term-desc-9.4.1":"9.4 In the event that the purchase price of any replacement Digital Currency pursuant to Sections 9.1(3) & 9.1(4) above exceeds the amount of the Collateral, the Borrower shall be liable to the Lender for the amount of such excess together with interest thereon in the amount of the Loan Interest Rate as set out in the Loan Term Sheet. As security for the Borrower’s obligation to pay such excess, the Lender shall have,","loan-term-desc-9.6.2":"collect or otherwise liquidate any such Collateral or security in any manner following the occurrence of an Event of Default, without affecting or impairing the Lender's right to take any other further action with respect to any Collateral or security or any part thereof.","loan-term-desc-9.4.2":"and the Borrower hereby grants, to the extent it is able to do so, a security interest in any property of the Borrower then held by or for the Lender and a right of set-off with respect to such property. The purchase price of replacement Digital Currency purchased under this Section shall include, and the proceeds of any sale of Collateral shall be determined after deduction of, broker’s fees and commissions and all other reasonable costs, fees and expense related to such purchase or sale (as the case may be). In the event the Lender exercises its rights under this Section,","loan-term-desc-17.1.1":"The Borrower and the Lender acknowledge that, and have entered into this TOU in reliance on the fact that, all Loans hereunder constitute a single business and contractual relationship and have been entered into in consideration of each other. Accordingly, the Borrower and the Lender hereby agree that payments, deliveries, and other transfers made by either of them in respect of any Loan shall be deemed to have been made in consideration of payments,","loan-term-title-17":"17. Single Agreement","loan-term-title-16":"16. Modifications.","loan-term-desc-15.1":"Unless otherwise provided in this TOU or as separately agreed between the Parties, all notices or demands relating to this TOU shall be in writing and shall be sent by electronic mail, in the case of the Borrower, to the Borrower Email and, if the Borrower Account is a sub-account of a master account on Binance.com, to the registered email address of that master account on Binance.com and, in the case of the Lender, to the respective address set forth below:","loan-term-desc-14.5.2":"Notwithstanding anything in this TOU to the contrary, a Party may retain copies of Confidential Information (the “Retained Confidential Information”) to the extent necessary (i) to comply with its recordkeeping obligations, (ii) in the routine backup of data storage systems, and (iii) in order to determine the scope of, and compliance with,","loan-term-desc-9.6.1":"9.6 In connection with the exercise of its remedies pursuant to this Section 9, the Lender may (1) exchange, enforce, waive or release any portion of the Collateral or Loans in favor of the Lender or relating to any other security for the Loans; (2) apply such Collateral or security and direct the order or manner of sale thereof as the Lender may, from time to time, determine; and (3) settle, compromise,","loan-term-desc-9.5":"9.5 To the extent that the Loans are now or hereafter secured by property other than the Collateral, or by the guarantee, endorsement or property of any other person, then upon an Event of Default by the Borrower, the Lender shall have the right in its sole discretion to determine which rights, security, liens, security interests or remedies the Lender shall at any time pursue, relinquish, subordinate, modify or take any other action with respect thereto, without in any way modifying or affecting any of them or any of the Lender’s rights hereunder.","loan-term-desc-14.5.3":"its obligations under this Section 14; provided, however, that such Party agrees that any Retained Confidential Information shall be accessible only by legal or compliance personnel of such Party and the confidentiality obligations of this Section 14 shall survive with respect to the Retained Confidential Information for so long as such information is retained.","loan-term-desc-9.2":"9.2 On the occurrence of any Event of Default under Section 8, this TOU and any and all Loans made pursuant to this TOU shall be terminated immediately and become due and payable, and Lender shall have immediate right to the Collateral to the fullest extent permitted herein and by law.","loan-term-desc-9.1.2":"including but not limited to using the Collateral to purchase the relevant Digital Currency to replenish the Lender’s supply of the relevant Digital Currency or selling any Collateral in a relevant market for such Digital Currency; (4) purchase on the Lender’s own account such amount of Digital Currency in a relevant market for such Digital Currency, such purchase to be reimbursable by the Borrower; (5) exercise its rights under Section 12 herein; and (6) exercise all other rights and remedies available to the Lender hereunder, under applicable law,","loan-term-title-9":"9. Remedies","loan-term-desc-14.1.2":"(ii) in the possession of the receiving Party on a non-confidential basis prior to disclosure, (iii) available to the receiving Party on a non-confidential basis from a source other than the other Party or its affiliates, subsidiaries, officers, directors, employees, contractors, attorneys, accountants, bankers or consultants (the “Representatives”), or (iv) independently developed by the receiving Party without reference to or use of such Confidential Information.","loan-term-title-14":"14. Confidentiality.","loan-term-desc-14.5.1":"14.5 The obligations with respect to Confidential Information shall survive for a period of two (2) years from the date of termination of this TOU. Nevertheless, any termination of this TOU shall not relieve each Party, as the receiving Party, of its confidentiality and use obligations with respect to Confidential Information disclosed prior to the date of such termination.","loan-term-desc-14.1.1":"14.1 Each Party to this TOU shall hold in confidence all information obtained from the other Party in connection with this TOU and the transactions contemplated hereby, including without limitation any discussions preceding the execution of this TOU or any Loan Documents (collectively, “Confidential Information”). Confidential Information shall not include information that the receiving Party demonstrates with competent evidence was, or becomes, (i) available to the public through no violation of this Section 14,","loan-term-desc-17.1.3":"and that a default in the performance of any such obligation by the Borrower in any Loan hereunder shall constitute a default by the Borrower under all such Loans hereunder, and (b) the Lender shall be entitled to set-off claims in accordance with Section 27 and, to the extent it holds any property of the Borrower, apply that property held by it in respect of any Loan hereunder against obligations owing to it in respect of any other Loan with the Borrower.","loan-term-desc-17.1.2":"deliveries, and other transfers in respect of any other Loan hereunder, and the obligations to make any such payments, deliveries and other transfers may be applied against each other and netted. In addition, the Borrower and the Lender acknowledge that, and have entered into this TOU in reliance on the fact that, all Loans hereunder have been entered into in consideration of each other. Accordingly, the Borrower and the Lender hereby agree that (a) each shall perform all of its obligations in respect of each Loan hereunder,","loan-term-desc-16.1":"All modifications or amendments to this TOU shall be effective only when agreed in writing by both Parties.","loan-term-desc-15.2":"Email: vip@binance.com Copy to: legal_notice@binance.com","loan-term-title-15":"15. Notices.","loan-term-title-10":"10. Rights and Remedies Cumulative.","loan-term-desc-14.4.2":"Notwithstanding the foregoing, the Lender may disclose the Borrower’s Confidential Information without notice pursuant to a written request by a governmental agency or regulatory authority.","loan-term-desc-14.2.2":"however, that such Representatives shall be under an obligation of confidentiality at least as strict as set forth in this Section 14.","loan-term-desc-14.4.1":"14.4 The provisions of this Section 14 will not restrict a Party from disclosing the other Party’s Confidential Information to the extent required by any law, regulation, or direction by a court of competent jurisdiction or government agency or regulatory authority with jurisdiction over said Party; provided that the Party required to make such a disclosure uses reasonable efforts to give the other Party reasonable advance notice of such required disclosure in order to enable the other Party to prevent or limit such disclosure.","loan-term-desc-21.1.2":"Any Party delivering an executed counterpart of this TOU by email or other electronic method of transmission also shall deliver an original executed counterpart of this TOU but the failure to deliver an original executed counterpart shall not affect the validity, enforceability, and binding effect of this TOU. To the extent permitted by the applicable laws, the Parties agree that this TOU may be delivered via electronic transmission and that this TOU,","loan-term-desc-21.1.1":"To the extent applicable, this TOU may be executed in any number of counterparts and by different parties on separate counterparts, each of which, when executed and delivered, shall be deemed to be an original, and all of which, when taken together, shall constitute but one and the same TOU. Delivery of an executed counterpart of this TOU by email or other electronic method of transmission shall be equally as effective as delivery of an original executed counterpart of this TOU.","loan-term-desc-19.1.2":"The Lender may assign this TOU or any rights or duties hereunder upon notice to the Borrower. Notwithstanding the foregoing, in the event of a change of control of the Lender or the Borrower, prior written consent shall not be required provided that such Party which is the subject of the change of control provides the other Party with written notice prior to the consummation of such change of control. For purposes of the foregoing, a “change of control” shall mean a transaction or series of related transactions in which a person or entity,","term-end-note-1":"After accepting this Term Sheet and our receipt of sufficient Collateral, the Loan will be released to your Borrower Loan Account within 5 working days. Please check your wallet.","loan-term-title-20":"20. Severability of Provisions.","loan-term-desc-19.1.3":"or a group of affiliated (or otherwise related) persons or entities acquires from stockholders of the Party shares representing more than fifty percent (50%) of the outstanding voting stock of such Party. Neither this TOU nor any provision hereof, nor any Exhibit hereto or document executed or delivered herewith, or Loan Term Sheet hereunder, shall create any rights in favor of or impose any obligation upon any person or entity other than the Parties hereto and their respective successors and permitted assigns.","loan-term-desc-21.1.3":"or any part thereof, shall not be denied legal effect, validity, or enforceability solely on the ground that it is in the form of an electronic record. The Parties further agree that they shall not dispute the validity, accuracy, legal effectiveness or authenticity or enforceability of this TOU merely on the basis that it is delivered via electronic transmission and in the form of an electronic record, and that such electronic record shall be final and conclusive of the Parties’ agreement of any relevant matter as set out in this TOU.","loan-term-title-21":"21. Counterpart Execution.","loan-term-desc-20.1":"Each provision of this TOU shall be viewed as separate and distinct, and in the event that any provision shall be deemed by a court of competent jurisdiction to be illegal, invalid or unenforceable, the court finding such illegality, invalidity or unenforceability may modify or reform this TOU to give as much effect as possible to such provision. Any provision which cannot be so modified or reformed will be given no effect and shall be treated as though it were not included in this TOU, and the remaining provisions of this TOU shall continue in full force and effect.","loan-term-desc-19.1.4":"For the avoidance of doubt, any and all claims and liabilities against the Lender arising in any way out of this TOU are only the obligation of the Lender, and not any of its parents or affiliates. The Parties agree that none of the Lender’s parents or affiliates shall have any liability under this TOU nor do such related entities guarantee any of the Lender’s obligations under this TOU.","loan-term-desc-18.1":"This TOU, each exhibit referenced herein, and all Loan Term Sheets constitute the entire agreement among the parties with respect to the subject matter hereof and supersedes and replaces any prior negotiations, understandings and agreements, oral or written, entered into between the Borrower and the Lender. Nothing in this Section 18 shall be construed to conflict with or negate Section 17 above.","loan-term-desc-19.1.1":"This TOU shall bind and inure to the benefit of the respective successors and assigns of each of the Parties and no other person shall have any right, benefit, priority or interest under, or because of the existence of, this TOU; provided, that the Borrower may not assign this TOU or any rights or duties hereunder without the prior written consent of the Lender (such consent to not be unreasonably withheld).","loan-term-title-18":"18. Entire Agreement.","loan-term-desc-27.1":"The Lender may set-off any or all of the Loan Balance that is due from the Borrower under this Agreement against any other amount or property held by the Lender to the Borrower’s credit.","loan-term-title-19":"19. Successors and Assigns.","loan-term-title-27":"27. Right of Set-off","loan-term-desc-25.2":"In the event of a termination of this TOU, the entire Loan Balance shall be redelivered immediately and any fees owed shall be payable immediately.","loan-term-desc-25.1":"The term of this TOU shall commence on the date hereof for a period of one (1) year, and shall automatically renew for successive one-year terms annually, unless either Party provides notice of a desire to terminate this TOU no less than ten (10) days prior to the end of such one-year period. The foregoing notwithstanding, this TOU may be terminated upon thirty (30) days’ notice by either Party to the other.","loan-term-title-25":"25. Term and Termination.","loan-term-desc-26.1":"Whenever used herein, the singular number shall include the plural, the plural the singular, and the use of the masculine, feminine, or neuter gender shall include all genders where necessary and appropriate. The section headings are for convenience only and shall not affect the interpretation or construction of this TOU. The Parties acknowledge that the TOU and any Loan Term Sheet are the result of negotiation between the Parties which are represented by sophisticated counsel and therefore none of the TOU’s provisions will be construed against the drafter.","loan-term-title-26":"26. Miscellaneous.","loan-term-desc-24.1.2":"except for any and all claims, demands, losses, expenses and liabilities arising out of or relating to the Lender’s bad faith, gross negligence or willful misconduct in the performance of its duties under this TOU. This indemnity shall be a continuing obligation of the Borrower, its successors and assigns, notwithstanding the termination of this TOU.","loan-term-desc-24.1.1":"The Borrower shall indemnify and hold harmless the Lender, or any of its parents or affiliates, from and against any and all third party claims, demands, losses, expenses and liabilities of any and every nature (including attorneys’ fees of an attorney of the Lender’s choosing to defend against any such claims, demands, losses, expenses and liabilities) that the Lender, or any of its parents or affiliates, may sustain or incur or that may be asserted against the Lender, or any of its parents or affiliates, arising out of the Lender’s lending of Digital Currency to the Borrower under this TOU,","loan-term-title-24":"24. Indemnification.","loan-term-desc-23.1":"The failure of or delay by the Lender to enforce an obligation or exercise a right or remedy under any provision of this TOU or to exercise any election in this TOU shall not be construed as a waiver of such provision, and the waiver of a particular obligation in one circumstance will not prevent the Lender from subsequently requiring compliance with the obligation or exercising the right or remedy in the future. No waiver or modification by either Party of any provision of this TOU shall be deemed to have been made unless expressed in writing and signed by both Parties.","loan-term-title-23":"23. No Waiver.","loan-term-desc-22.1":"Nothing contained in this TOU shall be deemed or construed by the Parties, or by any third party, to create the relationship of partnership or joint venture between the Parties hereto, it being understood and agreed that no provision contained herein shall be deemed to create any relationship between the Parties hereto other than the relationship of borrower and lender.","loan-term-title-22":"22. Relationship of Parties. Relationship of Parties.","complete-read":"You have to read the complete terms before accept.","accept":"Accept","term-end-note-2":"By accepting this Term Sheet, you confirm that you have read, understood and agree to our Loan Terms.","loan-term-desc-14.2.1":"14.2 Each Party shall (i) keep such Confidential Information confidential and shall not, without the prior written consent of the other Party, disclose or allow the disclosure of such Confidential Information to any third party, except as otherwise herein provided, and (ii) restrict internal access to and reproduction of the Confidential Information to a Party’s Representatives only on a need to know basis; provided,","liquidation-level-value-example":"110.00% of the value of Loan Balance (LTV of 90.91%)","initial-collateral-level-value-example":"138.88% of the value of Loan Balance (LTV of 72%)","loan-term-desc-3.9.2":"If a Late Fee is imposed under this Section 3.3 due to an event that would constitute an Event of Default under Section 8, the imposition of a Late Fee by the Lender does not constitute a waiver of its right to declare an Event of Default for the same event. The Borrower and the Lender acknowledge and agree that the Late Fee is not the imposition of a penalty.","margin-call-level-value-example":"130.00% of the value of Loan Balance (LTV of 76.92%)","loan-loan-amount":"Amount","loan-orders-and-assets":"Orders & Assets","loan-my-assets":"My Assets","Log In":"Log In","loan-max-tip":"Maximum Amount {amount} {asset}","loan-min-tip":"Minimum Amount {amount} {asset}","loan-asset-err":"You only have {amount} {asset}","loan-order-conf":"Order Confirmation","loan-faq-a7-1":"Please note that Binance does not assume liability for any losses incurred due to the project’s on-chain contract security issues. Please read carefully and agree to the <link1>Binance Loan Service Agreement</link1> before you use Binance Loans.","loan-exp-time":"Expiration Time","loan-confirm":"Confirm","loan-interest":"Interest","lending-no-orders":"You have no ongoing orders right now","loan-start":"Start Borrowing Now","loan-timestamp":"Timestamp","loan-DIR":"Annualized Interest Rate","loan-faq-q9":"What is \"Auto Top-up\"?","loan-faq-q10":"What is \"Partial Liquidation\"?","loan-faq-q8":"Can I renew my loan order?","loan-faq-a2":"Loan terms are available from 7, 14, 30, 90, and 180 days. You can always repay in advance and the interest is calculated based on the hours borrowed. There is no penalty for early repayment.","loan-faq-a1":"Binance Crypto Loans offers a wide range of crypto as loanable assets and collateral, including BUSD, USDT, BTC, and ETH. Check out the <link1>Loan Data</link1> page for more information.","loan-faq-a3":"Interest is calculated hourly, in which less than one hour is calculated as one hour. The interest rate starts to accrue at the time of borrowing.","loan-faq-a5":"We give an overdue duration of 72 hours (for loan terms of 7 and 14 days) or 168 hours (for loan terms of 30, 90, and 180 days), during which you will be charged 3 times the hourly interest. If you do not repay after the overdue duration, we will liquidate your collateral to repay your loan.","loan-faq-a4":"LTV stands for Loan-to-Value. It's the total value of your loan plus interest, if any, to the value of your collateral. The value is determined by the <link1>index price</link1>.<br/><br/>LTV = Loan Value / Collateral Value","loan-faq-a6":"You can use the loan for any purpose, including trading on the spot, margin, or futures markets, staking, or even withdrawing the funds.","loan-faq-a8":"Yes. No matter which token you have borrowed (e.g. <link1>Bitcoin</link1>, <link2>Ethereum</link2>), you can renew the loan order within 24 hours before the due date. Please note that 180-day orders and loan staking orders cannot be renewed, and every loan order can only be renewed once.","loan-faq-a10":"\"Partial Liquidation\" helps users reduce liquidation risk and lower their possible losses. When the liquidation LTV is reached, your positions will be partially liquidated (~50% each time) until your LTV returns to the initial level. When the remaining loan balance equals or less than 200 USD, your position will be fully liquidated. Please note that in extreme market conditions, your positions may still be fully liquidated.","loan-faq-a7":"Loan staking supports collateral with a [Staking] logo. Loan staking generates profit to reduce the interest for the loan order by staking the collateral. The profit from staking will fluctuate and be adjusted over time. However, all loan orders that participate in staking will be calculated based on the profit and the interest rate displayed at the time of borrowing. Binance strives to offer only the best staking projects.","loan-faq-q5":"What happens if my loan repayment is overdue?","loan-faq-q2":"What are the Loan Terms?","loan-faq-q4":"What is LTV?","loan-faq-q3":"How is the interest calculated?","loan-faq-q7":"What is \"Loan Staking\"?","loan-faq-q6":"What can I do with the crypto loan?","loan-faq-q1":"What crypto can I borrow on Binance Crypto Loans?","period-annually":"Annually","loan-repay-first":"Borrow amount of {coin} has reached the limit. Please select other loanable coin.","Please confirm that you have read, understand":"Please confirm that you have read, understand, and accept the following terms:","When your LTV reaches the Margin Call LTV or Liquidation LTV":"When your LTV reaches the Margin Call LTV or Liquidation LTV, the available assets in the spot wallet will be automatically used to supplement the collateral, until your LTV reaches initial LTV or no available assets in your spot wallet. Please note that there's still a chance that your spot wallet available assets is not sufficient and can be liquidated even after auto top-up. Users should always be aware of the risk and adjust your positions.","loan-faq-a9-4":"You should always be aware of loan risk and adjust your positions, if any, in time to minimize that risk.","loan-faq-a9-5":"To enable Auto Top-up, go to the [Asset Overview] tab and toggle on the [Auto Top-Up] button in the upper right corner.","I understand that there":"I understand that there's still a chance that my spot wallet available assets is not sufficient and can be liquidated even after auto top-up. All of my collateral and available spot assets may be liquidated in the event of extreme price movements.","loan-faq-a9-3":"Please note that there's still a chance that your spot wallet available assets are not sufficient and can be liquidated even after auto top-up. Users should always be aware of the risk and adjust your positions. All of your collateral and available spot assets may be liquidated in the event of extreme price movements.","loan-faq-a9-1":"The Auto Top-up function helps you better manage your loan positions by automatically transferring the equivalent collateral assets to loan orders from your Spot Wallet to maintain the initial LTV ratio during a margin call or liquidation call.","I understand that I should":"I understand that I should take the responsibility for my loan order risk control and adjust my positions during the volatile market.","loan-faq-a9-2":"When your LTV reaches the Margin Call or Liquidation LTV, the available assets in the spot wallet will be automatically and immediately used to supplement the collateral, until your LTV reaches initial LTV or no available assets in your spot wallet.","vip-loan-desc1":"For VIP users only","vip-loan-alert-confirm":"I understand","vip-loan-less":"Less","vip-loan-more":"More","vip-loan-detail":"Details","vip-loan-status-accepted":"Request Confirmed","vip-loan-status-waiting_approval":"Request Processing","vip-loan-statue-declined":"Request Rejected","t-table-interest-rate":"Interest Rate","vip-loan-status":"Status","vip-loan-alert-desc":"Sorry, VIP loan is currently only available for VIP 1 and above users.","vip-loan-status-declined":"Request Rejected","vip-loan-desc2":"If you are not currently a VIP user and are interested in VIP Loan, please contact our VIP Team.","Flexible Rate":"Flexible Rate","Stable Rate":"Stable Rate","7 Days Stable Rates - Annually":"7 Days Stable Rates - Annually","Auto Subscribe after Liquidation":"Auto Subscribe after Liquidation","Subscribe History":"Subscribe History","Subscribe Coin":"Subscribe Coin","Remaining Debts":"Remaining Debts","Collateral returns to Spot Wallet":"Collateral returns to Spot Wallet.","The collateral accumulates income from Simple Earn Flexible automatically":"The collateral accumulates income from Simple Earn (Flexible) automatically.","Collateral returns to Simple Earn Flexible Wallet":"Collateral returns to Simple Earn (Flexible) Wallet.","Time UTC":"Time (UTC)","Collateral Assets From Spot Wallet":"Collateral Assets From Spot Wallet","Collateral Assets from Simple Earn Flexible Wallet":"Collateral Assets from Simple Earn (Flexible) Wallet","Flexible Interest Rate History":"Flexible Interest Rate History","7 Days Stable Rates - Hourly":"7 Days Stable Rates - Hourly","Borrow Market":"I Want to Borrow","Flexible Interest Rate - Annually":"Flexible Interest Rate - Annually","Utilization Total Borrowing Total Supply":"Utilization = Total Borrowing / Total Supply","Apply for VIP Loan":"Apply for VIP Loan","from Earn Wallet":"from Earn Wallet","30 Days Stable Rates":"30 Days Stable Rates","By using Spot Wallet balance":"By using Spot Wallet balance, it will be subscribed to Simple Earn (Flexible) first, then be collateralized.","from Spot Wallet":"from Spot Wallet","7 Days Stable Rates":"7 Days Stable Rates","Flexible Interest Rate - Hourly":"Flexible Interest Rate - Hourly","To Spot Wallet":"To Spot Wallet","Active Loan":"Active Loan","30 Days Stable Rates - Hourly":"30 Days Stable Rates - Hourly","repay-toast Earn Account":"{{n}} {{coin}} collateral successfully returned to your Earn account.","To Earn Wallet":"To Earn Wallet","All collateral in Flexible Rate Loan are from Simple Earn (Flexible) Wallet":"All collateral in Flexible Rate Loan are from Simple Earn (Flexible) Wallet.","Remaining Debt":"Remaining Debt","All collateral in Stable Rate Loan are from Spot Wallet":"All collateral in Stable Rate Loan are from Spot Wallet.","Liquidation Price collateralCoin loanCoin":"Liquidation Price ({{collateralCoin}}/{{loanCoin}})","The actual repayment amount may differ from what is shown since interest is accruing in real-time":"The actual repayment amount may differ from what is shown since interest is accruing in real-time.","No Data":"No Data","Enter the amount":"Enter the amount","loan-fail":"Network error. Please go to the history page to check whether the order was successful.","You only have amount asset":"You only have {{amount}} {{asset}}","All collateral in Flexible Rate Loan are from Simple Earn Flexible Wallet":"All collateral in Flexible Rate Loan are from Simple Earn (Flexible) Wallet.","SUCCESS":"Success","Collateral amount including Simple Earn Flexible rewards":"Collateral amount including Simple Earn (Flexible) rewards ({{coin}})","Add Collateral":"Add Collateral","repay-toast-flexible":"{{n}} {{coin}} collateral successfully returned to your Earn account.","Hide Details":"Hide Details","LIQUIDATION":"Auto Subscribe after Liquidation","Flexible Rate Loan returns collateral to Simple Earn Flexible Wallet":"Flexible Rate Loan returns collateral to Simple Earn (Flexible) Wallet.","Borrow":"Borrow","Stable Rate Loan returns collateral to Spot Wallet":"Stable Rate Loan returns collateral to Spot Wallet.","View Details":"View Details","ADJUSTMENT":"Add Collateral","BORROWING":"Borrow","loan-borrow-error-quota":"Borrow amount of {coin} has reached the limit. Please select other loanable coin.","loan-flexible-interest-tip-h":"The actual collateral amount may differ from what is shown, and the collateral will accumulate Real-Time APR rewards from Simple Earn (Flexible) automatically.","enter-amount":"Enter Amount","borrow-use-spot-alert":"By using Spot Wallet balance, it will be subscribed to Simple Earn (Flexible) first, then be collateralized.","button-check-orders":"Check Orders","feat-4-low-rates":"Low rate loan staking","feat-6":"Simple Earn (Flexible) assets can be collateralized in Flexible Loan","loan-history-description":"Check all loan history","active-loan-description":"Ongoing Orders & Asset Overview","apply-vip-loan":"Apply for VIP Loan","my-loan":"My Loan","active-loan":"Active Loan","faq-stable-loan":"Stable Rate Loan","borrow-summary-after-borrow-ltv":"LTV After Borrow:","faq-learn-more":"Learn More","faq-flexible-loan":"Flexible Rate Loan","loan-earn-terms":"I have read and I agree to <primary>Binance Loan Service Agreement</primary> and <secondary>Binance Simple Earn Service Agreement</secondary>.","borrow-summary-liquidation-ltv":"Liquidation LTV:","borrow-summary-liquidation-price":"Liquidation Price ({{target}}/{{base}})","borrow-summary-init-ltv":"Initial LTV:","borrow-collateral-type":"Collateral","borrow-loan-option-stable":"Use spot wallet assets as collateral","borrow-summary-estimated-hourly-interest":"Estimated Hourly Interest","borrow-loan-option-flexible":"Flexible term loan. Use Simple Earn (Flexible) wallet assets as collateral, use Spot Wallet as supply.","borrow-loan-type-choose":"Choose Loan Type","borrow-loan-type":"Loan Type","borrow-loan-type-tip":"Flexible interest rate loan has floating interest rate, which is updated every minute based on the market conditions. Stable interest rate loan has a fixed rate during the loan term period.","market-action-borrow":"Borrow","market-hourly-annually-interest-rate":"Hourly / Annualized Interest Rate","market-tag-low-rates":"Low Rates","market-thead-utilization-tip":"Utilization = Total Borrowing / Total Lending","market-thead-loanable-coin":"Loanable Coin","market-thead-utilization":"Utilization","loan-earn-wallet":"Earn Wallet","market-tag-new":"New","market-7-days-stable":"7 Days - Stable Rate","market-thead-utilization-colon":"Utilization:","loan-staking-explanation":"Staking Explanation","loan-start-borrowing":"Start Borrowing","loan-sum":"Sum","market-thead-flexible":"Flexible Rate","market-headline":"Borrow Market","loan-buy":"Buy","loan-from-spot-wallet":"from Spot","loan-from-earn-wallet":"from Earn - Flexible Assets","loan-spot-wallet":"Spot Wallet","market-30-days-stable":"30 Days - Stable Rate","Subscribe Date":"Subscription Date","Hourly Annually Interest Rate":"Hourly / Annual Interest Rate","Subscribe Amount":"Subscription Amount","Subscribe Type":"Subscription Type","borrow-collateral-type-tip":"The actual collateral amount may differ from what is shown, and the collateral will accumulate rewards from Simple Earn (Flexible) automatically.","Fixed Loan":"Stable Rate","Flexible Loan":"Flexible Rate","30 Days Stable Rates - Annually":"30 Days Stable Rates - Annually","loan-status-custom-config-change":"Your personalized limit has changed, this order does not support renewal.","loan-status-delist":"The loan coin or collateral coin of your order has been delisted, the order cannot be renewed.","loan-status-exceeds-custom-config-limit":"This order does not support renewal since it exceeds your borrow or collateral limit.","vip-loan-discount-ratio-tooltip":"The size of the haircut for each collateral asset is largely based on the liquidity of the underlying asset. Collateral ratio and tier are calculated by each individual asset.","tier-usd":"Tier (USD)","discount-ratio":"Collateral Ratio","vip-loan-assets":"Assets","vip-loan-discount-ratio":"VIP Loan Collateral Ratio","Total Collateral Value after Haircut USD":"Total Collateral Value after Haircut (USD)","Certain collateral assets may be":"Certain collateral assets may be valued on a discounted basis using a “Collateral Ratio”, a percentage at which the asset is recognized as collateral.","Locked Collateral Value USD":"Locked Collateral Value (USD)","The value of the frozen":"The value of the frozen collateral. This part of the collateral will still exist in your spot account, but it cannot be transferred/withdrawn.","Unlocked Collateral Amount":"Unlocked Collateral Value (USD)","The unlocked collateral amount is for reference":"The unlocked collateral amount is for reference. Please refer to the actual unlocked amount in Account of <bold>Tri-Party</bold>.","Please note that it is for repayment":"Please note that it is for repayment, and not for interest prepayment.","Tri-Party":"Tri-Party","loan-flexible-interest-tip-net":"The collateral assets will continue to earn Real-Time APR Rewards, which helps to offset borrowing costs. Net annualized interest rate = Annualized Borrow Interest Rate - (Annualized Collateral Real-Time APR / Initial LTV).","Simple Earn Flexible Product assets that have been subscribed":"Simple Earn (Flexible) Product assets that have been subscribed and collateralized through Binance Flexible Loan orders will be displayed here.","What is Subscribe History":"What is Subscribe History?","The collateral accumulates rewards from Simple Earn Flexible automatically":"The collateral will accumulate Real-Time APR rewards from Simple Earn (Flexible) automatically.","borrow-summary-net-interest-rate":"Net Annualized Interest Rate","vip-loan-terms":"VIP Loan Terms","daily-stable-interest-rate":"Daily/Annualized Interest Rate (Stable)","exchange-Open-Loan-Term":"Open Loan Term","daily-flexible-rate-value":"{{value}} (Flexible)","daily-stable-rate-value":"{{value}} (Stable)","daily-flexible-interest-rate":"Daily/Annualized Interest Rate (Flexible)","vip-daily-annually-interest-rate":"Daily/Annual Interest Rate","vip-loanable-assets":"VIP Loanable Assets","vip-max-borrow-amount":"Maximum Borrow Amount (USD)","vip-min-borrow-amount":"Minimum Borrow Amount (USD)","vip-annual-interest-rate":"Annual Interest Rate","vip-days-rate":"{{d}} Days Rate","vip-min-max-borrow-amount":"Minimum/Maximum Borrow Amount (USD)","vip-contact-to-use-loan":"Contact our VIP Team to use VIP Loan","vip-institutional-loan-service":"Institutional Level Loan Service","BORROW_AMT_EXCEED_LIMIT":"Dear user, the borrowing amount of {{coin}} exceeded the limit. Please try again.","COLLATERAL_COIN_MISMATCH":"Dear user, the collateral assets are invaild. Please try again.","COLLATERAL_UID_MISMATCH":"Dear user, the collateral accounts are invaild. Please try again.","VIP_LOAN_APPLICATION_NOT_ENOUGH_WALLET_AMOUNT":"Dear user, the collateral amount does not meet the requirement. Please try again.","VIP_LOAN_APPLICATION_INVALID_BORROW_AMOUNT":"Dear user, the application amount does not meet the requirement. Please try again.","VIP_LOAN_APPLICATION_NO_MATCH_VIP_LEVEL":"Dear user, VIP Loan cannot filfull your request at the moment. Please contact the VIP Manager.","VIP_LOAN_APPLICATION_INVALID_LOAN_TERM_V2":"Dear user, the loan term is not available. Please try again.","VIP_LOAN_APPLICATION_ASSET_BAN_COLLATERAL":"Dear user, the collateral asset is not supported. Please try again.","VIP_LOAN_APPLICATION_TOO_MANY_APPLY_V2":"Dear user, a VIP loan application is already in progress. Please try again.","VIP_LOAN_APPLICATION_ASSET_BAN_LOAN":"Dear user, the borrowing asset is not available. Please try again.","VIP_LOAN_APPLICATION_INVALID_COLLATERAL_ACCOUNT_V2":"Dear users, the collateral accounts exceeded the limit. Please try again.","VIP_LOAN_APPLICATION_INVALID_BORROW_COIN_V2":"Dear user, a maximum of {0} assets can be applied per request. Please try again.","vip-loan-total-dept":"Total debt","vip-loan-ltv-repayment":"LTV after repayment","vip-loan-locked-val":"Locked Value","vip-loan-available":"Available","vip-loan-renew-step2-title":"Collateral","vip-loan-total-collateral-val":"Total Collateral Value","vip-loan-interest-repay":"Interest","vip-loan-status-liquidated":"Liquidated","loan-margin-call-ltv":"Margin call LTV","vip-loan-renew-step1":"Interest payment","vip-loan-status-repaid":"Repaid","vip-loan-status-repaying":"Repaying","vip-accept-loan-desc":"After accepting the loan, the loan amount will be released to your Spot wallet within a few minutes. Please check your wallet.<br/>By accepting this Loan, you agree to our <a>Loan Terms</a>.","vip-loan-status-liquidating":"Liquidating","vip-loan-status-failed":"Failed","vip-loan-status-overdue":"Overdue","loan-liquidation-ltv":"Liquidation LTV","vip-loan-status-pending":"Pending","vip-ltv-of":"LTV of {{ltv}}","t-table-actions":"Actions","loan-exp-date":"Expiration Date","t-table-loan-amount":"Total Debt","vip-borrow-assets":"Borrow Assets","vip-ltv-tooltip":"{{n}} of the value of Loan Balance","vip-inventory-availability":"Inventory Availability","vip-loan-renew-step2":"Renew","loan-current-ltv":"Current LTV","vip-loan-warning-insufficient-for-repay":"Insufficient wallet balance.","VIP_LOAN_APPLICATION_INVALID_LTV_CONFIG":"Dear user, VIP Loan cannot fulfil your request at the moment. Please contact the VIP Manager.","vip-loan-status-accruing_interest":"Accruing interest","vip-loan-renew-success":"Renewal successful","COLLATERAL_UID_IS_USED":"The collateral account {{account}} has been applied to other loan orders. Please select a different collateral account.","vip-loan-repay-success":"Repayment successful","vip-loan-upcoming-discount-ratio":"Upcoming Collateral Ratio Update","vip-loan-upcoming-discount-ratio-tooltip":"Please note that the updated collateral ratio will take effect at UTC+0 00:00:00","view-less":"View Less","loan-collateral-account":"Collateral Account","loan-remaining-amount":"Remaining Amount","loan-next":"Next","loan-receive-account":"Receiving Account","asset-delist-label":"{{asset}} to be delisted <Icon></Icon>","asset-delist-tooltip":"Attention: {{asset}} stops trading at {{tradeTime}} and stops depositing at {{depositTime}}. <Link>Learn More</Link>","asset-delist-title":"To be delisted","asset-delist-multiple-tooltip":"<Title>{{asset}}</Title><p/>{{asset}} stops trading at {{tradeTime}} and stops depositing at {{depositTime}}.<p/><Link>Learn More</Link>","flexible-loan":"Flexible Loan","flexible-interest-rate-note":"Please note that the interest rate will be updated every day. For more information, see <a>https://www.binance.com/en/vip-loan</a>","loan-open-term":"Open Term","loan-request-unexpected-error":"Service temporarily unavailable. Please try again later.","loan-close-lts-btn":"Continue","loan-flex-rate-exp-date":"Open Term","risk-notice-alert":"Note: {{token}} is exhibiting notably higher interest rate volatility and risks compared to other tokens. Click here to learn more.","vip-loan-request-terms-sub2-des1":"- You acknowledge and agree that Binance retains the right to invoke a Call Option, as detailed in the <lk>VIP Loan Terms</lk> (para. 2.3.2), to require partial or full repayment of the Loan Balance at any time.","risk-notice-detail-headline":"Token Risk Warning","vip-loan-request-terms-sub2":"VIP Loan Call Option:","vip-loan-request-terms-sub1-des2":"- You agree to exercise prudent risk management and actively monitor loan positions and rates to minimize or mitigate potential losses.","vip-loan-request-terms-sub1-des1":"- Certain tokens may display increased volatility and risks, leading to significant fluctuations in loan interest rates.","vip-loan-request-terms-sub1":"VIP Loan (Flexible Rate):","vip-loan-request-terms-title":"Please confirm that you have read, understood, and accepted the terms below:","risk-notice-detail-paragraph-2":"We recommend that users exercise sound risk management practices, actively monitor outstanding loan positions, and stay informed on prevailing interest rates to minimize potential losses.","risk-notice-detail-paragraph-3":"Additionally, please note that under certain circumstances, these tokens may be subject to delisting, potentially resulting in unfavorable outcomes.","risk-notice-detail-paragraph-1":"Please be aware that specific tokens may display increased volatility and risk factors. As a result, loan interest rates associated with these tokens may experience significant fluctuations.","risk-notice-detail-paragraph-4":"Please read the <Faq>FAQ</Faq> and <TermsConditions>Terms</TermsConditions> for more information.","vip-loanable-assets-flexible-rate-tooltip":"The Flexible Rate displayed here is based on real-time interest rates. The actual interest payable for your loan is accrued hourly and is calculated based on the average real-time interest rates from the previous hour.","banner-sub-title-en-GB":"Borrow for Spot/Margin Trading.","vip-interest-rate-history-note":"Historical record of interest rates charged for each token on Flexible Rate VIP loans. For real-time interest rates, please refer to the data published on the VIP Loan landing page.","vip-interest-rate-history-title":"VIP Loan Flexible Interest Rate History","vip-loan-request-insufficient-inventory":"You can borrow up to","vip-loan-my-order":"My Orders","vip-loan-my-request":"My Requests","vip-loan-receive-account":"Receiving Account","vip-renew-reason-status":"This order does not currently support renewals.","vip-renew-reason-utilization-rate":"The coin you are currently borrowing has exceeded the utilization rate and is not available for renewal.","vip-renew-reason-margin-call":"Your current order is under a margin call. Please top-up the position and come back to renew it.","vip-renew-reason-open-term":"Open term orders do not support renewals.","open-term-tooltip":"Choosing ‘Open Term’ means that your interest rate will be flexible and there will be no fixed maturity date.","call-options":"Call Options","call-options-2":"2. \"Call Option B\" shall be applicable for all other Digital Currencies excluding those specified in paragraph 1(a) (above), but only in the event they are Fixed Rate Mode:","call-options-2-content":"Call Option B: The Borrower shall have six (6) hours from the time of issuance of the Recall Request (the \"Recall Delivery Deadline\") to deliver the Recall Amount.","call-options-1-content":"Call Option A: The Borrower will have until End of Day on the first calendar day after the Recall Request (the \"Recall Delivery Deadline\") to deliver the Recall Amount.","call-options-1-b":"(b) all other Digital Currencies excluding those specified in paragraph (a), but only in the event they are Flexible Rate Mode.","call-options-1":"1. \"Call Option A\" shall be applicable for:","call-options-1-a":"(a) the following Digital Currencies, or any such Digital Currencies as otherwise notified to Borrower by Lender from time to time: BTC, ETH, XRP, BCH, FIL, LTC, SOL, TRX, USDT, FDUSD, TUSD, and USDC;","vip-hourly-annually-interest-rate":"Hourly/Annual Interest Rate","liquidation-price-tip":"Collateral/borrowed token exchange rate at the start of the liquidation time. Final exchange rate will vary depending on token liquidity and market conditions","Repayment":"Repayments","LTV-Adjustment":"LTV Adjustments","Liquidation-2":"Liquidations","Filters":"Filters","Subscribe":"Subscribe","bnb-as-collateral":"Collateralized BNB Vault assets will not be eligible for Launchpool rewards. The collateral will accumulate Real-Time APR rewards from Simple Earn (Flexible) automatically.","collateralized-bnb-vault-assets-will":"Collateralized BNB assets will not be eligible for Launchpool rewards.","INSUFFICIENT_INVENTORY":"Insufficient inventory, please try again later.","LTV_DOES_NOT_MEET_INITIAL_LTV":"The current collateral amount does not meet the required Loan-To-Value (LTV) ratio. Please increase the collateral amount or reduce the borrowing amount and try again.","OTC_UPDATE_COLLATERAL_ACCOUNT_FAILED":"The collateral accounts or collateral assets in your current order must be selected. Please try again.","COLLATERAL_COINS_IS_BLANK":"The collateral assets must be selected. Please try again.","USER_ID_NOT_FOUND":"User ID does not exist.","COLLATERAL_UID_REPEATED":"Duplicate collateral accounts exists.","LTV_INVALID":"Dear user, VIP Loan cannot filfull your request at the moment. Please contact the VIP Manager.","COLLATERAL_UID_TOO_MANY":"The collateral accounts exceeded the limit. Please try again.","BORROW_BALANCE_NOT_ENOUGH":"Due to high demand, there are currently insufficient loanable assets for {0}. Please adjust your borrow amount or try again later.","ORDER_GROUP_STATUS_INVALID":"Dear user, VIP Loan cannot filfull your request at the moment. Please contact your VIP Manager.","BORROW_NOT_SUPPORT":"Lending is temporarily unavailable.","USER_IS_C2C_MERCHANT":"The account type is currently not supported. Please try again.","COLLATERAL_IS_LESS":"Insufficient collateral amount for this loan.","MAKE_LOANS_FAILED":"Failed to provide loan.","ORDER_NOT_FOUND":"Order does not exist.","SYSTEM_ERROR":"System abnormality.","COMPLIANCE_ERROR":"Dear user, VIP Loan cannot filfull your request at the moment. Please contact your VIP Manager.","vip-loan-status-expiring":"Expiring","INTEREST_RATE_INVALID":"Order failed. The interest rate has changed, please refresh the page and try again.","FlexibleRateLegacy":"Flexible Rate Legacy","flexible-legacy-order-tips":"<Announcement>Announcement</Announcement>","BORROW_AMT_EXCEED_PLATFORM_LIMIT":"The borrowing amount exceeded the platform borrowing limit. Please lower your borrow amount and try again.","BORROW_AMT_EXCEED_PERSON_LIMIT":"The borrowing amount exceeded your borrowing limit. Please lower your borrow amount and try again.","1-Day":"1 Day","Months":"{{months}} Months","1-Week":"1 Week","1-Month":"1 Month","date-range-over-max":"The system automatically matches the maximum duration for you.","select-a-time-range":"Select a Time Range","continue":"Continue","end-time":"End time","start-time":"Start time","to":"To","customized":"Customized","time":"Time","customize-date-range-content":"Select your time range within {{x}} months.","past-x-months":"Past {{x}} months","last-week":"Last week","past-month":"Past month","past-x-days":"Past {{x}} days","c2c_pass_address_choose_coin":"Choose Coin","borrow-onging-order-take-over-tooltip":"Your order has been taken over. Please contact your VIP manager or CS team instantly for repayment to avoid liquidation.","fixed-rate-ongoing-order-description":"Check, adjust LTV, and repay matched orders","fixed-rate-pending-order-description":"Check and manage unmatched orders","exchange-loan-status-TakeOver":"Take over","Fixed":"Fixed","order-reconfirm-if-repayment-is-delayed":"You must ensure that you repay the loan in full on or before the Expiry Date to avoid a penalty of three-times the chargeable interest. Your collateral will be liquidated in full if repayment of the loan is not made within 24 hours of the Expiry Date.","order-details":"Order Details","no-more-data":"No more data","new-delist-notice-with-asset":"{{asset}} Delisted Soon","p2p-banner-subtitle":"Borrow and Supply with Your Chosen Fixed Interest Rate","new-delist-notice":"Delisted Soon","borrow-rate-fixed-duration":"<tip>Borrow Rate (Fixed)</tip> &amp; Duration","min-borrow-amount":"Min Borrow Amount","error-repay-insufficient-amount":"You don't have enough assets for this repayment.","as-a-supplier":"As a Supplier","supply-rate-fixed-duration":"Supply Rate (Fixed) & Duration","fixed-rate-loans-advantages":"Fixed Rate Loans Advantages","as-a-borrower":"As a Borrower","how-do-fixed-rate-loans-work":"How Do Fixed Rate Loans Work?","how-fixed-rate-work-borrower-title-2":"02. Select Collateral","how-fixed-rate-work-borrower-description-1":"Place a Borrow Order or select an existing order from the Borrow Market.","how-fixed-rate-work-borrower-title-1":"01. Order Placing","how-fixed-rate-work-borrower-title-3":"03. Confirm Order","how-fixed-rate-work-borrower-title-4":"04. Order Matched","how-fixed-rate-work-borrower-description-3":"Confirm the order details, including the estimated interest, terms, Margin Call LTV, etc. Your collateral assets will be frozen in your spot wallet once the order is placed.","how-fixed-rate-work-borrower-description-4":"Once the order is matched, your collateral assets will be transferred under Binance's custody. You will receive the borrowed assets minus the pre-calculated interest in your spot wallet. Please monitor the LTV closely to avoid liquidation.","how-fixed-rate-work-borrower-title-5":"05. Repayment","how-fixed-rate-work-borrower-description-2":"Select collateral asset(s) from the list of your spot wallet assets. The Loan-to-Value (LTV) should be lower than the Initial LTV. <Ltv>What is LTV?</Ltv>","how-fixed-rate-work-supply-description-1":"Place a Supply Order or select an existing order from the Supply Market.","fixed-rate-advantages-title-1":"Stable and Predictable Costs for Borrowers","how-fixed-rate-work-supply-title-2":"02. Confirm Order","how-fixed-rate-work-borrower-description-5":"Repay on or before the expiry date to avoid penalties. Note: A 3-times interest penalty accrues every hour during the first 24 hours after the loan order expires. Thereafter, collateral assets will be liquidated to repay the loan order.","fixed-rate-advantages-description-1":"Lock in a fixed APR for a set duration, eliminating fluctuations and unexpected costs.","how-fixed-rate-work-supply-title-4":"04. Repayment","fixed-rate-advantages-description-2":"Enjoy a fast, easy, and automated borrowing and lending experience with auto-repay and auto-renew options available.","fixed-rate-advantages-title-2":"Efficient Automated Process","fixed-rate-advantages-description-4":"Borrowers can set multiple assets as collateral to reduce the risk of liquidation.","fixed-rate-advantages-title-4":"Multi-Asset Collateral","how-fixed-rate-work-supply-title-3":"03. Order Matched","fixed-rate-advantages-description-5":"Binance manages collateral and supplied assets, providing a secure and reliable environment. Supplier's assets are principal protected (in token amount)","p2p-collateral-value-tooltip":"Total value of the collateral selected (Collateral ratio applied)","fixed-rate-advantages-title-5":"Trusted Management","fixed-rate-advantages-description-3":"Supply your assets for a customizable and fixed APR.","fixed-rate-advantages-title-3":"Attractive Fixed APR for Suppliers","I-want-to-borrow":"I want to Borrow","fixed-rate-current-ltv-tooltip":"LTV stands for Loan-to-Value. It’s the total value of your loan to the value of your collateral (after the collateral ratio is applied). The value is determined by the index price of respective coins. LTV = Loan Value / Collateral Value","fixed-rate-actual-receiving-amount-tooltip":"Actual receiving amount will be your borrowing amount minus pre-calculated interest.","fixed-rate-estimated-interest-tooltip":"This is the interest based on the borrow amount. This interest will be charged at fund transfer. If you repay the loan in advance or the order is liquidated before the order expires, the interest on the loan will remain unchanged and will not be refunded.","fixed-rate-margin-call-ltv-tooltip":"Margin call LTV represents a warning that the loan position is getting close to the liquidation LTV.","fixed-rate-borrow-amount-tooltip":"Borrowing amount is the amount you enter when placing an order.","fixed-rate-initial-ltv-tooltip":"Initial LTV is the initial ratio between the value of the collateral you need to provide and your borrowing amount.","fixed-rate-split-order-tooltip":"By enabling the order splitting feature, you can split a large supply order into several sub-orders and supply separately. This will enhance the order matching rate.","place-supply-order-success-body":"Thank you for using Fixed Rate Loans. Your Supply Order has been successfully submitted. You can view your order in [Pending Orders] and may edit it before the order is matched. After the order is matched, you may view it from [Ongoing Orders].","place-borrow-order-success-body":"Thank you for using Fixed Rate Loans. Your Borrow Order has been successfully submitted. You can view your order in [Pending Orders]. After the order is matched, you may view it from [Ongoing Orders].<br/>Please monitor your Loan-to-value (LTV). When the LTV is higher than the Initial LTV rate, the order will be paused and won't be matched. When the LTV is higher than the Margin call TVL, the order will be automatically canceled to protect your assets.","actual-receiving-amount":"Actual Receiving Amount","market-borrow-success-body":"Thank you for using Fixed Rate Loans. You can view your orders in [Ongoing Orders]. Please monitor your Loan-to-value (LTV). When LTV reaches Liquidation LTV, liquidation will be automatically triggered.","borrow-onging-order-overdue-tooltip":"Your order is overdue Please repay it as soon as possible within 24 hours.<br/>Please note that a three-times interest penalty is incruding every hour.<br/>If you do not repay within 24 hours, your borrow order will be liquidated automatically.","estimated-interest":"Estimated Interest","supply-onging-order-progress-tooltip":"Your order has been successfully matched {{percentage}}%.<br/>Please note that orders that have already been matched cannot be edited or canceled.","order-reconfirm-loan-will-be-fully-liquidated":"If the liquidation LTV is reached, the loan will be automatically liquidated in full. Please ensure that sufficient collateral is allocated to avoid liquidation.","confirmation":"Confirmation","order-reconfirm-collateral-asset-will-be-custody":"Collateral assets will be automatically transferred out of the Borrower's Spot Wallet upon matching, to be held by Binance, and cannot be transferred or traded.","order-reconfirm-collateral-asset-will-be-transferred":"Upon matching, the borrowed amount will be transferred to the Borrower minus the pre-agreed interest, which is non-refundable even if the loan is repaid early or liquidated before the Expiry Date. Collateral assets will be automatically transferred from the Borrower's Spot Wallet upon matching, and will be held by Binance until the loan is repaid in full or liquidated.","order-reconfirm-accrued-rewards-will-be-distributed":"Accrued rewards will be distributed along with the return of your supplied assets within 24 hours after the Expiry Date.","order-reconfirm-collateral-asset-will-be-transferred-short":"Upon matching, the borrowed amount will be transferred to the Borrower minus the pre-agreed interest, which is non-refundable even if the loan is repaid early or liquidated before the Expiry Date.","order-reconfirm-ltv-will-be-canceled":"Orders with an LTV higher than the initial LTV will be canceled and cannot be matched.","market-borrow-rate-fixed-tooltip":"Borrow Rate is a fixed rate for your chosen order.","order-reconfirm-matched-orders-cannot-be-redeemed-short":"Matched orders cannot be redeemed early, edited, or canceled.","order-reconfirm-headline":"Please confirm that you have read, understood, and accepted the following terms:","order-reconfirm-matched-orders-cannot-be-redeemed":"Matched orders cannot be redeemed early, edited, or canceled. You can cancel any unmatched portion in partially filled supply orders.","p2p-supply-order-warn-1":"By enabling Auto-Renew, once the current term ends or gets early terminated, your order will be automatically relisted for a new matches.<br/>You can disable it anytime, but the change will only take effect at the end of the term.","order-reconfirm-no-rewards-will-accrue":"No rewards will accrue before the order is matched.","edit-supply-order":"Edit Supply Order","order-reconfirm-freezes-the-corresponding-supply-assets":"Collateral assets will be frozen in your Spot Wallet once an order is placed and cannot be transferred or traded. To release them, cancel any unmatched order.","supply-amount":"Supply Amount","minimum-amount-of-each-split-order":"Minimum Amount of Each Split Order","pending-order":"Pending Orders","confirm-order-placed":"Order Placed!","borrowable-amount":"Borrowable Amount","borrow-rate-fixed":"Borrow Rate (Fixed)","split-my-supply-order":"Split my supply order","fixed-rate-loans-collateral-ratio":"Fixed Rate Loans Collateral Ratio","p2p-borrow-order-warn-1":"By enabling Auto-Repay, repayment will automatically transferred from your Spot Wallet once the order expire. Please make sure you have sufficient assets in your Spot Wallet.","review-supply-order":"Review Supply Order","p2p-expiration-date-tooltip":"The day when the order expires. Your supplied assets will be returned to your spot wallet within 24 hours after expiry.","create-a-supply-request-description":"Create a supply request and earn APR when your request got matched.","p2p-supply-interest-rate-tooltip":"You will receive the total interests in your spot wallet within 24 hours after the order expires.","reference-market-supply-rate-rate":"Reference market rate: {{rate}}","supply":"Supply","place-order-tips":"Create a supply order to earn the APR you set, or create a borrow order to get liquidity at the interest rate of your choice. The assets you supply are principal protected by Binance. To borrow, you may select the assets in your spot wallet as collateral.","create-a-borrow-request-description":"Create a borrow request with your preferred interest rate.","p2p-auto-repay-tooltip":"By enabling Auto-Repay, once the current term ends, Binance will be automatically repay your current borrow order by transfering asset from your Spot Wallet, which can avoid overdue penalty.Please make sure your Spot Wallet has enough asset for repayment, or the auto-rapay may fail. <br/>You can disable it anytime, but the change will only take effect at the end of the term.","supply-apr-fixed":"Supply Rate","liquidation-starting-ltv":"Liquidation Starting LTV","supply-market":"I Want to Supply","receiving-principle":"Receiving Principle","min-supply-amount":"Min Supply Amount","liquidation-collateral-amount":"Liquidation Collateral Amount","fixed-rate-loans":"Fixed Rate Loans","borrow-amount":"Borrow Amount","receiving-interest":"Receiving Interest","liquidation-fee":"Liquidation Fee","i-want-to-supply":"I want to Supply","recover-amount-colon":"Recover Amount:","take-over-info":"Take Over Info","liquidation-loss-amount-colon":"Liquidation Loss Amount:","available-$":"Available","this-order-is-not-available":"This Order is not available","minimum-amount-$":"Minimum Amount","select-all":"Select All","on":"ON","min-amount":"Min {{amount}} {{asset}}","collateral-list":"Collateral List","set-up-collateral":"Set up collateral","upcoming-collateral-ratio-update":"Upcoming Collateral Ratio Update","set-up-borrow-info":"Set up borrow info","loan-interest-max-tip":"Maximum Interest Rate {{amount}}","yes":"Yes","loan-interest-min-tip":"Minimum Interest Rate {{amount}}","loan-amount-min-tip":"Minimum Amount {{amount}} {{asset}}","loan-amount-max-tip":"Maximum Amount {{amount}} {{asset}}","loan-user-asset-error":"You only have {{amount}} {{asset}}","no":"No","off":"OFF","place-order":"Place Order","not-enough-collateral":"Not Enough Collateral","duration-days":"{{duration}} Days","my-order":"My Order","edit-borrow-order":"Edit Borrow Order","ongoing-order":"Ongoing Orders","p2p-loan-available":"Available: {{amount}}","do-you-want-to-cancel":"Do you want to cancel your order?","search-assets":"Search Assets","frequently-asked-questions":"Frequently Asked Questions","current-ltv-after-change":"Current LTV after change","remove-collateral-higher-ltv":"Remove Collateral (Higher LTV)","current-ltv":"Current LTV: {{LTV}}","what-is-the-minimum-amount":"Minimum Supply Amount","back":"Back","how-much-do-you-want":"How much do you want to borrow?","please-select-enough-collateral-to":"Please select enough collateral to meet Initial LTV {{LTV}}.","collateral-equivalent-value":"{{amount}} {{asset}} equivalent value","what-is-you-expected-interest":"What is your expected Interest Rate?","enter-interest-rate":"Enter Interest Rate","confirm-repayment":"Confirm Repayment","returned-collateral":"Returned Collateral","add-collateral-lower-ltv":"Add Collateral (Lower LTV)","repay-amount":"Repay Amount","auto-renew":"Auto-Renew","success":"Success!","emptytable-norecordsfound":"No Records Found.","edit":"Edit","total-amount":"Total Amount","numero-sign":"No.","locked":"Locked: {{amount}}","interest-amount":"Interest Amount","auto-repay":"Auto-Repay","check-my-order":"Check My Order","progress":"Progress","returned-amount":"Returned Amount","interest":"Interest","first-expiration-date":"First Expiration Date","borrowing-amount":"Borrowing Amount","collateral-coin-amount":"Collateral Coin & Amount","previous":"Previous","initial-amount":"Initial Amount","duration":"Duration","estimate-interest-amount-usdt":"Estimate Interest Amount","place-a-order":"Place an order","fixed-rate-faq-title-1":"What types of loans does Binance Fixed Rate Loans support?","minimum-amount":"Minimum Amount","your-order-is-due-in":"Your order will expire in {{days}} days. Please repay on time.","fixed-rate-faq-title-4":"Can I modify or cancel my orders after they have been placed?","fixed-rate-faq-answer-1":"Currently, Binance Fixed Rate Loans supports multiple coins with varying fixed terms. Please refer to the <primaryLink>product page</primaryLink> for the latest information.","fixed-rate-faq-title-3":"Is there a borrow or supply limit per order?","fixed-rate-faq-answer-2":"You can set the interest rates of the borrow/supply order according to your needs. For more information please refer to <primaryLink>Fixed Rate Loan FAQ</primaryLink>.","fixed-rate-faq-title-6":"Which cryptocurrencies can I pledge as collateral on Binance Fixed Rate Loans?","fixed-rate-faq-title-5":"What happens if my loan repayment is overdue?","fixed-rate-faq-answer-6":"Please refer to the available collateral list on the <primaryLink>product page</primaryLink>. Please note that Collateral ratio applies to different collateral assets depending on the respective asset(s) market liquidity. <br/>Once you place an order, the selected collateral assets will be frozen in your Spot Account. Upon order matching, the collateral assets will be automatically transferred from the Borrower's Spot Wallet, and will be held by Binance until the loan is repaid in full or liquidated.","fixed-rate-faq-answer-5":"The Borrower has to repay the loan in full before the expiry date. A 3-times interest late fee will be automatically incurred, accruing on an hourly basis for the duration of the 24 hour grace period following the expiry date, where the loan order is not repaid in full before the expiry date. Where the loan order is not repaid in full 24 hours following the expiry date, the collateral assets will be automatically liquidated to repay the loan order and the payable late fee.","fixed-rate-faq-answer-4":"If your order has already been matched, it cannot be edited or canceled. However, if your order hasn't been matched, you can still modify or cancel your order from Loan &gt; Pending Orders. <br/>Please note that if you use the split order feature for your supply order, you cannot modify the split orders that are matched already. Unmatched parts of the order can still be modified or canceled.","fixed-rate-faq-title-7":"What is LTV?","fixed-rate-faq-title-8":"What is Margin Call LTV?","fixed-rate-faq-title-2":"What are the Borrow/Supply interest rates?","fixed-rate-faq-answer-10":"Binance Fixed Rate Loans is committed to protecting the safety of users' assets. Binance adopts platform custody and overcollateralization mechanisms. Once the LTV of the borrowed funds is higher than a certain tipping point, the collateral assets deposited in Binance's collateral management account, will be automatically liquidated to repay the loan.","fixed-rate-faq-title-9":"What is loan liquidation, and what is the Liquidation LTV?","fixed-rate-faq-title-10":"As a Supplier, how can I protect the safety of my assets?","fixed-rate-faq-answer-8":"Margin Call LTV represents a warning that the loan position is getting closer to the liquidation LTV. When your loan position reaches its margin call LTV, a margin call notification will be sent out. You can take action by pledging more assets to increase the collateral value thus reducing the LTV.<br/>For example, if the Margin Call LTV is 75%, the system will remind you to top up the Collateral Asset when the Borrowing Amount/ Collateral Amount ≥ 75%.","fixed-rate-faq-answer-12":"Binance provides a variety of loan services including Fixed Rate Loans, Flexible Loans and VIP Loan to meet the demands and scenarios of different users. <br/>Please see the comparison in the <link1>Fixed rate Loan FAQ.</link1><br/><br/>For details of Flexible Loans and VIP Loan, please refer to <link2>Flexible Loans FAQ</link2> and <link3>VIP Loan FAQ</link3>.","fixed-rate-faq-title-13":"What are the terms and conditions of Binance Fixed Rate Loans?","fixed-rate-faq-title-11":"Can I redeem my loaned assets earlier than the expiry date? When will the assets be returned when the order expires?","fixed-rate-faq-answer-11":"Once the order gets matched, the Supplier cannot redeem the loaned assets before the expiry date or earlier repayment. Your loaned assets along with the Return Interest will be returned to your Spot Wallet within 24 hours following the expiry date, or earlier repayment where applicable.","fixed-rate-faq-answer-13":"Please see Binance Fixed Rate Loans terms and conditions <tcLink>here</tcLink>.","fixed-rate-faq-title-12":"What are the differences between Fixed Rate Loans, Flexible Loans and VIP Loan?","fixed-rate-faq-answer-7":"LTV stands for Loan-to-Value. It's the total value of your loan to the value of your collateral (after the collateral ratio is applied). The value is determined by the index price of respective coins.<br/>LTV = Loan Value / Collateral Value","review-your-order":"Review Your Order","market-borrow-min-borrow-amount-tooltip":"Minimum amount supplier requests to borrow.","p2p-auto-renewal-tooltip":"By enabling Auto-Renew, your supply order will be relisted for new matches automatically once the current term ends or gets early terminated. You can disable it anytime before the end of the term.","review-order":"Review Order","fixed-rate-liquidation-ltv-tooltip":"If the order reaches the Liquidation LTV, the order will be immediately liquidated. A liquidation fee of 2% of the borrowed amount will be charged.","fixed-rate-estimated-interest-amount-tooltip":"Rewards will start accruing after your order gets matched.","spilt-order":"Split Order","market-supply-success-body":"Thank you for using Fixed Rate Loans. You can view your order in [Ongoing Orders].","how-fixed-rate-work-supply-description-2":"Confirm the order details, including the supply amount, terms, interest rate, etc. <br/>Your supply assets will be frozen in your spot wallet once the order is placed. No return interest will accrue before the order is matched.","expected-interest-amount":"Expected Return Interest Amount","fixed-rate-faq-answer-9":"Loan liquidation will happen when the Borrower defaults in their obligations under the loan agreement and associated terms. In that case, Binance has the right to obtain full legal ownership of the deposited collateral. Defaults include, but are not limited to, where the loan repayment is overdue, and the current LTV exceeds the liquidation LTV, which might happen when the collateral decreases in value.<br/>   If the order reaches the Liquidation LTV, the system will immediately execute the forced liquidation and use the collateral assets to repay the outstanding loan amount. <br/>  In the event of a forced liquidation, a liquidation fee of 2% of the borrowed amount will be charged, which will be deducted from your collateral. If there is any remaining collateral after the forced liquidation, the system will transfer the remaining collateral back to your spot account.<br/>   If the market is volatile and the value of the collateral becomes less than the loan value, you are obliged to immediately repay the remaining arrears.","how-fixed-rate-work-supply-description-4":"After the order expires, your supplied assets and the Return Interest accumulated during the supply period will be delivered to your Spot Wallet within 24 hours of the expiry date.","how-fixed-rate-work-supply-description-3":"Once the order is matched, your supply assets will be transferred from your spot wallet and will be principal-protected by Binance for the duration of the loan. Return Interest will start accruing on matching.","fixed-rate-faq-answer-3":"Yes, currently the minimum amount per borrow or supply order is $50,000 equivalent of stablecoins. The maximum borrow amount per user is subject to the amount of the Borrower’s collateral value and the borrow cap of different coins in Fixed Rate Loans.<br/>  The maximum supply amount per user is subject to the Supplier’s available assets in the spot wallet and the supply cap of different coins in Fixed Rate Loans. Please refer to the <primaryLink>product page</primaryLink> for the latest information.","Show-Details":"Show Details","placing-an-order-freezes-your-corresponding-supply-assets":"Placing an order automatically freezes your corresponding supply assets in your Spot wallet, which cannot be transferred or traded until the order is canceled.","fixed-loan-terms-conditions":"I have read and I agree to <primary>Fixed Rate Loan Documents</primary> and <secondary>Binance Terms of Use</secondary>.","vip-loan-order-warning-quantity":"Each loan order application can support up to {{quantity}} assets.","vip-loan-request-collateral-account-warning-quantity":"Up to {{quantity}} collateral accounts are supported.","BORROW_AMT_EXCEED_MAXIMUM":"The current borrowable amount is {{coin}}. Please adjust the request and try again.","loan-choose-account":"Choose Account","loan-choose-coin":"Choose Coin","vip-loan-request-borrow-coin":"Borrow Coin","vip-loan-request-borrow-amount":"Borrow Amount","vip-loan-request-table-total-u":"Total Borrowing Value","vip-loan-request-table-interest":"Annualized Interest Rates","vip-loan-c-account-efficiency":"Aggregate assets across accounts as collateral to enhance capital efficiency","vip-loan-request-table-amount":"Amount","vip-loan-delay-liquid":"Delayed liquidation","loan-common-minium":"Min","vip-loan-both-fix-flex":"Support fixed and flexible rates","vip-loan-hair-cut":"Collateral Value (After Collateral Ratio):","vip-loan-borrow-program":"VIP Borrower program","vip-loan-request-table-u-value":"Value in USD","BORROW_AMT_LESS_THAN_MINIMUM":"The amount requested is less than the minimum requirement for a single loan application. Please adjust the amount for the following asset(s) and try again.","NOT_MEET_QUALIFICATION":"The minimum borrowable amount for a single application is ${{amount}}. Please modify the amount and try again.","vip-loan-request":"VIP Loan Request","vip-loan-request-desc":"Unlock greater liquidity at preferential rates with VIP Loan. Choose from multiple borrowing coins, collateral accounts, and collateral assets.","export-download-tips":"Please download the statement within 7 days, before the link expires.","export-request-generate-limit-tips":"Due to server capacity constraints, each user can generate up to <span>10 times per month</span>. Generating history requires some time.","export-request-limit-tips":"Up to 10,000 data can be generated each time.","export-download-text":"Download","export-minutes-left":"{{minutes}} minutes left","Order Type":"Order Type","Select Time Period":"Select Time Period","Loan Type":"Loan Type","Export Details":"Export Details","Ready":"Ready","No records":"No records","Submission":"Submission","Generating":"Generating","Expired":"Expired","6 Months":"6 Months","Failed":"Failed","Status":"Status","Statement Period":"Statement Period","2 Weeks":"2 Weeks","Repayment History":"Repayment History","3 Months":"3 Months","LTV Adjustment History":"LTV Adjustment History","Loan History":"Loan History","Liquidation History":"Liquidation History","1 Month":"1 Month","Stable Loan":"Stable Rate","Custom in 6 months":"Customize","Last 24 hours":"Last 24 hours","Flexible Rate Loan":"Flexible Rate","export-generate-text":"Generate","Flexible Rate Loan Legacy":"Flexible Rate Legacy","flexible-rate-loan-delist":"{{coin}} will be delisted from Flexible Rate Loan on UTC+0 {{time}}. Please repay your debt to avoid auto-liquidation.","Apply for Fixed Rate Loan":"Apply for Fixed Rate Loan","editable-amount-tooltip":"Amount available to edit","editable-amount":"Editable Amount","total-in-wallet":"Total Amount: {{amount}} {{asset}}","loan-fixed-collateral-min-tip":"Minimum collateral amount: {{amount}}","fixed-loan-ltv-high-risk-warning":"Please note your current LTV is higher than the Initial LTV. <br/>Your order will be canceled and cannot be matched. Please reduce the borrowing amount or increase the collateral amount to meet the Initial LTV.","vip-loan-request-receive-account-label":"Receive account","vip-loan-request-receive-account-tooltip":"Collateral accounts are associated and can only be used with one designated receiving account.","vip-loan-request-collateral-account-label":"Collateral Accounts","vip-loan-request-collateral-coin-label":"Collateral Coins","vip-loan-request-collateral-term-label":"Term","vip-loan-request-collateral-term-placeholder":"Select a term","vip-loan-request-preferred-region":"Preferred Region/Language","vip-loan-request-manager-label":"VIP Manager","vip-loan-request-manager-placeholder":"If you have one","vip-loan-request-contact-info-label":"Contact information","vip-loan-request-contact-info-placeholder":"Telegram, WhatsApp, Email, etc.","vip-loan-request-apply-reason-label":"Apply reason","vip-loan-request-apply-reason-placeholder":"Please enter the reason","vip-loan-request-collateral-account-warning":"You do not have a sub-account","vip-collateral-coin-delist-tooltip":"{{coin}} will be delisted from VIP Loan collateral coin on UTC+0 {{time}}. Please manage your Loan-to-Value to avoid potential risks.","spot-asset-coin-delist-tooltip":"{{asset}} stops trading at {{tradeTime}} and stops depositing at {{depositTime}}.","vip-loan-coin-delist-tooltip":"{{coin}} will be delisted from VIP Loan loanable coin on UTC+0 {{time}}. Please repay your debt to avoid potential risks.","vip-loan-request-collateral-term-day":"{{term}} Days","vip-loan-request-optional-info":"Optional Infomation","margin.borrow.borrowNow":"Borrow Now","explore-now":"Explore Now","vip-loan-faq-q7":"What is LTV?","vip-loan-faq-q9":"What is loan liquidation, and what is the Liquidation LTV?","vip-loan-faq-q1":"What is Binance VIP Loan?","vip-loan-request-borrow-amount-placeholder":"Enter amount","vip-loan-request-preferred-region-placeholder":"Choose an option","total-collateral-amount-after-haircut":"Total Collateral Amount After Haircut","vip-loan-faq-q12-a1":"Please see <link1>Binance VIP Loans terms and conditions here</link1>.","vip-loan-faq-q2":"What are the requirements for using VIP Loans?","vip-loan-faq-q11-a1":"You may refer to the <link1>Binance API documentation</link1> to find the relevant APIs to perform these functions, or more specifically: <link2>Get VIP Loan Ongoing Orders (USER_DATA)</link2> <br /> <link3>VIP Loan Repay (TRADE)</link3> <br /> <link4>Get VIP Loan Repayment History (USER_DATA)</link4>","vip-loan-faq-q10-a1":"A liquidation occurs when a loan's LTV reaches or exceeds the liquidation LTV. By default, Binance will liquidate any outstanding loan using the available collateral assets. However, users registered in the Delayed Liquidation service will be granted an additional liquidation call grace period that lasts for 24 hours. During this time, you may make necessary adjustments, such as adding collateral or partially repaying your loan to lower your LTV to the Initial LTV level. If the loan LTV exceeds 95%, we will proceed with immediate liquidation. Please contact your VIP manager to learn more about the Delayed Liquidation service.","vip-loan-faq-q3-a1":"There are no transaction fees for VIP Loans. However, you will be responsible for the loan interest generated and a 2% liquidation fee in case of a liquidation.","vip-loan-faq-q7-a1":"LTV stands for Loan-to-Value. It represents the ratio between the value of the digital assets loaned to you plus accrued interest, if any, relative to the value of your collateral. These values are based on each cryptocurrency's <link1>Price Index</link1>.","vip-loan-faq-q11":"Where can I find the relevant API to read my LTV levels or repay my loans?","vip-loan-faq-q1-a2":"VIP Loan borrowing amount counts toward the VIP Borrower program. For details, please refer to <link1>https://www.binance.com/en/vip-institutional-services?tab=borrow#program</link1>","vip-loan-faq-q10":"What happens during a liquidation?","vip-loan-faq-q8":"What is Margin Call LTV?","vip-loan-faq-q7-a2":"LTV = (Loan Value + Interest) / Collateral Value","vip-loan-faq-q6-a1":"Your collateral assets are in the Spot Wallets of your collateral accounts.","vip-loan-faq-q9-a1":"In a secured loan, the lender (Binance) has the right to obtain ownership of the collateral if the borrower (user) defaults on their obligation. For example, this occurs when the current LTV exceeds the liquidation LTV. This might happen when the collateral decreases in value or the value of the borrowed assets increases due to accrued interest over time.","vip-loan-faq-q6":"Where is my Collateral Assets?","vip-loan-faq-q1-a1":"Binance VIP Loan is the loan service for Binance VIP users, providing competitive rates, terms, and services. It offers customized margin call processes and better utilization of collateral in the account. VIP Loan collateral in the Spot Wallet can be freely traded in the spot market as long as users comply with the relevant Loan-to-Value (LTV) and risk ratios. For more information, please refer to <link1>FAQ</link1>.","vip-loan-faq-q7-a3":"Please note: The Initial/Margin Call/Liquidation LTV of Flexible Loan is 72%/77%/91%","vip-loan-faq-q8-a2":"For example, if the Margin Call LTV is 75%, the system will remind you to top up the Collateral Asset when the Borrowing Amount/ Collateral Amount ≥ 75%.","vip-loan-faq-q8-a1":"Margin Call LTV represents a warning that the loan position is approaching the liquidation LTV. When your loan position reaches its Margin Call LTV, a margin call notification will be sent. You can take action by pledging more assets to increase the collateral value, thus reducing the LTV.","vip-loan-faq-q5-a1":"Users can now check the amount of their loan debt in the [Loan Wallet] under <link2>[Assets] - [Overview]</link2>. Since loan orders are considered liabilities, the debt value will appear as a negative amount in users' total assets.","vip-loan-faq-q5":"Where can I check my Loan Position?","vip-loan-faq-q3":"Are there any fees?","vip-loan-faq-q4":"How is interest calculated?","vip-loan-faq-q2-a1":"All functions and privileges are available to Binance VIP users. If you are not a Binance VIP user and are interested in using VIP Loans, please contact our <link1>VIP manager</link1> with details of your request and your Binance UID. The amount of your first VIP Loan order should be greater than or equal to $500,000, and the collateral account balance should meet the minimum LTV of 72%.","vip-loan-request-add":"Add","vip-loan-faq-q4-a1":"The interests of VIP Loan flexible rate is calculated and accrued every hour while the interests of VIP Loan stable rate is calculated and accrued daily. The accumulated interests will be updated daily between 00:00 and 01:00 (UTC). If your loan is overdue, a triple daily interest will be charged. You will be liquidated if you fail to repay the loan after the overdue period.","vip-loan-faq-q12":"What are the terms and conditions of Binance VIP Loans?","contact-us.title":"Contact Us","contact-us":"Contact Us","vip-loan-warning-prohibit-subaccount":"Please switch to the master account to apply for VIP Loan","Estimated-Interest-Amount":"Estimated Interest Amount","Borrow-Fund":"Borrow Fund","Fixed-Rate-Loan":"Fixed Rate Loans","flexible-rate-faq-title-12":"What are the terms and conditions of Binance Flexible Loans?","VIP-Loan-Hero-Desc":"Institutional Level Loan Services for VIP users","flexible-rate-faq-answer-8":"Margin Call LTV represents a warning that the loan position is getting closer to the liquidation LTV. When your loan position reaches its margin call LTV, a margin call notification will be sent out. You can take action by pledging more assets to increase the collateral value thus reducing the LTV.<br/>For example, if the Margin Call LTV is 75%, the system will remind you to top up the Collateral Asset when the Borrowing Amount/ Collateral Amount ≥ 75%.","Annually-Interest-Rate":"Annually Interest Rate","flexible-rate-faq-answer-4":"All relevant interest rates of Binance Flexible Loan are updated every minute. Please refer to the <link1>Loan Data</link1> page for more information.<br/> And upon a successful loan order, interest is accrued every minute based on the total outstanding loan and the prevailing APR for each minute.","flexible-rate-faq-answer-1":"Binance Flexible Loan, ie. Binance Loans (Flexible rate), is an isolated, overcollateralized, open-term loan product. You can borrow and repay anytime from $1 equivelent of cryptocurrencies. Collateral of Binance Loans (Flexible rate) are subscribed to Simple Earn Flexible Products that can earn rewards every minute while being used as collateral. For more information, please refer to <link1>FAQ</link1>.","flexible-rate-faq-answer-12":"Please see Binance Flexible Loans terms and conditions <tcLink>here</tcLink>.","flexible-rate-faq-title-11":"Where can I find the relevant API to read my LTV levels or repay my loans?","flexible-rate-faq-answer-7":"LTV stands for Loan-to-Value. It represents the ratio between the value of the digital assets loaned to you plus accrued interest, if any, relative to the value of your collateral. These values are based on each cryptocurrency's <link1>Price Index</link1>.<br/>LTV = Loan Value / Collateral Value<br/>Please note: The Initial/Margin Call/Liquidation LTV of Flexible Loan is 78%/85%/91%","flexible-rate-faq-title-8":"What is Margin Call LTV?","Min-Max-Borrow-Amount":"Min & Max Borrow Amount","flexible-rate-faq-title-5":"Where can I check my Loan Position?","flexible-rate-faq-title-9":"What is loan liquidation, and what is the Liquidation LTV？","flexible-rate-faq-answer-11":"You can access them via <link1>Binance Flexible Loan SAPI</link1>. It allows you to request, monitor, and manage your loan orders, track repayment history, and fine-tune your Loan-to-Value Ratio (LTV). Please refer to the <link2>Binance API documentation</link2> to find the relevant APIs.","flexible-rate-faq-title-6":"Where is my Collateral Assets?","flexible-rate-faq-title-4":"What Interest Rate applies to my loan? And how is interest accrued for my loan positions?","flexible-rate-faq-answer-5":"Users can now check the amount of their loan debt in the <link1>[Loan Wallet]</link1> under [Assets] - [Overview]. Since loan orders are considered liabilities, the debt value will appear as a negative amount in users' total assets.","flexible-rate-faq-answer-9":"In a secured loan, the lender (Binance) has the right to obtain ownership of the collateral if the borrower (user) defaults in their obligation. For example, when the current LTV exceeds the liquidation LTV. This might happen when the collateral decreases in value or the value of the borrowed assets increases due to accrued interest over time.","Supply-Fund":"Supply Fund","Fixed-Rate-Loan-Hero-Desc":"Borrow and Supply with chosen Fixed Interest Rate","flexible-rate-faq-answer-3":"Yes, for every cryptocurrency, there are different maximum amounts you can pledge or borrow. Please refer to the <link1>product page</link1> for the latest information.","Fixed-Rate-Loan-Product-Intro":"Create a borrow request or supply order with your preferred amount and interest rate.","Explore-Now":"Explore Now","flexible-rate-faq-title-7":"What is LTV?","flexible-rate-faq-title-1":"What is Binance Flexible Loan?","flexible-rate-faq-title-10":"What happens when a loan is liquidated?","flexible-rate-faq-title-3":"Are there limits to how much I can pledge and borrow?","Borrow-Now":"Borrow Now","flexible-rate-faq-title-2":"Which cryptocurrencies can I pledge or borrow on Binance Flexible Loan?","flexible-rate-faq-answer-2":"Binance Flexible Loan offers and accepts a wide range of cryptocurrencies as loanable and collateral assets, including USDT, BTC, and ETH. Please refer to the <link1>Loan Data</link1> page for more information.<br/>Please note that same-cryptocurrency collateral-loan pairs aren't supported","flexible-rate-faq-answer-6":"Upon successful order, pledged collateral will be locked in your <link1>Earn Wallet</link1> to secure any outstanding loan positions, which will be reflected in the [Collateral Amount] column and under [Collateral] tab in your Earn Wallet.","flexible-meet-ltv-warn":"Current LTV should be lower than Initial LTV. Add more collateral or reduce borrow amount.","flexible-rate-faq-answer-10":"A full liquidation occurs once a hard-cap liquidation LTV of 91% is reached for any cryptocurrency. The entire loan will be repaid using the equivalent value of collateral for that loan position.<br/>If liquidation happens, you will not be able to adjust LTV nor repay the corresponding Loan order. You will be charged a 2% liquidation fee based on your borrowed amount, which will be deducted directly from your collateral in accordance with the asset's market price. The rest of your assets will remain in your Earn Wallet.","fixed-loan-banner-feature-1":"Borrow with customized interest rate","fixed-loan-banner-feature-2":"Earn customized interest rate","Borrow-Flexible-Rate-Loan":"Borrow Flexible Rate Loan","You-can-adjust-LTV-when-borrowing":"To adjust your Loan-To-Value ratio manually, please enter the preferred collateral amount and borrowing amount to lower the risk of liquidation.","Action":"Action","fixed-loan-banner-feature-3":"Multi-Asset Collateral Supported","borrow-market":"I Want to Borrow","vip-loan-request-rate-type-flexible":"Flexible Rate","vip-loan-request-rate-type-fixed":"Fixed Rate","vip-loan-request-rate-type-label":"Rate Type","collateralized-will-not-eligible-rewards":"Collateralized {{asset}} assets will not be eligible for Launchpool rewards.","vip-loan-request-annulized-interest-rate-tooltip":"Please note that the annualized interest rate depends on the rate type you select. If you select a flexible rate, the rate will change every minute.","vip-loan-request-collateral-account-tooltip":"Multiple collateral accounts can be used for the same receiving account. However, if the receiving account has active orders, the designated collateral accounts and tokens for existing orders must be selected (you can indicate additional accounts/tokens).","earn-autoInvestDurD":"{{duration}}D","duration-day-short":"{{duration}}D","Filled":"Filled","lending-est-expiration-date":"Est. Expiration Date","View Order":"View Order","lending-matched-date":"Matched Date","lending-order-placing-date":"Order placing date","fixed-rate-supply":"Fixed Rate Supply","lending-order-matched-date":"Order matched date","check-fixed-rate-supply-orders":"Check Fixed Rate Supply Orders","lending-interest-rate":"Interest Rate","flexible-collateral-repay-in-progress":"Repayment in process. Please go to the history page to check whether the order was successful.","warning-vip-master-account":"Please use your Master Account for VIP Loan applications.","match-time":"Match Time","warning-ltv-lower-initial":"LTV should be lower than Initial LTV, please add more collateral and try again.","modal-adjust-collateral-title":"Adjust Collateral","modal-adjust-collateral-group":"Group","repay-account":"Repayment Account","repayment-account":"Repayment Account","sort":"Sort By","newest":"Newest","oldest":"Oldest","cancel-supply-savings-request-success-body":"You have successfully canceled the Fixed Rate supply order. Your assets are still subscribed to Simple Earn Flexible Products, earning rewards.","flexible-rate-loan-delist-normal":"{{coin}} will be delisted from Flexible Rate Loan after {{time}} UTC+0. Additional borrowing will no longer be supported. However, existing loan orders can be held until repayment.","vip-loan-remaining-amount":"Current Debt","p2p-auto-repay-tooltip-with-savings":"By enabling auto-repayment, Binance will automatically repay your Fixed Rate Loan on the Expiry Date using assets from your Spot Account and then Earn Flexible Assets, if sufficient funds are available. If not, the auto-repayment will fail.","p2p-order-repay-warning":"Binance Fixed Rate Loans are fixed-term loans. If you repay early, the pre-deducted interest is still fully payable and non-refundable. Repayment will use assets from your Spot Wallet and then Earn Flexible Assets, if sufficient funds are available. If not, the repayment will fail.","Auto-Renew-Fail":"Auto Renew Fail.","Auto-Renew-Pending":"Order ID ${renewOrderId} is renewing.","Auto-Renew-Success":"Renew Success","View-FAQ":"View FAQ","Current-Supply":"Current Orders","Order-Placing":"Order Placing","Customized-Interest-Rate":"Customized Interest Rate","Total-Borrowed":"Total Borrowed","Repayment-2":"Repayment","Confirm-Order":"Confirm Order","Order-Matched":"Order Matched","Select-Collateral":"Select Collateral","Est-Interest-Total-Amount":"Est. Interest & Total Amount","placing-order-reconfirm-headline":"You are placing a new order. Please confirm that you have read, understood, and accepted the following terms:","level-up-your-vip-tier":"Level up your VIP tier with Loan","vip-loan-features":"Delayed liquidation, support fixed and flexible rates and aggregate assets across accounts as collateral to enhance capital efficiency.","vip-loan-request-collaterals-amount-tooltip":"This amount is the real value after applying the collateral ratio","Receive Account":"Receive Account","Expiration Date":"Expiration Date","LTV-after-Borrowing":"LTV after Borrowing","Page":"Page","est-Interest-Amount":"Est. Interest","Flexible":"Flexible","Repayment-Method-at-Expiry":"Repayment Method at Expiry","Early-Repayment":"Early Repayment","Convert":"Convert","Repayment-Method":"Repayment Method","Est-interest-rate":"Est. interest rate","p2p-switch-to-flexible-rate-description":"Binance will automatically apply for conversion to a Flexible Rate Loan when your Fixed Rate Loan expires.<br />The estimated interest rate is subject to change every minute.","p2p-switch-to-flexible-rate-tooltip":"Binance will automatically apply for conversion to a Flexible Rate Loan when your Fixed Rate Loan expires. If a Flexible Rate Loan is unavailable, you are still required to repay your Fixed Rate Loan manually on its expiry.","Switch-to-Flexible-Rate":"Convert to Flexible Rate","how-to-order-group":"How to Add VIP Loan Order Group?","order-group":"Order Group","add-new-order-group":"Add a new order group","warning-edit-order-group":"Modifying collateral accounts or coins will automatically update the collateral information and LTV ratio for all orders in this order group. Please monitor and adjust your collateral assets in a timely manner to prevent liquidation risks due to market fluctuations.","vip-loan-request-ltv-label":"Loan-to-Value (LTV) Ratio After Borrowing","collateral-ratio-applied":"Collateral Ratio Applied","tips-order-group":"A VIP Loan order group includes your Receive and Collateral Accounts for VIP Loan orders. Create or select an order group to choose collateral accounts and assets. The Loan-to-Value (LTV) ratio is calculated based on the accounts in this group.","edit-order-group":"Edit order group","warning-ltv":"The current collateral amount does not meet the required Loan-To-Value (LTV) ratio. Please increase the collateral amount or reduce the borrowing amount and try again.","collateral-value-after-collateral-ratio":"Collateral Value (Collateral Ratio Applied)","new-group":"New Group","warning-request-form":"Please note that while you are free to perform Spot trades with your collateral, converting into non-collateral assets increases the Loan-to-Value ratio, which may even result in immediate liquidation.","Auto-Flex":"Auto-Flex","Variable-Rate":"Flexible Rate","fixed-rate-faq-title-14":"What is Converting to a Flexible Rate Loan?","fixed-rate-faq-answer-14":"Flexible Rate Loan allows you to keep your loan position open-term with a market-adjusted interest rate, with interest accruing on an hourly basis. With this repayment method, your Fixed Rate Loan is automatically converted to a Flexible Rate Loan upon maturity, eliminating the need for manual repayment of your Fixed Rate Loan and easing repayment pressure.","voucher-borrow-limit-amount":"Borrow up to {{amount}} {{coin}} interest-free","Use":"Use","voucher-use-before":"Use before {{date}}","Day":"Day","Choose-Vouchers":"Choose Vouchers","Not-available":"Not available","voucher-Available":"{{count}} Available","voucher-by-amount":"{{amount}} {{coin}} with Voucher","voucher-amount-interest-free":"{{amount}} {{coin}} with Interest-Free Voucher","voucher":"Voucher","voucher-terms-conditions":"Terms & Conditions","voucher-interest-free-for-days":"Interest-Free for {{days}} Days","voucher-interest-free-for-day":"Interest-Free for {{days}} Day","Unavailable":"Unavailable","Already-Used":"Already Used","p2p-reference-market-rate-tooltip":"The reference market rate indicates the most competitive rate in the order book to maximize your order’s matching chance.","Select":"Select","enable-multi-select-borrowing-headline":"Enable Multi-Select Borrowing","try-again":"Try Again","selection-limit-reached-description":"Maximum of {{max}} orders can be selected at a time.","average-rate-tooltip":"When multiple orders are selected, the rates shown here are average rates","one-or-more-of-your-selected-options":"One or more of your selected options are no longer available","please-remove-them-to-proceed":"Please remove them to proceed with the remaining available options.","selection-limit-reached-headline":"Selection Limit Reached","enable-multi-select-borrowing-description":"You can now select multiple assets to borrow in one order. Set a unified loan term, interest rate, and collateral for all selected assets — fast and convenient.","calculated-interest-rate":"Calculated interest rate","selected-orders":"Selected Orders","average-rate":"Average Rate","Multi-Select":"Multi-Select","will-be-filled-automatically":"Will be filled automatically","order-failed":"Order Failed","no-assets-selected-yet":"No Assets Selected Yet","specific-rate":"rate {{rate}}","specific-amount":"amount {{amount}}","Fixed-Rate-Loans-Collateral":"Fixed Rate Loans' Collateral","Loan-Collateral":"Loan Collateral","collateral-to-be-delisted":"Collateral to be delisted","fixed-loan-coin-delist-tooltip":"{{coin}} will be delisted from Fixed Rate Loan loanable coins on UTC+0 {{time}}. Please repay your debt to avoid potential risks.","fixed-collateral-coin-delist-tooltip":"{{coin}} will be delisted from Fixed Rate Loan collateral coins on UTC+0 {{time}}. Please manage your Loan-to-Value to avoid potential risks.","Fixed Flexible":"Fixed / Flexible","exchange-loan-conversion-rate":"Conversion Rate","fixed-rate-market":"Fixed Rate Market","vip-loan-interest-payment":"Interest Payment","FIXED_LOAN_MARKET_CHECK_FAILED":"Sorry, the selected Fixed Rate offer(s) is no longer available. Please choose a different offer.","vip-loan-actual-receiving-amount":"Actual Receiving Amount","vip-average-interest-rate":"Average Interest Rate","Fixed-Loan-Market":"Fixed Loan Market","Choose-Orders":"Choose Orders","About-Borrow-Coin":"About Borrow Coin","VIP-Loan-Market":"VIP Loan Market","Check-History":"Check History","ongoing-order-switch-to-auto-repay-success":"Auto-Repay enabled successfully","Total-Borrowing-Amount":"Total Borrowing Amount","view-more-details":"View More Details","the-unavailable-order-removed-from-list":"The unavailable order(s) will be removed from the selected list.","vip-fixed-borrow-coin-info-description":"The interest rate and loan duration are fixed. Interest is charged upfront and deducted from the borrowed amount. Interest paid is non-refundable in case of early repayment or liquidation. You can extend the loan by converting it to a flexible rate at the end of the term.","interest-is-from-borrowed-amount":"Interest is charged upfront and deducted from the borrowed amount.","for-orders-from-fixed-rate-loan":"for orders from Fixed Rate Loan","receive-amount-after-borrowing":"Receive Amount after borrowing","vip-borrow-coin-info-description":"The interest rate is fixed. You can repay early anytime without penalty, and interest is charged only up to the repayment date. Interest can be paid anytime or when you repay the loan.","Total-Estimated-Interests":"Total Estimated Interest","vip-full-repayment-notice":"Please note that repayment must be made in full, and the pre-deducted interest is non-refundable in the event of early repayment.","ongoing-order-switch-to-flexible-rate-success":"Flexible Rate activated successfully","vip-full-repayment-success-body":"Repayment successful. Your collateral has been returned to your Spot account.","vip-loan-fixed-rate-loan-request-terms-sub2":"Your collateral assets remain in your spot account. Please ensure sufficient collateral is maintained to avoid liquidation.","vip-loan-fixed-rate-loan-request-terms-sub3":"You must repay the loan in full by the Expiry Date. If not, the loan will automatically convert from Fixed Rate to Flexible Rate, and interest will continue to accrue until repayment.","vip-loan-fixed-rate-loan-request-terms-sub1":"Upon order confirmation, the borrowed amount will be transferred to the Borrower minus the pre-agreed interest, which is non-refundable even if the loan is repaid early or liquidated before the Expiry Date.","vip-loan-total-collateral-tooltip":"Total collateral value after applying the collateral ratio.","vip-loan-average-interest-tooltip":"The weighted average interest rate for this borrow order.","vip-loan-locked-value-tooltip":"The minimum amount of collateral assets you should maintain in the Spot account to meet the Initial LTV.","liquidation-loans":"Liquidation Loans","liquidation-collaterals":"Liquidation Collaterals","returned-collaterals":"Returned Collaterals","daily-fixed-rate-value":"{{value}} (Fixed)","vip-loan-fixed-loans-auto-repay-description":"By enabling auto-repayment, Binance will automatically repay your Fixed Rate Loan on the Expiry Date using assets from your Spot Account if sufficient funds are available. If not, the auto-repayment will fail.","vip-loan-fixed-loans-switch-to-flexible-rate-description":"Binance will automatically apply for conversion to VIP Flexible Rate Loan when your Fixed Rate Loan expires.<br/>The estimated interest rate is subject to change every hour.","vip-accept-loan-fixed-rate-desc":"By accepting this Loan, you confirm you have read and agree to <primary>Fixed Rate Loan Service Terms</primary> and <secondary>VIP Loan Terms</secondary>.","Features":"Features","About":"About","FAQ":"FAQ","What-is-Fixed-Rate-Loans":"What is Fixed Rate Loans?","borrow-rate":"Borrow Rate","Medium-Risk":"Medium Risk","Low-Risk":"Low Risk","Annualized-Interest-Rate":"Annualized Interest Rate","flexible-max-loan-amount-by-collateral":"Your current collateral allows borrowing up to {{amount}} {{coin}} maximum. Please increase collateral or reduce the borrow amount.","High-Risk":"High Risk","margin-call-ltv-description":"Margin Call LTV ({{marginCallLtv}}) represents a warning that the loan position is getting close to the liquidation LTV.","Last-n-days":"Last {{day}} days","High":"High","ltv-risk":"LTV & Risk","ltv-risk-description":"LTV stands for Loan-to-Value. It's the ratio of the total value of your loan to the value of your collateral (after the collateral ratio is applied). The value is determined by the index price of respective coins.","Low":"Low","split-amount":"Split Amount","flexible-interest-rate":"Flexible interest rate: {{rate}}","expected-interest":"Expected Interest","flexible-interest-rate-tooltip":"After placing a supply order, you will start earning Real-Time APR from the Simple Earn Flexible Product until the order is matched. Once matched, the fixed-rate APR will begin accruing.","back-to-home":"Back to Homepage","borrow-more":"Borrow More","take-over-tooltip":"[Delayed Liquidation] This VIP Loan has reached the liquidation LTV. Trading, asset transfers, and withdrawal functions are temporarily disabled. Please contact Customer Support or your VIP Account Manager for assistance.","select-a-term":"Select a Term","take-over":"Take over"}