{"eternal-aboutUs-content-introduction":"<h2>Buy Crypto. Made Easy.</h2> <p>Go from zero to crypto fast with a simple and secure way to buy the world’s most popular cryptocurrencies.</p>","eternal-aboutUs-content-policy-1":"<p>Last updated:May 17, 2022.</p><p><i>Please note that this privacy policy will regularly be updated to reflect any changes in the way we handle your personal data or any changes in applicable laws.</i></p><p>This Privacy Policy describes how Bifinity UAB (“we”,“us”, “our”, “ourselves”) collects and processes your personal information (“you”, “your”) through the Bifinity UAB websites and applications that reference this Privacy Policy. By using the services provided by Bifinity UAB (“Bifinity Services”), you are consenting to the collection, storage, processing and transfer of your personal information as described in this Privacy Policy. Bifinity is a registered trademark of Bifinity UAB.</p><p>Bifinity UAB, (legal entity code: 305595206, registered office address: J. Balčikonio g. 3, Vilnius LT-08247, the Republic of Lithuania) is the Data Controller for personal information collected and processed in connection with the provision of Bifinity Services.</p><h2>1. What personal information does Bifinity collect? Why does Bifinity process my personal information? What is the legal basis for the processing activities?</h2><p><table><thead><tr><th>What information and personal data does Bifinity collect and process?</th><th>Why does Bifinity process my personal information?</th><th>Legal Basis for our use of personal information (EU and UK GDPR)</th></tr></thead><tbody><tr><td><line>- Email address</line><line>- Name</line><line>- Gender</line><line>- Date of birth</line><line>- Home address</line><line>- Phone number</line><line>- Nationality</line><line>- Device ID</line><line>- A video recording of you and a photographic image;</line></td><td><line>- Transaction services: We use your personal information to process fiat payments, and to communicate with you about orders and services</line><line>- Communicate with you: We use your personal information to communicate with you in relation to Bifinity Services</line><line>- We collect and process identity information and Sensitive Personal Data (as detailed in section 1) to comply with our Know Your Customer (“KYC”) obligations under applicable laws and regulations, and Anti-Money Laundering laws and regulations</line></td><td><line><b>Performance of a contract</b> when we provide you with products or services or communicate with you about them. This includes when we use your personal information to take and handle orders, and process payments.</line><line><b>Legal Obligation</b> to comply with our legal obligation under applicable laws and regulations, and Anti-Money Laundering laws and regulations.</line></td></tr><tr><td><line>- The Internet protocol (IP) address used to connect your computer to the Internet</line><line>- Login, e-mail address, password and location of your device or computer</line><line>- Bifinity Services metrics (e.g., the occurrences of technical errors, your interactions with service features and content, and your settings preferences)</line><line>- Version and time zone settings</line></td><td><line>- Provide, troubleshoot, and improve Bifinity Services: We use your personal information to provide functionality, analyse performance, fix errors, and improve the usability and effectiveness of Bifinity Services</line></td><td><line><b>Our legitimate interests</b> to ensure the proper functioning of our business operations.</line><line><b>Performance of a contract</b> when we provide you with products or services or communicate with you about them. This includes when we use your personal data to take and handle orders and process payments.</line></td></tr><tr><td><line>- Transaction history</line><line>- Information from other sources: we may receive information about you from other sources such as credit history information from credit bureaus</line></td><td><line>- Fraud prevention and credit risks. We process personal information to prevent and detect fraud and abuse in order to protect the security of our users, Bifinity Services and others. We may also use scoring methods to assess and manage credit risks.</line></td><td><line><b>Legal obligations</b> that we need to comply with concerning identifying customers, preventing fraud and/or abuse and avoiding non-compliance.</line><line><b>Our legitimate interests</b> and the interests of our users when, for example, we detect and prevent fraud and abuse in order to protect the security of our users, ourselves, or others.</line></td></tr><tr><td><line>- Information about your behaviour: we may process information about you on your behaviour and your activity for marketing and advertising purposes</line></td><td><line>- Improve our services: We process personal information to improve our services and for you to have a better user experience</line><line>- Recommendations and personalisation: We use your personal information to recommend features and services that might be of interest to you, identify your preferences, and personalise your experience with Bifinity Services</line></td><td><line><b>Our legitimate interest</b> to improve our services.</line><line><b>Your consent</b> when we ask for your consent to process your personal information for a specific purpose that we communicate to you. When you consent to processing your personal information for a specified purpose, you may withdraw your consent at any time, and we will stop processing your data for that purpose.</line></td></tr></tbody></table></p><p>We firmly believe that where the above table states that we rely on our legitimate interests for a given purpose, this is not overridden by your interests, rights or freedoms. Therefore, If you wish to obtain further information on this balancing test approach, please contact dpo@bifinity.com.</p><p>We will not use your personal data for purposes that are incompatible with the purposes of which you have been informed, unless it is required or authorized by law, or it is in your own vital interest (for example, in case of a medical emergency) to do so.</p><h2>Sensitive Data</h2><p>The term “sensitive data” refers to the various categories of personal data identified by data privacy laws or regulations as requiring special treatment, including in some circumstances the need to obtain explicit consent from you. These categories include racial or ethnic origin, political opinions, religious, philosophical or other similar beliefs, membership of a trade union, physical or mental health, biometric or generic data, sexual life or orientation, or criminal convictions and offences (including information about suspected criminal activities).</p><p>Due to the type of services provided we might need to process certain types of sensitive data. In the limited cases where we do collect such data, we will do this in accordance with data privacy laws and regulations and/or ask for your consent.</p>","eternal-aboutUs-content-usage-10":"<h1 id=\"recurring-buy\">Recurring Buy Transactions Terms &amp; Conditions</h1><p>  1. This Recurring Buy Transactions Terms &amp; Conditions (“Recurring Buy  Transactions”) will remain in full force and effect after the initial  Recurring Buy Transaction is executed in full, and until you change  your Recurring Buy Transaction settings and/or terminate the Recurring  Buy Transactions at the “Manage your Recurring Details” tab in your  Bifinity Account. We may, at any time, terminate the Recurring Buy  Transactions by providing notice to you.</p><p>  2. Please note that the Recurring Buy Transactions are currently NOT  available for corporate users.</p><p>  3. Recurring Buy Transactions are available with credit card payments  only.</p><p>  4. By clicking “Confirm” to proceed with your Recurring Buy  Transactions, you authorize such Transactions. It is important that  you regularly check your status of Recurring Buy Transactions. We  shall not be obliged to verify the information and details of the  Recurring Buy Transactions provided by you. All the information and  details of the Recurring Buy Transactions provided by you shall be  assumed accurate and complete.</p><p>  5. Bifinity is not responsible for any losses incurred to you as a  result of unauthorized or incorrect transactions or failed  transactions due to the circumstance in relation to incomplete or  outdated information including, but not limited to, invalid credit  card information given, insufficient funds in your payment method, a  payment made from the payment method reversed, or the issuing country  or issuing bank of your payment provider are currently incompatible  and unsupported. It is your responsibility to maintain an adequate  balance and/or sufficient credit limits in order to avoid overdraft,  non-sufficient funds, or similar fees charged by your payment  provider. We shall neither be responsible for the delay caused (if  any) in executing the Recurring Buy Transactions for any reason.  Further, we shall not be responsible for any merchant-initiated  transactions.</p><p>  6. In order to make any changes with your Recurring Buy Transactions,  you shall terminate the Recurring Buy Transactions at the “Manage your  Recurring Details” tab in your Bifinity Account and make a new order  for Recurring Buy Transactions.</p><p>  7. We reserve the right to refuse to process, cancel, terminate, or  reverse any Recurring Buy Transactions at our sole discretion, even  after funds have been debited from your account(s). If we suspect the  transaction involves (or has a high risk of involvement in) money  laundering, terrorist financing, fraud, or any other type of financial  crime; in response to a subpoena, court order, or other government  order; if we reasonably suspect that the transaction is erroneous; or  if we suspect the transaction relates to any applicable Restrictions.  In such instances, we will reverse the transaction, and we are under  no obligation to allow you to reinstate a purchase or sale order at  the same price or on the same terms as the canceled transaction or any  damages or losses caused due to the actions taken by us according to  the terms herein. Recurring Buy Transactions are subject to Bifinity  UAB Terms of Use and can made amended from time to time.</p>","eternal-aboutUs-content-policy-2":"<h2>2. What About Cookies and Other Identifiers?</h2><p>We use cookies and similar tools to enhance your user experience, provide our services, and understand how customers use our services so we can make improvements, for more information about how we use cookies please visit our<cookie-policy>Cookie Policy</cookie-policy>. The cookie banner on your browser will tell you how to accept or refuse cookies. For more information on how you can update your cookie preference please visit our<cookie>cookie preference centre</cookie>.</p><h2>3. Does Bifinity UAB Share My Personal Information?</h2><p>Information about our users is an important part of our business and we are not in the business of selling our users' personal information to others. Bifinity UAB shares users' personal information and Sensitive Personal Data only as described below and with the subsidiaries or affiliates of Bifinity UAB that are either subject to this Privacy Policy or follow practices at least as protective as those described in this Privacy Policy.</p><p>Third party service providers: We employ other companies and individuals to perform functions on our behalf. Examples include analysing data, providing marketing assistance, processing payments, transmitting content, assessing and managing credit risk, and performing identity verificationn and other KYC functions. These third-party service providers have access to personal information and Sensitive Personal Data needed to perform their functions but may not use it for other purposes. Further, they must process the personal information in accordance with this Privacy Policy and as only permitted by applicable data protection laws.</p><p>Business transfers: As we continue to develop our business, we might sell or buy other businesses or services. In such transactions, user information generally is one of the transferred business assets but remains subject to the promises made in any pre-existing Privacy Policy. Also, in the unlikely event that Bifinity UAB or substantially all of its assets are acquired, user information will be one of the transferred assets.</p><p>Protection of Bifinity UAB and others: We release account and other personal information when we believe such release is appropriate to comply with the law or with our regulatory obligations; enforce or apply our Terms of Use and other agreements; or protect the rights, property or safety of Bifinity UAB, our users or others. This includes exchanging information with other companies and organisations for fraud protection and credit risk reduction, and with regulatory agencies and law enforcement to comply with lawful requests.</p><h2>4. International transfers of personal data</h2><p>Bifinity UAB may transfer your data outside of the European Economic Area (“EEA”). Bifinity UAB puts in place suitable safeguards to ensure that such transfers are carried out in compliance with applicable data protection rules, except where the country to which the data is transferred has already been determined by the European Commission to provide an adequate level of protection.</p><p>Where Bifinity UAB transfers personal data to affiliates or service providers, Bifinity UAB relies on the latest standard contractual clauses of the European Commission.</p><h2>5. How Secure is My Information?</h2><p>We design our systems with your security and privacy in mind. We work to protect the security of your personal information during transmission by using encryption protocols and software.</p><p>We maintain physical, electronic and procedural safeguards in connection with the collection, storage and disclosure of your personal information. Our security procedures mean that we may ask you to verify your identity before we disclose personal information to you.</p><p>It is important for you to protect against unauthorised access to your account password. We recommend using a unique password for your Bifinity UAB account that is not utilized for other online accounts. Be sure to sign off when you finish using a shared computer.</p><h2>6. What About Advertising?</h2><p>We may share your personal information with our marketing partners for the purposes of targeting, modelling, and/or analytics as well as marketing and advertising. You may opt out of receiving directly from the emails you receive.</p><h2>7. What Information Can I Access?</h2><p>You can access your information, including your name, address, payment options, profile information, and transaction history in the &quot;Your Account&quot; section of the website.</p><h2>8. What Rights Do I Have?</h2><p>If you have any questions or objections as to how we collect and process your personal information, please contact dpo@bifinity.com.</p><p>When you consent to our processing your personal information for a specified purpose, you may withdraw your consent at any time, and we will stop any further processing of your data for that purpose.</p><p>In addition, subject to applicable law, you have the right to request access to, correct, and delete your personal data, and to ask for data portability. You may also object to our processing of your personal data or ask that we restrict the processing of your personal data in certain instances. If you wish to do any of these things, please contact dpo@bifinity.com.</p><h2>9. How Long Does Bifinity UAB Keep My Personal Information?</h2><p>We keep your personal information to enable your continued use of Bifinity Services, for as long as it is required in order to fulfil the relevant purposes described in this Privacy Policy, as may be required by law such as for tax and accounting purposes, or as otherwise communicated to you. Additionally, identity information and Sensitive Personal Data may be retained for eight years to comply with Anti-Money Laundering laws.</p><h2>10. Contact Information</h2><p>Our data protection officer can be contacted at dpo@bifinity.com, and will work to address any questions or issues that you have with respect to the collection and processing of your personal information.</p><h2>11. Conditions of Use, Notices and Revisions</h2><p>If you choose to use Bifinity Services, your use and any dispute over privacy is subject to this Privacy Policy and our Terms of Use. If you have any concerns about privacy at Bifinity UAB, please contact us with a thorough description, and we will try to resolve it. You also have the right to contact your local Data Protection Authority.</p><p>Our business changes constantly, and our Privacy Policy will change also. You should check our websites frequently to see recent changes. If you do not agree with the revised content, you shall stop accessing Bifinity Services immediately. When an updated version of the Privacy Policy is released, your continued access to Bifinity Services means that you agree to the updated content and agree to abide by the updated Privacy Policy. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.</p>","eternal-aboutUs-content-usage-9":"<h3>\n  10.2 Agreement to Arbitrate and Governing Law.\n</h3>\n<p>\n  <b>10.2.1 Agreement to arbitrate.</b> You and Bifinity UAB agree that, subject to Section 14.1  above, any dispute, claim, or controversy between you and Bifinity UAB arising in connection with or relating in any way to these Terms or to your relationship with Bifinity UAB as a User of UAB Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms) will be determined by mandatory final and binding individual (not class) arbitration, except as set forth below under “Exceptions to Agreement to Arbitrate”.\n</p>\n<p>\n  <b>10.2.2 Jurisdiction of the Tribunal.</b> You and Bifinity UAB further agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including without limitation any objections with respect to the existence, scope or validity of the agreement to arbitrate, or to the arbitrability of any claim or counterclaim. Arbitration is more informal than a lawsuit in court. There is no judge or jury in arbitration, and court review of an arbitration award is limited. There may be more limited discovery than in court. The arbitrator must follow this agreement and can award the same damages and relief as a court (including, if applicable, attorney fees), except that the arbitrator may not award declaratory or injunctive relief in favour of anyone but the parties to the arbitration.\n</p>\n<p>\n  <b>10.2.3 Arbitration Tribunal.</b> The arbitration provisions set forth in this Section will survive termination of these Terms. Arbitration Rules. The arbitration shall be subject to the Rules of the Arbitration Centre (<b>“Arbitration Rules”</b>) in force when the Notice of Arbitration is submitted, as modified by this Article [10]. The arbitration will be administered by the Hong Kong International Arbitration Centre (<b>“Arbitration Centre”</b>). Unless the parties agree otherwise, there shall be only one (1) arbitrator appointed in accordance with the Arbitration Rules. Any arbitration will be conducted in the English language. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based.\n</p>\n<p>\n  <b>10.2.4 Limitation Period.</b> Judgment on any arbitral award may be given in any court having jurisdiction over the party (or over the assets of the party) against whom such an award is rendered. Time for filing: any arbitration against bifinity uab must be commenced by filing a notice of arbitration within one (1) year, after the date the party asserting the claim first knows or reasonably should know of the act, omission or default giving rise to the claim; and there shall be no right to any remedy for any claim not asserted within that time period. This one year limitation period is inclusive of the internal dispute resolution procedure set forth in section 14.1 of this article above. there shall be no right to any remedy for any claim not asserted within that time period. If applicable law prohibits a one-year limitation period for asserting claims, any claim must be asserted within the shortest time period permitted by applicable law.\n</p>\n<p>\n  <b>10.2.5 Process; Notice.</b> The party who intends to seek arbitration after procedures set forth in Section 14.1 above has been completed, such party must submit a Notice of Arbitration to the Arbitration Centre in accordance with the Arbitration Rules. If we request arbitration against you, we will give you notice at the email address or mailing address you have provided. You agree that any notice sent to this email or mailing address shall be deemed effective for all purposes, including without limitation to determinations of adequacy of service. It is your obligation to ensure that the email address and/or mailing address on file with Bifinity UAB is up-to-date and accurate.\n</p>\n<p>\n  <b>10.2.6 Seat of Arbitration.</b> The seat of the arbitration shall be Hong Kong.\n</p>\n<p>\n  <b>10.2.7 Place of Hearing.</b> The location of any in-person arbitration hearing shall be Hong Kong, unless otherwise agreed to by the parties.\n</p>\n<p>\n  <b>10.2.8 Governing Law.</b> These Terms (except for this arbitration agreement) shall be governed by, and construed in accordance with laws of the Republic of Lithuania. Arbitration agreement is subject to Hong Kong Administrative Region of People’s Republic of China (<b>“Hong Kong”</b>).\n</p>\n<p>\n  <b>10.2.9 Confidentiality.</b> The parties agree that the arbitration shall be kept confidential. The existence of the arbitration, any non-public information provided in the arbitration, and any submissions, orders or awards made in the arbitration (together, the “Confidential Information”) shall not be disclosed to any person other than the parties involved in the relevant dispute, except to the extent necessary to the tribunal, the Arbitration Centre, the parties, their counsel, experts, witnesses, accountants and auditors, insurers and reinsurers, and any other person(s) necessary to the conduct of the arbitration. Notwithstanding the foregoing, a party may disclose Confidential Information to the extent that disclosure may be required to fulfill a legal duty, protect or pursue a legal right, or enforce or challenge an award in bona fide legal proceedings. This confidentiality provision shall survive termination of these Terms and of any arbitration brought pursuant to these Terms.\n</p>\n<h3>\n  10.3 Class Action Waiver.\n</h3>\n<p>\n  10.3.1 You and Bifinity UAB agree that any claims relating to these Terms or to your relationship with Bifinity UAB as a User of UAB Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal principles, and whether the claims arise during or after the termination of these Terms) shall be brought against the other party in an arbitration on an individual basis only and not as a plaintiff or class member in a purported class or representative action. You and Bifinity UAB further agree to waive any right for such claims to be brought, heard, or arbitrated as a class, collective, representative, or private attorney general action, to the extent permissible by applicable law. Combining or consolidating individual arbitrations into a single arbitration is not permitted without the consent of all parties, including Bifinity UAB.\n</p>\n<h3>\n  10.4 Modifications.\n</h3>\n<p>\n  Bifinity UAB reserves the right to update, modify, revise, suspend, or make any future changes to Article 10 regarding the parties’ agreement to arbitrate, subject to applicable law. You hereby consent and agree that it is your responsibility to ensure that your understanding of this Article 10 is up to date. Subject to the applicable law, your continued use of your Bifinity UAB account shall be deemed to be your acceptance of any modifications to Article 10 regarding the parties’ Agreement to Arbitrate. You agree that if you object to the modifications to Article 10, Bifinity UAB may block access to your account pending closure of your account. In such circumstances, the Terms of Use prior to modification shall remain in full force and effect pending closure of your account.\n</p>\n<h3>\n  10.5 Severability.\n</h3>\n<p>\n  If any portion of these Terms are adjudged to be invalid or unenforceable for any reason or to any extent, the remainder of these Terms will remain valid and enforceable and the invalid or unenforceable portion will be given effect to the greatest extent permitted by law.\n</p>","eternal-aboutUs-content-usage-7":"<h2>\n  5 Announcements\n</h2>\n<p>\n  Please be aware that all official announcements, news, promotions, competitions and airdrops, should they become effective, will be listed on www.bifinity.com. USERS UNDERTAKE TO REFER TO THESE MATERIALS REGULARLY AND PROMPTLY. Bifinity UAB WILL NOT BE HELD LIABLE OR RESPONSIBLE IN ANY MANNER OF COMPENSATION SHOULD USERS INCUR PERSONAL LOSSES ARISING FROM IGNORANCE OR FAILURE TO REMAIN UPDATED IN RESPECT OF THE ANNOUNCEMENTS.\n</p>\n<h2>\n  6 Termination of Agreement\n</h2>\n<h3>\n  6.1 Suspension of UAB Accounts\n</h3>\n<p>\n  6.1.1 You agree that Bifinity UAB shall have the right to immediately suspend your UAB Account (and any accounts beneficially owned by related entities or affiliates), freeze or lock the Digital Assets or funds in all such UAB Accounts, and suspend your access to Bifinity UAB for any reason including if Bifinity UAB suspects any such accounts to be in violation of these Terms, our Privacy Policy, or any applicable laws and regulations. You agree that Bifinity UAB shall not be liable to you for any permanent or temporary modification of your UAB Account, or suspension or termination of your access to all or any portion of UAB Services. Bifinity UAB shall reserve the right to keep and use the transaction data or other information related to or derived from such UAB Accounts. The above account controls may also be applied in the following cases:\n</p>\n<p>\n  6.1.2 The UAB Account is subject to a governmental proceeding, criminal investigation or other pending litigation;\n</p>\n<p>\n  6.1.3 We detect unusual activities in the UAB Account;\n</p>\n<p>\n  6.1.4 We detect unauthorized access to the UAB Account; and/or\n</p>\n<p>\n  6.1.5 We are required to do so by a court order or command by a regulatory/government authority.\n</p>\n<h3>\n  6.2 Cancellation of UAB Accounts\n</h3>\n<p>\n  6.2.1 In case of any of the following events, Bifinity UAB shall have the right to directly terminate these Terms by cancelling your UAB Account, and shall enjoy the right but not the obligation to permanently freeze or cancel the authorizations of your UAB Account on Bifinity UAB and withdraw the corresponding UAB Account thereof:\n</p>\n<p>\n  (a) after Bifinity UAB terminates services to you;\n</p>\n<p>\n  (b) you allegedly register repeatedly, or register in any other person’s name as a UAB User, directly or indirectly;\n</p>\n<p>\n  (c) the information that you have provided is untruthful, inaccurate, outdated or incomplete;\n</p>\n<p>\n  (d) when these Terms are amended, you state your unwillingness to accept the amended Terms by applying for cancellation of your UAB Account or by way of other conduct or means;\n</p>\n<p>\n  (e) you request that UAB Services be terminated; and\n</p>\n<p>\n  (f) any other circumstances where Bifinity UAB deems it should terminate UAB Services.\n</p>\n<p>\n  6.2.2 Should your UAB Account be terminated, the account and transactional information that meet data retention standards will be securely stored for 8 years. In addition, if a transaction is unfinished during the account termination process, Bifinity UAB shall have the right to notify your counterparty of the situation at that time. You acknowledge that a user-initiated account exit (right to erasure under GDPR or other equivalent regulations) will also be subjected to the termination protocol stated above.\n</p>\n<p>\n  6.2.3 If Bifinity UAB is informed that any Digital Assets or funds held in your UAB Account are stolen assets or otherwise are not lawfully possessed by you, Bifinity UAB may, but has no obligation to, place an administrative hold on the affected Digital Assets, funds, and/or your UAB Account. If Bifinity UAB does lay down an administrative hold on some or all of your funds, Digital Assets and/or UAB Account, Bifinity UAB may continue such hold until such time as the dispute has been resolved and evidence of the resolution acceptable to Bifinity UAB has been provided to Bifinity UAB in a form acceptable to Bifinity UAB. Bifinity UAB will not involve itself in any such dispute or the resolution of the dispute. You agree that Bifinity UAB will have no liability or responsibility for any such hold, or for your inability to withdraw Digital Assets or funds or execute trades during the period of any such hold.\n</p>\n<h3>\n  6.3 Remaining Funds After UAB Account Termination\n</h3>\n<p>\n  Except as set forth in Section 6.4 below, once a UAB Account is terminated/closed/withdrawn, all fees, expenses, charges, liabilities and any other amount owed to Bifinity UAB as of the date of termination/closure/withdrawal shall become payable immediately to Bifinity UAB, and you hereby authorise Bifinity UAB to set off such amount from your UAB Account without further notice. Upon payment of all outstanding charges to Bifinity UAB (if any), the relevant User shall withdraw all Digital Assets or funds from the UAB Account within ten (10) Business Days after such payment.\n</p>\n<p>\n  6.4 Remaining Funds After UAB Account Termination Due to Fraud, Violation of Law, or Violation of These Terms\n</p>\n<p>\n  Bifinity UAB maintains full custody of the Digital Assets, funds and User data/information which may be turned over to governmental authorities in the event of UAB Accounts’ suspension/closure arising from fraud investigations, investigations of violation of law or violation of these Terms.\n</p>","eternal-aboutUs-content-usage-8":"<h2>\n  7 No Financial Advice\n</h2>\n<p>\n  Bifinity UAB is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection with any trades or other decisions or activities effected by you using UAB Services. No communication or information provided to you by Bifinity UAB is intended as, or shall be considered or construed as, investment advice, financial advice, trading advice, or any other sort of advice. Unless otherwise specified in these Terms, all trades are executed automatically, based on the parameters of your order instructions and in accordance with posted trade execution procedures, and you are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you according to your personal investment objectives, financial circumstances and risk tolerance, and you shall be solely responsible for any loss or liability therefrom. You should consult legal or tax professionals regarding your specific situation. Bifinity UAB does not recommend that any Digital Asset should be bought, earned, sold, or held by you. Before making the decision to buy, sell or hold any Digital Asset, you should conduct your own due diligence and consult your financial advisors prior to making any investment decision. Bifinity UAB will not be held responsible for the decisions you make to buy, sell, or hold Digital Asset based on the information provided by Bifinity UAB.\n</p>\n<h2>\n  8 Compliance with Local Laws\n</h2>\n<p>\n  It is Users’ responsibility to abide by local laws in relation to the legal usage of UAB Services in their local jurisdiction as well as other laws and regulations applicable to Users. Users must also consider, to the extent of their local laws, all aspects of taxation, the withholding, collection, reporting and remittance to their appropriate tax authorities. All users of UAB services acknowledge and declare that their funds come from legitimate sources and do not originate from illegal activities; users agree that Bifinity UAB will require them to provide or otherwise collect the necessary information and materials as per relevant laws or government orders to verify the legality of the sources and use of their funds.Bifinity UAB maintains a stance of cooperation with law enforcement authorities globally and will not hesitate to seize, freeze, terminate Users’ accounts and funds which are flagged out or investigated by legal mandate.\n</p>\n<h2>\n  9 Privacy Policy\n</h2>\n<p>\n  Access to UAB Services will require the submission of certain personally identifiable information. Please review Bifinity UAB’s Privacy Policy as available from time to time for a summary of Bifinity UAB’s guidelines regarding the collection and use of personally identifiable information.\n</p>\n<h2>\n  10 Resolving Disputes: Forum, Arbitration, Class Action Waiver\n</h2>\n<h3>\n  10.1 Notice of Claim and Dispute Resolution Period.\n</h3>\n<p>\n  10.1.1 Please contact Bifinity UAB first! Bifinity UAB wants to address your concerns without resorting to formal legal proceedings, if possible. If you have a dispute with Bifinity UAB, then you should contact Bifinity UAB and a ticket number will be assigned. Bifinity UAB will attempt to resolve your dispute internally as soon as possible. The parties agree to negotiate in good faith to resolve the dispute (which discussions shall remain confidential and be subject to applicable rules protecting settlement discussions from use as evidence in any legal proceeding).\n</p>\n<p>\n  10.1.2 In the event the dispute cannot be resolved satisfactorily, and you wish to assert a legal claim against Bifinity UAB, then you agree to set forth the basis of such claim in writing in a “Notice of Claim,” as a form of prior notice to Bifinity UAB. The Notice of Claim must (a) describe the nature and basis of the claim or dispute, (b) set forth the specific relief sought, (c) provide the original ticket number, and (d) include your Bifinity UAB account email. The Notice of Claim should be submitted to an email address or hyperlink provided in your correspondence with Bifinity UAB. After you have provided the Notice of Claim to Bifinity UAB, the dispute referenced in the Notice of Claim may be submitted in writing (<b>“Notice of Arbitration”</b>) by either Bifinity UAB or you to arbitration in accordance with Section 10.1 of this Article 10 below. You agree that the submission of a dispute to Bifinity UAB for resolution internally and the delivery of a Notice of Claim to Bifinity UAB are prerequisites to commencement of an arbitration proceeding (or any other legal proceeding). During the arbitration, the amount of any settlement offer made by you or Bifinity UAB shall not be disclosed to the arbitrator.\n</p>","eternal-aboutUs-content-usage-5":"<h4>\n  3.2.3 Fiat Trading\n</h4>\n<p>\n  (a) Following the completion of the registration and identity verification for your UAB Account, User will be able to utilise Fiat Trading services on the Bifinity Website:\n</p>\n<p>\n  (i) purchasing Digital Currencies through payment by Debit/Credit card;\n</p>\n<p>\n  (ii) selling Digital Currencies by Fiat Trading Pairs; and\n</p>\n<p>\n  (iii) depositing fiat currencies Bifinity Merchant Wallet and purchase Digital Currencies or Digital Assets through Fiat Trading Pairs.\n</p>\n<p>\n  (b) For the purpose of UAB Services set forth in subclauses 3.3.3(a)(ii) and 3.3.3(a)(iii) above, you agree that Bifinity UAB may partner with other third party services providers in order to provide such UAB Services.\n</p>\n<h4>\n  3.2.4 Crypto to Crypto Trading Services.\n</h4>\n<p>\n  Notwithstanding any other provisions to the contrary, [the following UAB Services are only available for Users that are resident in certain jurisdictions (the list of jurisdictions is determined by Bifinity UAB and may change without notice from time to time)], and terms such as “you” or “your” shall only be construed to refer to such Users. Upon completion of the registration and identity verification for your UAB Account, you may conduct Crypto-to-crypto Trading on Bifinity in accordance with the provisions of these Terms and Bifinity Platform Rules.\n</p>\n<p>\n  (a) Orders. Upon sending an instruction of using UAB Services for Crypto-to-Crypto Trading (an “Order”), your UAB Account will be immediately updated to reflect the open Orders, and your Orders will be included in Bifinity UAB’s order book to match other Users’ Orders. An exchange (a “Transaction”) will occur if: (i) one of your Orders fully or partially matches another User’s Order, and such Transaction will be executed by Bifinity UAB; or (ii) your Order does not fully or partially matches with another User’s Order, but matches with another order recorded on the Bifinity’s order book, then Bifinity UAB will execute the Transaction with you as the principal, and execute a back-to-back transaction with such users on Bifinity’s order book. Once the Transaction is executed, your account will be updated to reflect that the Order has been fully executed and closed, or the Order has been partially executed. The Order will remain incomplete until it is fully executed or cancelled under paragraph (a) below. To conclude a Transaction, you authorize Bifinity to temporarily control the Digital Currencies involved in your Transaction.\n</p>\n<p>\n  (b) Cancellation. For Orders initiated through UAB Services, you may only cancel them before they have been matched with other Users’ Orders. Once your Order has been matched with another User’s Order, you may not change, revoke or cancel Bifinity’s authorization to complete the Order. For any partially matched Order, you may cancel the unmatched part of the Order unless such portion has been matched. Bifinity reserves the right to reject any cancellation request related to the Order you have submitted. If your UAB Account does not have sufficient amount of Digital Currencies to execute an Order, Bifinity UAB may cancel the entire Order, or execute part of the Order with the amount of Digital Currencies you have in your account at its sole discretion (in each case, any Transaction related fees payable to Bifinity are deducted as stated in paragraph (a) below).\n</p>\n<p>\n  (c) Fees. You agree to pay Bifinity UAB the fees that may be required to pay and shall be specified from time to time on the www.bifinity.com. Bifinity UAB may, in its discretion, update the fees at any time. Any updated fees will apply to any sales or other Transactions that occur after the effective time of the updated fees. You authorize Bifinity UAB to deduct from your account any applicable fees that you owe under these Terms.\n</p>\n<h4>\n  3.2.5 Custodial Services\n</h4>\n<p>\n  Virtual Assets custodial services are made available to you by Bifinity UAB on terms and conditions set forth in the “Terms of Use of Crypto Custodial Services” available at domain(s)/sub-domain(s) owned and/or operated by Bifinity UAB.\n</p>","eternal-aboutUs-content-usage-4":"<h2>\n  3 UAB Services\n</h2>\n<h3>\n  3.1 General\n</h3>\n<p>\n  Upon completion of the registration and identity verification for your UAB Account, you may use various UAB Services in accordance with the provisions of these Terms (including Bifinity Website Rules and other individual agreements). Bifinity UAB has the right to:\n</p>\n<p>\n  3.1.1 provide, modify or terminate, in its discretion, any UAB Services based on its development plan; and\n</p>\n<p>\n  3.1.2 allow or prohibit some Users’ use of any UAB Services in accordance with relevant Bifinity Website Rules.\n</p>\n<h3>\n  3.2 Service Usage Guidelines\n</h3>\n<h4>\n  3.2.1 License\n</h4>\n<p>\n  (a) Provided that you comply with the express terms and conditions stated in these Terms at all times during your usage, Bifinity UAB grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and non-sublicensable license to access and use UAB Services through your computer or Internet compatible devices for your personal/internal purposes. You are prohibited to use UAB Services for resale or commercial purposes, including transactions on behalf of other persons or entities. All the above actions are expressly prohibited and constitute a material violation of these Terms. The content layout, format, function and access rights regarding UAB Services should be stipulated in the discretion of Bifinity UAB. Bifinity UAB reserves all rights not expressly granted in these Terms. Therefore, you are hereby prohibited from using UAB Services in any way not expressly authorized by these Terms.\n</p>\n<p>\n  (b) These Terms only grant a limited license to access and use UAB Services. Therefore, you hereby agree that when you use UAB Services, Bifinity UAB does not transfer UAB Services or the ownership or intellectual property rights of any Bifinity UAB intellectual property to you or anyone else. All the text, graphics, user interfaces, visual interface, photos, sounds, process flow diagrams, computer code (including html code), programs, software, products, information and documents, as well as the design, structure, selection, coordination, expression, look and feel, and layout of any content included in the services or provided through UAB Services, are exclusively owned, controlled and/or licensed by Bifinity UAB or its members, parent companies, licensors or affiliates.\n</p>\n<p>\n  (c) Bifinity UAB owns any feedback, suggestions, ideas, or other information or materials (hereinafter collectively referred to as <b>“Feedback”</b>) about Bifinity UAB or UAB Services that you provide through email, UAB Services, or other ways. You hereby transfer all rights, ownership and interests of the Feedback and all related intellectual property rights to Bifinity UAB. You have no right and hereby waive any request for acknowledgment or compensation based on any Feedback, or any modifications based on any Feedback.\n</p>\n<p>\n  <b>3.2.2 Restriction.</b> When you use UAB Services, you agree and undertake to comply with the following provisions:\n</p>\n<p>\n  (a) During the use of UAB Services, all activities you carry out should comply with the requirements of applicable laws and regulations, these Terms, and various guidelines of Bifinity UAB;\n</p>\n<p>\n  (b) Your use of UAB Services should not violate public interests, public morals, or the legitimate interests of others, including any actions that would interfere with, disrupt, negatively affect, or prohibit other Users from using UAB Services;\n</p>\n<p>\n  (c) You agree not to use the services for market manipulation (such as pump and dump schemes, wash trading, self-trading, front running, quote stuffing, and spoofing or layering, regardless of whether prohibited by law);\n</p>\n<p>\n  (d) Without written consent from Bifinity UAB, the following commercial uses of Bifinity UAB data are prohibited:\n</p>\n<p>\n  (i) Trading services that make use of Bifinity UAB quotes or market bulletin board information;\n</p>\n<p>\n  (ii) Data feeding or streaming services that make use of any market data of Bifinity UAB; and/or\n</p>\n<p>\n  (iii) Any other websites/apps/services that charge for or otherwise profit from (including through advertising or referral fees) market data obtained from Bifinity UAB,\n</p>\n<p>\n  (e) Without prior written consent from Bifinity UAB, you may not modify, replicate, duplicate, copy, download, store, further transmit, disseminate, transfer, disassemble, broadcast, publish, remove or alter any copyright statement or label, or license, sub-license, sell, mirror, design, rent, lease, private label, grant security interests in the properties or any part of the properties, or create their derivative works or otherwise take advantage of any part of the properties;\n</p>\n<p>\n  (f) You may not (1) use any deep linking, web crawlers, bots, spiders or other automatic devices, programs, scripts, algorithms or methods, or any similar or equivalent manual processes to access, obtain, copy or monitor any part of the properties, or replicate or bypass the navigational structure or presentation of UAB Services in any way, in order to obtain or attempt to obtain any materials, documents or information in any manner which is intended to be provided by Bifinity UAB to enable the access to UAB Services; (2) attempt to access any part or function of the properties without authorization, or connect to UAB Services or any Bifinity UAB servers or any other systems or networks of any UAB Services provided through the services by hacking, password mining or any other unlawful or prohibited means; (3) probe, scan or test the vulnerabilities of UAB Services or any network connected to the properties, or violate any security or authentication measures on UAB Services or any network connected to UAB Services; (4) reverse look-up, track or seek to track any information of any other Users or visitors of UAB Services; (5) take any actions that imposes an unreasonable or disproportionately large load on the infrastructure of systems or networks of UAB Services or Bifinity UAB, or the infrastructure of any systems or networks connected to Bifinity UAB services; (6) use any devices, software or routine programs to interfere with the normal operation of UAB Services or any transactions on UAB Services, or any other person’s use of UAB Services; (7) forge headers, impersonate, or otherwise manipulate identification, to disguise your identity or the origin of any messages or transmissions you send to Bifinity UAB, and/or (8) use UAB Services in an illegal way.\n</p>\n<p>\n  (g) By accessing UAB Services, you agree that Bifinity UAB has the right to investigate any violation of these Terms, unilaterally determine whether you have violated these Terms, and take actions under relevant regulations without your consent or prior notice. Examples of such actions include, but are not limited to:\n</p>\n<p>\n  (i) Blocking and closing order requests;\n</p>\n<p>\n  (ii) Freezing your account;\n</p>\n<p>\n  (iii) Reporting the incident to the authorities;\n</p>\n<p>\n  (iv) Publishing the alleged violations and actions that have been taken;\n</p>\n<p>\n  (v) Deleting any information you published that are found to be violations.\n</p>","eternal-aboutUs-content-usage-6":"<h2>\n  4 LIABILITIES\n</h2>\n<h3>\n  4.1 Disclaimer of Warranties\n</h3>\n<p>\n  <b>4.1.1</b> To the maximum extent permitted under applicable laws, UAB services, Bifinity UAB materials and any product, service or other item provided by or on behalf of bifinity uab are offered on an “as is” and “as available” basis, and bifinity uab expressly disclaims, and you waive, any and all other warranties of any kind, whether express or implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, title or non-infringement or warranties arising from course of performance, course of dealing or usage in trade. without limiting the foregoing, Bifinity UAB does not represent or warrant that the site, uab services or Bifinity UAB materials are accurate, complete, reliable, current, error-free, or free of viruses or other harmful components. Bifinity UAB does not guarantee that any order will be executed, accepted, recorded or remain open. Except for the express statements, agreements and rules set forth in these terms, you hereby acknowledge and agree that you have not relied upon any other statement or agreement, whether written or oral, with respect to your use and access of uab services. without limiting the foregoing, you hereby understand and agree that bifinity uab will not be liable for any losses or damages arising out of or relating to: (a) any inaccuracy, defect or omission of digital assets price data, (b) any error or delay in the transmission of such data, (c) interruption in any such data, (d) regular or unscheduled maintenance carried out by bifinity uab and service interruption and change resulting from such maintenance, (e) any damages incurred by other users’ actions, omissions or violation of these terms, (f) any damage caused by illegal actions of other third parties or actions without authorized by Bifinity UAB; and (g) other exemptions mentioned in disclaimers and platform rules issued by Bifinity UAB.\n</p>\n<p>\n  4.1.2 the disclaimer of implied warranties contained herein may not apply if and to the extent it is prohibited by applicable law of the jurisdiction in which you reside.\n</p>\n<h3>\n  4.2 Disclaimer of Damages and Limitation of Liability\n</h3>\n<p>\n  4.2.1 To the maximum extent permitted by applicable laws, in no event will Bifinity UAB, its affiliates and their respective shareholders, members, directors, officers, employees, attorneys, agents, representatives, suppliers or contractors be liable for any incidental, indirect, special, punitive, consequential or similar damages or liabilities whatsoever (including, without limitation, damages for loss of data, information, revenue, profits or other businesses or financial benefits) arising out of UAB services, any performance or non-performance of UAB services, or any other product, service or other item provided by or on behalf of Bifinity UAB and its affiliates, whether under contract, statute, strict liability or other theory even if Bifinity UAB has been advised of the possibility of such damages except to the extent of a final judicial determination that such damages were a result of Bifinity UAB’s gross negligence, fraud, willful misconduct or intentional violation of law. for jurisdictions that do not allow the foregoing exclusion or limitation of incidental or consequential damages, such exclusion or limitation ímay not apply to you.\n</p>\n<p>\n  4.2.2 notwithstanding the foregoing, in no event will the liability of Bifinity UAB, its affiliates and their respective shareholders, members, directors, officers, employees, attorneys, agents, representatives, suppliers or contractors arising out of services offered by or on behalf of Bifinity UAB and its affiliates, any performance or non-performance of uab services, or any other product, service or other item, whether under contract, statute, strict liability or other principles of law, exceed the amount of the fees paid by you to Bifinity UAB under these terms in the twelve-month period immediately preceding the event giving rise to the claim for liability.\n</p>\n<h3>\n  4.3 Indemnification\n</h3>\n<p>\n  You agree to indemnify and hold harmless Bifinity UAB, their affiliates, contractors, licensors, and their respective directors, officers, employees and agents from and against any claims, actions, proceedings, investigations, demands, suits, costs, expenses and damages (including attorneys’ fees, fines or penalties imposed by any regulatory authority) arising out of or related to:\n</p>\n<p>\n  4.3.1 your use of, or conduct in connection with, UAB Services;\n</p>\n<p>\n  4.3.2 your breach or our enforcement of these Terms, or\n</p>\n<p>\n  4.3.3 your violation of any applicable law, regulation, or rights of any third party during your use of UAB Services. If you are obligated to indemnify Bifinity UAB, their affiliates, contractors, licensors, and their respective directors, officers, employees or agents pursuant to these Terms, Bifinity UAB will have the right, in its sole discretion, to control any action or proceeding and to determine whether Bifinity UAB wishes to settle, and if so, on what terms.\n</p>","eternal-aboutUs-content-usage-2":"<h2>\n  2 General Provisions\n</h2>\n<h3>\n  2.1 About These Terms\n</h3>\n<h4>\n  2.1.1 Contractual Relationship.\n</h4>\n<p>\n  These Terms constitute a legal agreement and create a binding contract between you and Bifinity UAB.\n</p>\n<h4>\n  2.1.2 Supplementary Terms.\n</h4>\n<p>\n  Due to the rapid development of Digital Currencies and Bifinity UAB, these Terms between you and Bifinity UAB do not enumerate or cover all rights and obligations of each party, and do not guarantee full alignment with needs arising from future development. Therefore, the privacy policy , Bifinity UAB platform rules, and all other agreements entered into separately between you and Bifinity UAB are deemed supplementary terms that are an integral part of these terms and shall have the same legal effect. Your use of Bifinity UAB services is deemed your acceptance of the above supplementary terms.\n</p>\n<h4>2.1.3 Changes to these terms. </h4>\n<p>\n  Bifinity UAB reserves the right to change or modify these terms in its discretion at any time. Bifinity UAB will notify such changes by updating the terms on its website and modifying the “last revised” date displayed on this page. Any and all modifications or changes to these terms will become effective upon publication on the website or release to users. You agree that your continued use of Bifinity UAB services is deemed your acceptance of the modified agreement and rules. If you do not agree to any changes to these terms, you must stop using Bifinity UAB services immediately. You are recommended to frequently review these terms to ensure your understanding of the terms and conditions that apply to your access to and use of Bifinity UAB services.\n</p>\n<h4>\n  2.1.4 Prohibition of use.\n</h4>\n<p>\n  By accessing and using Bifinity UAB services, you represent and warrant that you have not been included in any trade embargoes or economic and/or other sanctions list, the list of specially designated nationals maintained by OFAC (The Office of Foreign Assets Control of The U.S. Department of The Treasury), or other sanction list issued and or applicable in European Union and/or Republic of Lithuania. Bifinity UAB reserves the right to refuse, in its discretion, the provision of Bifinity UAB services to certain companies and/or individuals.\n</p>\n<h3>\n  2.2 About Bifinity UAB.\n</h3>\n<p>\n  2.2.1 To provide UAB Services, Bifinity UAB may engage in trading on an online platform for Digital Assets trading powered by Bifinity.\n</p>\n<p>\n  2.2.2 Although Bifinity UAB has been committed to maintaining the accuracy of the information provided through UAB Services, Bifinity UAB cannot and does not guarantee its accuracy, applicability, reliability, integrity, performance or appropriateness, nor shall Bifinity UAB be liable for any loss or damage that may be caused directly or indirectly by your use of these contents. The information about UAB Services may change without notice, and the main purpose of providing such information is to help Users make independent decisions. Bifinity UAB does not provide investment or consulting advice of any kind, and is not responsible for the use or interpretation of information on Bifinity UAB or any other communication medium. All Users of UAB Services must understand the risks involved in Digital Assets trading, and are recommended to exercise prudence and trade responsibly within their own capabilities.\n</p>","eternal-aboutUs-content-usage-1":"<p>\n  Last revised: 10 December, 2021\n</p>\n<p>\n  Please read the terms carefully as they govern your use of UAB services. As with any asset, the values of digital assets (as defined below) may fluctuate significantly and there is a substantial risk of economic losses when purchasing, selling, holding or investing in digital currencies. By making use of Bifinity UAB services, you acknowledge and agree that: (1) you are aware of the risks associated with transactions of digital assets; (2) you shall assume all risks related to the use of Bifinity UAB services and transactions of digital currencies; (3) Bifinity UAB shall not be liable for any such risks or adverse outcomes; and (4) you should obtain independent legal and/or financial advice before entering into any transaction and/or using Bifinity UAB services.\n</p>\n<p>\n  These Bifinity UAB Terms of Use are entered into between you (hereinafter referred to as <b>“you”</b> or <b>“your”</b>) and Bifinity UAB. By accessing, downloading, using or clicking on “I agree”, “I accept”, “Start” to accept any UAB Services (as defined below) provided by Bifinity UAB (as defined below), you agree that you have read, understood and accepted all of the terms and conditions stipulated in these Bifinity UAB Terms of Use (hereinafter referred to as <b>“Terms”</b>) as well as our Privacy Policy as available from time to time. In addition, when using some features of the Services, you may be subject to specific additional terms and conditions applicable to those features.\n</p>\n<p>\n  By accessing, using or attempting to use UAB Services in any capacity, you acknowledge that you accept and agree to be bound by these Terms. If you do not agree, do not access Bifinity UAB or utilize UAB Services in any way.\n</p>\n<h2>\n  1 Definitions\n</h2>\n<p>\n  In these Terms, the following defined terms shall have the meaning ascribed to them below:\n</p>\n<p>\n  <b>“Available Fiat&quot;</b> means fiat currencies, as designated or varied by Bifinity UAB from time to time.\n</p>\n<p>\n  <b>“Bifinity”</b> refers to Bifinity UAB website and its owned and/or operated domains and or sub-domain (whose domain names include but are not limited to https://www.bifinity.com/en/terms), mobile applications, clients, applets and other applications that are developed to offer Bifinity Services. Bifinity might integrate and/or use other operator’s services to provide products or services through these operators.\n</p>\n<p>\n  <b>“Bifinity UAB”</b> means Bifinity UAB (registration number: 305595206), company established under the laws of the Republic of Lithuania and having its registered office at Didžioji st. 18, Vilnius, Republic of Lithuania.\n</p>\n<p>\n  <b>“Bifinity Website”</b> means the user interface made available for use by Users at www.bifinity.com\n</p>\n<p>\n  <b>“Bifinity Website Rules”</b> means all rules, interpretations, announcements, statements, letters of consent and other contents that have been and will be subsequently released by Bifinity UAB, as well as all regulations, implementation rules, product process descriptions, and announcements published in the [Help Center] or within products or service processes.\n</p>\n<p>\n  <b>“Buy Crypto with Debit/Credit card”</b> means spot transactions in which Digital Currencies are exchanged for fiat currencies through payment by Debit/Credit card.\n</p>\n<p>\n  <b>“Digital Assets”</b> means Digital Currencies, their derivatives or other types of digitalized assets with a certain value.\n</p>\n<p>\n  <b>“Digital Currencies”</b> means encrypted or digital tokens or cryptocurrencies with a certain value that are based on blockchain and cryptography technologies and are issued and managed in a decentralized form.\n</p>\n<p>\n  <b>“Fiat Trading”</b> means spot transactions in which Digital Currencies are exchanged for Available Fiat or vice versa.\n</p>\n<p>\n  <b>“Fiat Trading Pairs”</b> means the trading pairs as quoted on the Bifinity Website which involves a fiat currency on one hand and a Digital Currencies on the other.\n</p>\n<p>\n  <b>“UAB Accounts”</b> refer to the foundational virtual accounts, including main accounts and subaccounts, which are opened by Bifinity UAB for Users to record on Bifinity UAB their usage of UAB Services, transactions, asset changes and basic information. UAB Accounts serve as the basis for Users to enjoy and exercise their rights on Bifinity UAB.\n</p>\n<p>\n  <b>“UAB Services”</b> means such services as set forth in Article 3 (<i>UAB Services</i>) below.\n</p>\n<p>\n  <b>“Users”</b> means all individuals, institutions or organizations that access, download or use Bifinity UAB or UAB Services and who meet the criteria and conditions stipulated by Bifinity UAB.\n</p>","eternal-aboutUs-content-usage-3":"<p>\n  2.3 UAB Account Registration and Requirements.\n</p>\n<h4>\n  2.3.1 Registration.\n</h4>\n<p>\n  All Users must apply for a UAB Account at relevant URL before using UAB Services. When you register a UAB Account, you must provide your real name, email address and password, and accept these Terms, the Privacy Policy, and other Bifinity Website Rules. Bifinity UAB may refuse, in its discretion, to open a UAB Account for you. You warrant that all information provided by you for registration of a UAB Account is true, complete and accurate, and you agree to timely update any information you provided to Bifinity UAB to maintain the integrity and accuracy of the information. Only one User can be registered at a time, but each individual User (including any User that is a business or legal entity) may maintain only one main account at any given time. Institutional Users (including Users that are businesses and other legal entities) can open one or more sub-accounts under the main account with the consent of Bifinity UAB. For certain UAB Services, you may be required to set up a special account independent from your UAB Account, based on the provisions of these Terms or the Supplementary Terms. The registration, use, protection and management of such trading accounts are equally governed by the provisions of this Article and Article 6 (Termination of Agreement), unless otherwise stated in these Terms or the Supplementary Terms.\n</p>\n<h4>\n  2.3.2 Eligibility.\n</h4>\n<p>\n  (a) By registering to use a UAB Account, you represent and warrant that (1) as an individual, you are at least 18 or are of legal age to form a binding contract under applicable laws at the date of registration; (2) as an individual, legal person, or other organization, you have full legal capacity and sufficient authorizations to enter into these Terms; (3) you have not been previously suspended or removed from using UAB Services; (4) you do not currently have a UAB Account; (5) you are neither a United States user, a Malaysia user, a Singapore-based user, or an Ontario (Canada)-based user (or residing in any of the foregoing territories); nor are you acting on behalf of a United States user, a Malaysia user, a Singapore-based user, or an Ontario (Canada)-based user (or any residents in any of the foregoing territories). If you act as an employee or agent of a legal entity, and enter into these Terms on their behalf, you represent and warrant that you have all the necessary rights and authorizations to bind such legal entity; and (6) your use of UAB Services will not violate any and all laws and regulations applicable to you, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing.\n</p>\n<p>\n  (b) Please note that some products and services may not be available in certain jurisdictions or regions or to certain users. Bifinity UAB reserves the right to change, modify or impose additional restrictions at its discretion at any time.\n</p>\n<h4>\n  2.3.3 User Identity Verification.\n</h4>\n<p>\n  (a) Your registration of an account with Bifinity UAB will be deemed your agreement to provide required personal information for identity verification. Such information will be used to verify Users’ identity, identify traces of money laundering, terrorist financing, fraud and other financial crimes through Bifinity UAB, or for other lawful purposes stated by Bifinity UAB. We will collect, use and share such information in accordance with our Privacy Policy.\n</p>\n<p>\n  (b) In addition to providing such information, you agree to allow us to keep a record of that information during the period for which your account is active and within eight (8) years after your account is closed, in compliance with global industry standards on data storage. You also authorize us to conduct necessary investigations directly or through a third party to verify your identity or protect you and/or us from financial crimes, such as fraud. The information we require to verify your identity may include, but is not limited to, your name, surname, government-issued personal code,and/or date of birth, citizenship, email address, contact information, phone number, username, government-issued ID, and other information collected during account registration. When providing the required information for the purpose of user identity verification, you confirm and warrant that all information provided by you is true, complete and accurate.\n</p>\n<p>\n  (c) After registration, you must ensure that the information is true, complete, and timely updated when changed. if there are any grounds for believing that any of the information you provided is incorrect, false, outdated or incomplete, Bifinity UAB reserves the right to send you a notice to demand correction, directly delete the relevant information, and/or, as the case may be, terminate all or part of Bifinity UAB services we provide for you. If any of the information provided by you is untrue or incomplete, or if we are unable to reach you with the contact information you provided, you shall be fully liable for any loss or expense caused to Bifinity UAB during your use of Bifinity UAB services. You hereby acknowledge and agree that you have the obligation to update all the information if there is any change. By registering an account, you hereby authorize Bifinity UAB to conduct investigations that Bifinity UAB considers necessary, either directly or through a third party, to verify your identity or protect you, other users and/or bifinity uab from fraud or other financial crimes, and to take necessary actions based on the results of such investigations. You also acknowledge and agree that your personal information may be disclosed to credit bureaus and agencies for fraud prevention or financial crime prevention, which may respond to our investigations in full.\n</p>\n<h4>\n  2.3.4 Account Usage Requirements.\n</h4>\n<p>\n  suspend, freeze or cancel the use of UAB Accounts by persons other than account registrant. If you suspect or become aware of any unauthorized use of your username and password, you should notify Bifinity UAB immediately. Bifinity UAB assumes no liability for any loss or damage arising from the use of UAB Account by you or any third party with or without your authorization.\n</p>\n<h4>\n  2.3.5 Account Security.\n</h4>\n<p>\n  (a) Bifinity UAB has been committed to maintaining the security of User entrusted funds, and has implemented industry standard protection for UAB Services. However, the actions of individual Users may pose risks. You shall agree to treat your access credentials (such as username and password) as confidential information, and not to disclose such information to any third party. You also agree to be solely responsible for taking the necessary security measures to protect your UAB Account and personal information.\n</p>\n<p>\n  (b) You should be solely responsible for keeping your UAB Account and password safe, and be responsible for all the transactions under your UAB Account. Bifinity UAB assumes no liability for any loss or consequences caused by authorized or unauthorized use of your account credentials, including but not limited to information disclosure, information release, consent or submission of various rules and agreements by clicking on the website, online agreement renewal, etc.\n</p>\n<p>\n  (c) By creating a UAB Account, you hereby agree that:\n</p>\n<p>\n  (i) you will notify Bifinity UAB immediately if you are aware of any unauthorized use of your UAB Account and password or any other violation of security rules;\n</p>\n<p>\n  (ii) you will strictly abide by all mechanisms or procedures of Bifinity UAB regarding security, authentication, trading, charging, and withdrawal; and\n</p>\n<p>\n  (iii) you will take appropriate steps to logout from Bifinity UAB at the end of each visit.\n</p>\n<h4>\n  2.3.6 Personal Data\n</h4>\n<p>\n  Please refer to the <policy>Bifinity UAB Privacy Policy</policy>.\n</p>","eternal-aboutUs-content-vision":"<h2>Mission</h2> <p>Bifinity provides an entry point to the new world of digital currency for businesses. We leverage blockchain technologies and digital currencies to empower businesses to offer fiat-to-crypto payments directly to consumers.</p> <h2>Vision</h2> <p>To build the leading payments infrastructure for the next digital revolution with a simple aim: by making cryptocurrency accessible for everyone. We bridge traditional financial rails to the world's leading and developing blockchains to help businesses and consumers move money and accept payments internationally.</p>","eternal-aboutUs-content-cookie-policy":"<h2>How Bifinity use cookies and other similar technology on this website.</h2>\n<p><i>This policy is effective as of January 10, 2022. Please note that this privacy statement will be updated from time to time.</i></p>\n<p>We can place cookies and other similar technology on your device, including mobile device, in accordance with your preferences set on our <cookie>cookie preference center</cookie>. Depending on your settings in our cookie consent manager on your mobile device, the following information may be collected through cookies or similar technology: your unique device identifier, mobile device IP address, information about your device’s operating system, mobile carrier and your location information (to the extent permissible under applicable law).</p>\n<p>Every time you visit Bifinity website, you will be prompted to accept or reject cookies, you can also tailor your selection.</p>\n<h2>What are cookies?</h2>\n<p>Cookies are small text files that are placed into user’s device when you visit a website, downloaded to your computer or mobile device when you visit a site and allow a site to recognize your device. Cookies stores information about the user’s visit, which may include content viewed, language preference, time and duration of each visit and advertisement accessed. Cookies managed by Bifinity only are called “first party cookies' ' whereas cookies from third parties are called “third party cookies”.</p>\n<h2>Why do we use cookies and similar technologies?</h2>\n<p>Cookies are a useful mechanism that do a lot of different jobs, such as letting you navigate between pages efficiently, remembering your preferences and generally improving the user experience. They can help to ensure that the advertisements you see online are more relevant to you and your interests and enable us to identify your preferences. There are different set of cookies, and we will explain that later in this document.</p>\n<h2>Does Bifinity use cookies for marketing and analytics?</h2>\n<p>Yes, we may use information collected from our cookies to identify user behaviour and to serve content and offers based on your profile, and for the other purposes described below, to the extent legally permissible in certain jurisdictions.</p>\n<p>In other cases, we can associate cookie information (including information from cookies placed via our advertisements on third party sites) with an identifiable individual.</p>\n<h2>Do you use any cookies from third party companies?</h2>\n<p>Some cookies, web beacons and other tracking and storage technologies that we use are from third party companies (third party cookies) to provide us with web analytics and intelligence about our sites which may also be used to provide measurement services and target ads.</p>\n<h2>What if I don’t want cookies or similar tracking technologies?</h2>\n<p>You can adjust your preferences about cookies through our <cookie>cookie preference center</cookie>. If you want to remove existing cookies from your device, you can do this using your browser options.</p>\n<p>If you want to block future cookies being placed on your device, you can do so by modifying the settings at our <cookie>cookie preference center</cookie>. Nevertheless, please consider that deleting and blocking cookies may have an impact on your user experience.</p>\n<h2>What types of cookies does the site use?</h2>\n<p>The cookies used on Bifinity sites have been categorized as per the table below. However, it is important to note that not all cookies may be used in all jurisdictions or websites. A list of the categories of cookies used on this website is set out below.</p>\n<table>\n  <thead>\n    <tr>\n      <th>Category</th>\n      <th>Description</th>\n    </tr>\n  </thead>\n  <tbody>\n    <tr>\n      <td>\n        <b>Strictly Necessary cookies</b>\n      </td>\n      <td>These cookies are necessary for the website to function and cannot be switched off in our systems. They are usually only set in response to actions made by which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not when work. These cookies do not store any personally identifiable information. </td>\n    </tr>\n    <tr>\n      <td><b>Performance cookies</b></td>\n      <td>These cookies allow us to count visits and traffic sources so we can measure and improve the performance of our site. They help us to know which pages are the most and least popular and see how visitors move around the site. All information these cookies collect is aggregated and therefore anonymous. If you do not allow these cookies we will not know when you have visited our site and will not be able to monitor its performance. </td>\n    </tr>\n    <tr>\n      <td><b>Functionality cookies</b></td>\n      <td>These cookies enable the website to provide enhanced functionality and personalisation. They may be set by us or by a third-party provider whose services we have added to our pages. If you don’t allow these cookies some services may not function properly.</td>\n    </tr>\n    <tr>\n      <td><b>Targeting cookies</b></td>\n      <td>Targeting cookies may be set through our site by ourselves and our advertising partners. First parties and third parties will use them to build a profile of your interests based on the browsing information they collect from you, which includes uniquely identifying your browser and terminal equipment. If you do not allow these cookies you will still see basic advertising on your browser that is generic and not based on your interests</td>\n    </tr>\n    <tr>\n      <td><b>Social Media Cookies</b></td>\n      <td>These cookies are set by a range of social media services that we have added to the site to enable you to share our content with your friends and networks. They are capable of tracking your browser across other sites and building up a profile of your interests. This may impact the content and messages you see on other websites you visit. If you do not allow these cookies you may not be able to use or see these sharing tools.</td>\n    </tr>\n  </tbody>\n</table>\n<p>If you have any questions now or during your visit, please submit your request through our dpo@bifinity.com.</p>\n<p>You can adjust your cookie settings at any time from our <cookie>cookie preference center</cookie>. </p>"}